Essays and Research Papers on Personal Finance

This 24-page paper is a literature discussion about what impacts price behavior of common stock, both on the AMEX/NYSE and NASDAQ. Bibliography lists 10 sources.

This 5-page paper discusses basic accounting terms including entity, cost, materiality and substance over form, then answers questions as to feasibility of these concepts to firms. Bibliography lists 4 sources.

A 3 page paper discussing Citigroup’s IPO of 21 percent of the stock of Traveler’s Property Casualty less than a year after 9/11, followed by a secondary issue of stock in December 2003. The net cost of IPO was low and Citigroup was able to make a secondary offering after fine-tuning operations and governance ...

This 6 page paper discusses the new roles of the corporate auditor. Internal Control, Audit Committees and the new Ethics are discussed. Bibliography lists 5 sources.

This 24 page paper at how BIDs Business Improvement Districts and REITs Real Estate Investment Trusts operate and how they can help regenerate run down areas. The requirements and practicalities of each are examined. BIDs and REITs are also assessed for their potential in the UK market. The bibliography cites 10 sources.

This 17 page paper answers a set of 23 questions asked by the student concerning intentional investment. The paper defines and explains a range of terms, such as beta, options, hedging and CAPM, along with their use. Other issue include the taxation and the use of dividends in the US, how international investments may impact ...

A 3 page paper comparing the role of the financial manager to that of the accountant. The financial manager acts as the intermediary between the firm and financial markets, while the accountant keeps control of daily activities. Bibliography lists 2 sources.

This 10 page paper looks at the New Classical theory of economics, what it is how it is developed and argues that this is a very valuable economic theory. The theory is compared to the New Keynesian approach and assessed for flaws as well as its' positive points. The bibliography cites 9 sources.

This 7 page paper assesses the performance of the Altria Group Inc, well known as owner of Philip Morris, makers of the Marlboro cigarettes and majority owner of Kraft Foods. The paper looks at production and cycles performance ratios and suggests some improvements. The bibliography cites 4 sources.

This 5 page paper analyses the results of a survey provided by the student, The paper show how there may be a correlation between different factors on the survey, and how the correlation may indicate a link. The bibliography cites 4 sources.

3 pages in length. Buying clothes in a thrift shop can be one of the most rewarding experiences because of the vast amount of items one can purchase for next to nothing. Finding great deals is not always an easy or automatic accomplishment with all thrift shops, however; just as with full-priced retail ...

This 5 page paper considers how Barbados has developed between the years of 1990 – 2000. The paper uses the GDP (gross domestic product) and the HDI (human development index) to quantify development and loos at how this has occurred. The bibliography cites 5 sources.

This 5 page paper looks at these two companies and companies them in terms of ownership, capital structure, remuneration for the CEO dividend policy as well as cost of equity and cost of debt. The bibliography cites 2 sources.

This 5 page paper answers four questions. Firstly, the paper looks at the three main tools that the Federal Reserve may use to control the money supply in the US. The second question is the shortest, and shows how the reserve balance on T-accounts is calculated. The third question outlines the variables that impact on ...

A 3 page paper discussing the effects of hypothetical changes in assets and the effects of those changes on other value ratios. Based in Ann Arbor, Michigan, Borders Group (NYSE:BGP) operates 434 Borders book stores and also is the parent of Waldenbooks. Its primary competition in the brick-and-mortar setting comes in the form ...

A 5 page paper listing 12 questions that a company should ask before creating a finance plan. Questions include how much liquidity the firm needs; how much time the plan will include; whether short-term debt is financing long-term projects; and other items. Not all of these questions can apply to every company, of ...

A 3 page paper discussing Nigeria’s efforts to repair the effects of years of governmental neglect, and the current civilian government is having difficulty in pointing the country in a workable direction. The purpose here is to assess the threats that Internet banking poses to the traditional banking system of Nigeria. Local and ...

This 10-page paper examines the concept of balance of payments, the historical evolution of it in the U.S. and the impact it's had on the U.S. economy. Bibliography lists 5 sources.

The subject of immigrant entering the UK has been one that has gained a great deal of attention. This 10 page paper outlines a range of economic consequences of allowing increased immigration. These include both advantages and disadvantages, Reference is made to the theories of Malthus and the various impacts on the welfare state as ...

This 7 page paper considers how an asset for a business needs to be chosen. The example used is that of a van for a florist. The paper then considers how the asset should be acquired, either with the use of leasing or outright purchase. The paper then looks at how a purchase can be ...

This 8 page paper looks at the economy of the UK during these two decades, considering the GDP, inflation and unemployment along with the different factors that influenced the economy, such as political policies and the macro environment. The bibliography cites 4 sources.

A 6 page paper providing a $1 million budge for a rural library, then altering that budget to find $50,000 for the purpose of adding a bookmobile service for community use. The paper provides the budget for bookmobile startup, as well as an altered one for the main library whose budget was changed to ...

A 10 page paper that describes each company and determines which is the better company to use. Products and services each company offers are reported. The problems Reuters has had for a number of years is explained. 2003 sales revenues are reported for each company. The conclusion recommending which company to do business with is ...

This 4 page paper looks at the influences on the Australian housing market. The level of investment in the Australian property market has been an influence in the increasing prices. The paper considers the different influences on the IS curve and the way the prices have performed against these influences. The bibliography cites 8 sources. ...

A 6 page paper discussing persistent economic stasis even after several tax cuts following the appearance of the recession of 2001. The paper reviews the types of tax cuts that have been made, along with the results that typically could be expected. The US has yet to implement the tax cut that could ...