Essays and Research Papers on Personal Finance

This 4-page paper descrbes Target Corp.'s financial unformation.

This 10-page paper attempts to answer the question as to why the functionality of the U.S. interest rate is not always perfect or effective. Topics discussed include functions of the interest rate (such as economic growth, control of credit and money supply and as a policy tool); definition of risk-free interest rate; saving supply ...

This 5-page paper discusses the economies of France and Germany and why the German economy is in trouble. Also under discussion is the appointment of Jean-Claude Trichet to the position of President of the European Central Bank, and what this won't need for the European economy as a whole. Bibliography lists 5 sources.

This 3-page paper compares to financial methods for evaluating a company's value -- the Ohlson Model and the Weighted Average Cost of capital or WACC. The paper also compares the two with each other. Bibliography lists 6 sources.

This 2.5-page paper is a discussion about Office Depot, the government regulatory bodies that impact the Company and the securities in the company issues for trade on the stock exchange. Bibliography lists 2 sources.

This 8 page paper looks at the current economy as well as projections to the year 2013. How businesses should react in the current economy is discussed. Business ethics, globalization, and other related issues are included as well. Bibliography lists 5 sources.

This 14 page paper considers how a security manager may protect a company from suffering fraud. The paper outlines different types of fraud and considers both external frauds, such as credit card fraud, as well as internal fraud, as recently suffered by VISA. The paper looks at the different threats and the tools or procedures ...

This 14 page paper examines the finial position of General Motors from the 2002 and 2001 annual accounts. The paper considers how these accounts may be used to project the future value of the company. The paper also includes other information that would be useful in any investment analysis, such as industry background and a ...

This 7 page paper examines the financial position of AOL Time Warner using the 2002 annual report and ratio analysis. The paper considers the impact of the merger, the lack of positive results and also looks to other factors, such as changes in accounting practises. The bibliography cites 4 sources.

This 4 page paper looks at the high unemployment rate and what is means in today's economy. The unemployment rate is discussed historically. The recessions of the early nineties and early 2000's are compared and contrasted. Bibliography lists 3 sources.

This 8 page paper examines the performance of Alcoa Inc. the global integrated aluminium company. The paper looks first at the background of the company and then conducts a ratio analysis of financial years 1998 – 2002, the latest year is compared to industry averages. The bibliography cites 5 sources.

6 pages in length. Human beings are said to be the most intelligent species in the entire animal kingdom, mainly due to the fact that they can reason, think critically and apply that ability to rational decision making. That the accounting field is one which necessitates complete cognition in order to be achieved ...

This 26-page paper focuses on microeconomics pertaining ti Palm, Inc. Topics discussed include price taking vs. price making, market structure and elasticity. Bibliography lists 10 sources.

This 20-page paper focuses on Chinese and Canadian Generally Accepted Accounting Practices (GAAP), their differences and possibilities for convergence. Bibliography lists 9 sources.

This 3 page paper compares income, property and sales tax for the states of Georgia and Louisiana. The paper uses an example of a single person with a salary of $50,000 and property worth $125,000 to perform example calculations to illustrate the comparison. The bibliography cites 2 sources.

This four page paper offers answers to some accounting questions regarding fictitious company Peoria Implements. Discussions include cost drivers, high-low methods and visual fit methods of accounting. Bibliography lists 2 sources.

This 19 page paper considers the way in which asset impairment is accounted for. The paper looks at the introduction of SFAS 142 and SFAS 144, comparing them to the previous model and to the standards set out for international standards under IAS 36. The paper goes into detail of the requirements of the US ...

This 8 page paper tutors the student on how to answer set questions regarding balance sheet and income statement formation and calculations. The bibliography cites 8 sources.

This 3 page paper answers two questions in Q & A format. One question addresses Smith's concept of wealth creation and the other explores his "invisible hand" concept. Bibliography lists 1 source.

A 3 page paper answering 4 questions about supply and demand, including price elasticities, price controls and the effects of designation of a product as a necessity. Bibliography lists 2 sources.

This 11 page paper consider the idea that cost-based pricing procedures are only really applicable with commodities. The paper looks at this from a marketing perspective and after defining and demonstrating an example of cost pricing the paper considers the models that are then used to test for a potential market and measure the sales ...

A 14 page paper which examines whether poverty is increasing due to globalization. Bibliography lists 21 sources.

This 3 page paper thoughtfully looks at the cases for and against the embrace of the euro by Britain. The situation is discussed several years after the advent of the new currency. Bibliography lists 3 sources.

This 3 page paper looks at the EU and its possible expansion East. The paper argues that a two-tier negotiation method is necessary. Bibliography lists 3 sources.

This 3 page paper looks at the mandatory 48 hour work week. Should the EU shorten the work week? Both sides of the issue are discussed. Bibliography lists 3 sources.