Essays and Research Papers on Personal Finance

A 7 page paper discussing how interest rates and national economic growth are interrelated. Though called "the dismal science," economics provides a fascinating field of study, particularly in macroeconomics, that larger portion of the economy involving interest rates and GDP. Understanding the effect of interest rate manipulation also serves to make more sense of it. The paper ...

A 5 page paper that discuses the history of the commercial bank in the United States. The writer identifies some of the many laws that regulate banking, the repeal of the Glass-Steagall Act, mergers and the future trends in banking. Bibliography lists 6 sources.

This 12 page report discusses five of the most significant stock markets of the world in terms of history, size, institutional features, and other unique characteristics. Five of the world’s most powerful and “international” markets are those in the United Kingdom, France, Germany, Japan, and, of course, the United States. In general, the financial markets of the modern world serve as ...

5 pages in length. A comprehensive financial analysis of the airline including market ratios and a brief company history. Bibliography lists 6 sources.

A 5 page paper which discusses the history of Wells Fargo, illustrating how they influenced the banking industry. The paper also discusses how Wells Fargo involved itself in assisting many individuals achieve their dreams through financial support. Bibliography lists 8 sources.

This 6 page paper compares the economy as it stands now with conditions that preceded the 1929 and 1987 stock market crashes. What lessons can be learned from history? The paper makes projections about the future. Bibliography lists 5 sources.

A paper which looks at the history, structure and procedures of the World Trade Organisation, including the way it evolved from the post-war GATT agreement, its current policies regarding intellectual property rights and the provision of services, the way in which such policies are implemented and the issues which are prioritised in the settlement of ...

A 9 page analysis of James B. Stewart's report on the financial scandals of the 1980s, which is entitled Den of Thieves. This analysis finds Stewart's argument to be well written, well documented and thoroughly persuasive that a mindset held sway on Wall Street for over a decade that sanctioned criminal activity. Bibliography lists 3 ...

A 3 page review of an article in the Wall Street Journal entitled: Technical Analysis Successfully Tests Old Resistance Level of Fundamentalists. The article cites successful uses of technicals and also offers opposing opinions.

A 5 page paper discussing reviewing the possibilities of a case before the Supreme Court that would tighten membership rules for federal credit unions, eliminating many current credit union members. Credit unions consistently charge less interest for loans and pay more interest on savings, and the banks caught in the fever and expense of merger ...

5 pages worth of trend charts displaying 1998 U.S. economic data. One chart displays the national deficit in a bar graph over the course of five years; others display trade statistics, in general and also for the Philippines and U.S. specifically. Several economic indicators are displayed each with a brief synopsis. Bibliography lists 5 sources.

This 8 page paper, including annotated bibliography, demonstrates how an article can appear to be straightforward yet be very misleading to the reader when other information is reviewed. The primary issue discussed is whether or not NAFTA has caused a loss of jobs in the U.S. Contrary opinions are presented. Bibliography lists 8 sources.

This 6-page paper discusses Von Mises' economic treatise, "Planned Chaos," and explains why it supports the free market. Bibliography lists 2 sources.

This 13-page paper discusses the question of whether accountants will be able to prevent a future Enron (U.S.) or HIH (Australia) accounting scandal, due to the fact that their education and philosophy is that of numbers, rather than ethical behavior. Bibliography lists 4 sources.

A 5 page paper speculating how Federated Department Stores could have avoided filing Chapter 11 in 1989. Of course it's always easier to see what could have been done than it is to have a completely clear view of the best long-term course of action when making a decision, but seeing the way ...

This nine page-paper presents a detailed discussion on the introduction and growing interest in smart cards. In addition the discussion compares and contrasts credit cards with debit cards including their limitations and benefits. Bibliography lists eight sources.

6 pages in length. A company analysis and description of such things as growth rate, trend analysis and stock. Includes graphs. Bibliography lists 4 sources.

This 11 page paper explores the FLP through a case study provided by a student. Benefits and detriments of using such a tax strategy are discussed. Bibliography lists 11 sources.

This 5 page paper provides an overview on how to start a family foundation. Tax implications are discussed. Bibliography lists 8 sources.

11 pages in length. The concept of a rational society, in which the entire community is greatly influenced by principles its members completely and accept without challenge, has indeed proven to be one of the most powerful standards of our culture. There exist a great many economic philosophies by which people live their ...

A 9 page paper discussing financial structure and price performance at Martha Stewart Living. The paper examines a variety of points such as financial structure, working capital management, stock price, stock valuation, cost of capital and dividend policy, among others. The company had its IPO in October 1999 and experienced double-digit growth in each of the next ...

This 35 page paper considers the market for smart cards within the financial sector, examines their role and development for e technological perspective and then goes on to discuss in detail the technical side of the cards specifically in relation to the financial sector. This included information about the types or card and microprocessor, ...

21 pages. This is an informative paper for those in economics who need information on basic economic principles. There are ten economics essays here that explains various economic principles in comprehensive detail. Information includes the price and output of supply and demand, what unique situation causes price NOT to drop when ...

This 62 page paper incorporates 5 essays addressing different topics within the general headings in the title. Essay #1 begins with a scenario and then discusses quantitative methods for forecasting, specifically explaining the time-series decomposition model. The essay does not include actual calculations but describes this model. Essay #2 focuses on strategic marketing management and ...

This 6 page paper looks at the current risks to the global economy; the increase in the US current account deficit; the out of control US budget profile; increased trade protectionism in the US; overheating of the Chinese economy and increasing oil prices. The paper starts with an essay plan and then writes the essay ...