Essays and Research Papers on Personal Finance

This 5 page paper assess the importance of the production-cost relationship in a firm and demonstrates how the relationship directly affects the distribution of costs within a firm. This is undertaken by looking at different forms of management accounting; overhead or absorption costing, marginal or variable costing, standard costing and activity based costing (ABC). The ...

This five page paper explains the cost production relationship, looking at the production function and the cost function and then considering how costs may be distributed over different production levels. The paper, including one graph looks at using average fixed cost, average variable cost and average total cost in order to determine optimum production levels. ...

This 2.5 page paper discusses the use of the accounting cycle and analyzes each step in the cycle. The paper also discusses the rationale for the cycle as a whole. Bibliography lists 1 source.

This 2.5-page paper discusses the financial statement analysis process. Comments include why such an analysis is performed, how it is performed and the justification for it. Bibliography lists 1 source.

This 4 page paper evaluates the concepts of the gross taxation system and the modified gross taxation system. Effects of such systems are discussed in terms of individual taxation and corporate taxation. The flat tax is discussed Bibliography lists 3 sources.

This 16 page paper looks at the way that payments by private companies are treated under The Australian Income Tax Assessment Act 1936 Division 7A(Section 109B-109ZE). This paper looks at deemed dividends, amalgamated loans and loan forgiveness. The bibliography cites 7 sources.

This 3 page paper looks at the role of cash flow in businesses. How businesses can track and increase cash flow are some of the things discussed. Bibliography lists 4 sources.

This 3-page paper is a review about C. William Thomas, and his April, 2002 article “The rise and fall of Enron” (published in the Journal of Accountancy). The paper discusses the subject of the article, as well as describing weaknesses and strenghts. Bibliography lists 1 source.

A 20 page paper discussing Microsoft’s approach to what it terms conservative accounting. The company recently abandoned the use of stock options to inflate earnings reflected on its balance sheet, but it still practices “cookie jar” reserves to smooth out business results year to year. The paper discusses the issue of these items, ...

This 9 page paper examines a case supplied by the student, assesses two projects by demonstrating how to calculate the payback cost of equality, the weighted average cost of capital, the payback period, net present vale and the internal rate of return.

This 7-page paper discusses the effectiveness of income redistribution and if there is a case for its success. Topics covered include equity, positive externalities and the Pareto Effect. Bibliography lists 6 sources.

This is a 3 page paper discussing the methods of manipulation of financial statements companies have used to inflate profits. Within the last several years, large multi-billion corporations such as WorldCom and Enron have collapsed due to the misrepresentation of their profits. While misstating profits and earnings, the companies encouraged further investments but in fact ...

This 11 page paper considers what impact the structural adjustment programmes (SAP’s) from the World Bank and the International Monetary Fund (IMF) have had on African nations. The paper outlines the SAP’s and who they are meant to work and then looks at the positive results, such as increased stability and economic growth and the ...

This 3 page paper uses the book called Investing in Real Estate as a springboard for discussion. The paper supports the idea that investing in real estate is good but also points out pitfalls. Bibliography lists 3 sources.

A 12 page paper. Jay Cooke is generally credited as being the "first major investment banker, creator of the first "wire house," and the Financier of the Civil War (Trumbore 2000). Had it not been for Cooke, the Union would have had a far more difficult time financing the war. This essay talks about Jay ...

This 2.5-page paper focuses on discussion of forms of business depreciation(such as accelerated and straight-line) and describes the difference between book value and savage value. Bibliography lists 5 sources.

This 5 page paper provides an overview of the NASDAQ market, where it stands now and where it is headed. The types of investors who are attracted to this market are discussed. Bibliography lists 7 sources.

This 2.5 page paper compares the costs involved with leasing versus financing an automobile. The example used in this paper is the Chevy Tahoe, and discussions center around pros and cons of leasing vs. financing. Bibliography lists 3 sources.

This 10 page paper looks at the problem of globalization as it respects the continent of Africa. Solutions are explored. Bibliography lists 20 sources.

This 3 page paper examines these three types of economic systems. Examples are provided. Bibliography lists 4 sources.

This 2.5-page paper examines the free banking era in the U.S. during the 19th century and discusses the concept of "wildcat banking," as well as distributional and exchange effects on banknotes. Bibliography lists 1 source.

This 3 page paper looks at the practice of insider lending during the nineteenth century, what it was, the purpose it served and why it had to change. The bibliography cites 1 source.

This 5 page paper looks at the arguments put forward by Kenneth L. Sokoloff who argues that the registration of patents provides evidence that inventiveness underpins economic growth. The writer consider the contradiction and support for this assumption and compares the approach taken by Robert Fogel in his book that looked at the role ...

This 2.5-page paper focuses on the business of financial intermediaries and their importance to the economy. Bibliography lists 3 sources.

This 5 page paper examines game theory, looking at a business application of the prisoners dilemma, and the theories of Nash, Cournot and Bertrand. The bibliography cites 6 sources.