Essays and Research Papers on Personal Finance

This 5 page paper provides a historical overview of the steel industry in the United States. The build up through 1969 and decline from 1970 is discussed in depth. Projections for the future are made. Bibliography lists 4 sources.

This 9 page paper examines the mandatory 48 hour work week. Should the EU shorten the work week? Both sides of the issue are discussed. Many arguments are made for each side. Bibliography lists 6 sources.

This 9 page paper looks at the EU and its possible expansion East. The paper argues that a two-tier negotiation method is necessary. The two-tier system is explored in depth. Bibliography lists 5 sources.

This 9 page paper thoughtfully looks at the cases for and against the embrace of the euro by Britain. The situation is discussed several years after the advent of the new currency. Both economic and political reasons are considered. Bibliography lists 6 sources.

This 4-page paper examines the fictitious company of Trebor Pharmaceuticals. The paper discusses discounted cash flow and the impact of equipment upgrades on such cash flow. Bibliography lists 3 sources.

This 3 page paper looks at the present economy and discusses the relevance of GDP. GDP is discussed in depth. How GDP affects the accounting industry in particular is touched on. Bibliography lists 4 sources.

An 8 page paper that begins by reporting data about the proportion of persons between the ages of 50 and 70 who have been negatively affected by the downturn in the stock market. The writer then discusses why investors need good financial advisors. The faulty assumptions made by some financial planners and investors is explained. ...

This 13 page paper considers different aspects of risk that will help understanding of risk and reward to an interested party, such as a pension fund trustee. The paper begins with a discussion on risk and reward and the role of risk in an investment, the paper then looks at the role of Arbitrage Pricing ...

This 8 page paper offers a sample benefits package for management and non-management employees. The writer also comments on the reasons for providing the benefit and why there is a difference in certain benefits between management/executive and non-management employees. Benefits included are health, dental, vision, paid days off, including maternity leave, family leave, new father ...

This 5-page paper examines pricing strategies and competitive response as they pertain to Starbucks. The paper discusses change in Starbuck's profit without a competitive response if the company should decrease the price, how a competitor is likely to react and then how profit is impacted with a competitive response to a price increase. Bibliography lists ...

This 3 page paper answers questions posed by a student on the economy. Various topics are explored. The paper is written in essay format. Bibliography lists 3 sources.

A 6 page paper providing a variety of management accounting calculations, including WACC and NPV for several projects under consideration. Part 2 of the paper discusses issues raised by the CEO wanting to place a new site in his hometown. Rough assessment returns a negative NPV, but more thorough evaluation (additional years and ...

This 4-page paper attempts to assess the idea of a positive demand curve for certain products and services. Examples used include diamonds and luxury cars. Bibliography lists 3 sources.

This 6 page paper reports economic forecasts from three different state level agencies. The 2004 and 2005 forecasts include GDP; national unemployment; personal income, inflation and interest rates. The writer then compares and contrasts the forecasts in the narrative. Recommendations are made for strategic plans based on the forecasts. 5 Tables included. Bibliography lists 3 ...

7 pages in length. On May 6, 2003, the US Federal Reserve stated that "the probability of an unwelcome substantial fall in inflation, though minor, exceeds that of a pickup in inflation from its already low level" (US Federal Reserve, 2003), a statement that not only sent a minor shockwave throughout global economies but ...

This 5 page paper discusses the changing role of the auditor and the ways in which public policies are changing to provide a system of accountability. Bibliography lists 7 sources.

This 8-page paper discusses FIN 46, SPEs and how this new statement could impact companies, including home-builders. Emphasis in this paper is placed on structures to help comply with FIN 46. Bibliography lists 5 sources.

A 4 page paper that begins by explaining the goal of monetary policies and who administers the nation's monetary policies – in America, it is the U.S. Federal Reserve Bank system. Monetary policies are a nation's primary tool to influence the economy. The writer reports the goals and the duties of the U.S. Federal ...

8 pages in length. Economic philosophies vary as greatly as the individuals who espouse them. When examining the economic theories of John Stuart Mill and Karl Marx, it becomes quite clear how both men harbored entirely opposite viewpoints. Mill's embrace of utilitarianism waged against Marx's disfavor toward capitalism created a wholly divergent ...

This 4 page paper evaluates both companies as well as the regulatory agencies that affect the industry. The SIC, NAICS, SEC and NYSE are included. How each of these organizations affect Lowe's and HD is discussed. Some background information is provided for each firm. Bibliography lists 5 sources.

This 6 page paper discusses the book, Securing Prosperity by Paul Osterman and compares it to several other leading economic authorities. Bibliography lists 4 sources.

A 12 page paper examining the efficient market hypothesis and market anomalies in order to determine how investors can maximize their returns. Warren Buffett believes that markets are not efficient at all, that it is possible to find and exploit undervalued stocks and so maximize investment return on those stocks. The efficient market ...

This 5 page paper discusses the impact of policies made by the federal government on the gross domestic product. Issue examined is how the increase of minimum wage worked using the Keynesian model. Bibliography lists 2 sources.

This 7 page paper answers different questions regarding international finance. The first questions looks at then use of the spot market as well as how and why Eurocurrencies may be used. The second looks at the way in which interest rates of one country may impact on currency exchange rates of another country and how ...

This 10 page paper conducts a ratio analysis of the McDonalds Corporation between the years 1998 – 2002. Throughout the paper all ratios are explained and calculations are demonstrated. The bibliography cites 7 sources.