Essays and Research Papers on Personal Finance

This 10 page paper looks at the accounts of these two companies and considers their commonalities and differences as examples of similar companies with accounts prepared in different companies. The paper outlines some basic differences between UK and US accounting, and then examines each set of accounts looking at overall disclosure, foreign currency translation and ...

This 4-page paper focuses on defining unemployment and inflation and comparing how the two impact one another. Bibliography lists one source.

The multiplier effect is a well known economic model. This 4 page paper explains, in simple terms, what the multiplier process is and how it works, including an easy to understand example. The paper also explains why it works and also considers what factors may hinder the multiplier process. The bibliography cites 1 source.

This 6 page paper considers what is meant by audit risk and the types of audit risk that exist; inherent, control and detection. This is applied to a range of scenarios supplied by the student. The aspect of inherent risk and inventory is also discussed. The second part of the paper looks at how the ...

This 4 page paper looks at the financial performance of Delta Airlines during the five year period 1998 – 2002. The paper includes a table with profitability, efficiency, liquidity and leverage ratios. The bibliography cites 2 sources.

This 5-page paper suggests a proposed tax to help education, and determines how, when and where the tax will be levied. Also under discussion in this paper is how the tax compares to Adam Smith's Cannon of Taxation, and to progressive taxation. Bibliography lists 3 sources.

This 5 page paper provides an overview of current literature regarding the necessity for the standardization of accounting procedures in the global marketplace. In particular, this paper considers the impacts of the issue of standardization and the arguments that exist regarding its importance. Bibliography lists 10 sources.

A 7 page paper discussing the implications of Statement 109 for small business. The Financial Accounting Standards Board (FASB) spent nearly a decade debating issues surrounding the reporting of income tax issues before releasing “Statement of Financial Accounting Standards (SFAS) No. 109: Accounting for Income Taxes.” Statement 109 allows businesses to defer both ...

This 9 page paper considers the fact that major economic changes are occurring, and the impacts of these changes. This paper outlines the influence of economic changes on the development of businesses and the shift in political structure. Bibliography lists 8 sources.

This 36-page paper focuses on the differeing accounting standards between the United Kingdom and Nigeria. The paper discusses many aspects of these two countries, and includes a discussion of management accounting and its meaning as well. Bibliography lists 14 sources.

A 5 page paper discussing changes in the financial services industry. The purpose here is to identify five major trends and developments in the financial services industry, particularly those in banking as those trends affect other segments of the larger financial services industry. The trends identified here are consolidation within the industry; the ...

An 18 page paper discussing determination of exchange rate and purchasing parity in Argentina, followed by a discussion of particular economic issues facing developing countries. The paper distinguishes between developing and mature economies according to the OECD definition of mature, and discusses developing nations’ need for capital and development of capital markets. The ...

A 5 page paper discussing Argentina’s economic difficulties in 2002. The Import Substitution Industrialization (ISI) method can be blamed in part for retarding economic growth. Once Argentina weathers the current economic recession, it will once again be poised to overcome the economic problems of the past. ISI likely will not be a ...

A 14 page paper discussing the economy of Argentina for the purpose of assessing the value of foreign direct investment in the country and the advisability of fixing exchange rates for the Argentine peso. Using others’ capital is always attractive as long as Argentines retain control over how that capital is used. Reverting ...

A 5 page paper discussing cattle price in response to economic conditions. Cattle production is no more certain than any other branch of agriculture. Though the animals are more self sufficient than immobile plants, they still are subject to the vagaries of the weather. The market is subject to the whims of ...

A 6 page paper discussing the need for economic stimulus following the terrorist attacks of September 11, 2001. On September 10, 2001, the stock market was uncertain but holding its own, and many of the nation's largest companies were announcing disappointing second quarter business results. After the longest period of economic expansion known ...

An 8 page paper discussing considerations that must be made in arriving at economic forecasts. Some of these items are overall macroeconomic conditions; trends in movement of business; political climate; consumer attitude and other factors. Bibliography lists 6 sources.

This 8 page paper examines the Warren Buffett method of investing, with its’ common sense approach to holding shares for the long term and investing in businesses rather than only looking at the stocks. This investment method is then applied to the Singapore stock market and assessed for its accuracy. Two example investments are examined. ...

A 5 page paper discussing whether MERCOSUR can be held responsible in any way for Argentina’s economic collapse in 2001-2002. MERCOSUR brought promise of increased trade with South American neighbors until the Argentine economy could improve to the point that it could attain membership in NAFTA. There were other factors at work, however, ...

This 10 page paper considers how globalization is able to lower costs. The paper looks at issues such as how production or supply may be maximised making use of the theory of diminishing returns, the impact of elasticity and the way that input and outputs can all be managed to decrease costs. The bibliography cites ...

This 5 page paper uses the 14th January 2004 Beige Book Report, made by the Federal Reserve, and examines the results to assess the likelihood of an change in interest rates. The analysis looks at the results in different sectors and then considers how and why economists may come to different conclusions over the need ...

This 6 page paper is written in two parts. The first three pages examine efficient market hypothesis (EMH), outlines the three forms. Weak, semi strong and strong and assesses their accuracy. The second three pages of the paper look at the difference between net asset values and capitalization in a well known company; Wal-Mart, and ...

This 10 page paper considers the factors that create and maintain incentive structures for firms to indulge creative accounting along with the incentive structures for key users to ignore the creativity. The writer identifies the opaqueness and weak governance combination that lead to these problems. Italian company Parmalat is used as an example, references are ...

A 14 page paper which examines entrepreneurship in terms of different countries and globalization. Bibliography lists 10 sources.

This 6-page paper focuses on the pros and cons of the FASB's controversial Accounting for Stock-Based Compensation, which would require that corporations report their stock options as expenses, rather than in footnotes of financial statements. Bibliography lists 6 sources.