Essays and Research Papers on Personal Finance

This 13-page paper provides financial insight when it comes to purchasing and selling a house. Topics under discussion include the steps necessary to buy a house, the costs of home ownership, types of financing available and issues to consider when selling a home. Bibliography lists 4 sources.

A 6 page paper that discusses the relationship between interest rates and new housing starts. Also discussed is whether or not the attacks on September 11 had an effect on new housing starts. In 2001, mortgage interest rates were the lowest they had been in 30 years. This essay reports data in terms of numbers ...

This 4 page paper looks at how and why A leasehold interest might have a value and why it is regarded as a depreciating asset and how this dealt with in terms of valuations. The bibliography cites 3 sources.

A 12 page paper that addresses two issues: tourism since the attacks on America and how Americans are treated abroad. The paper focuses on four cities, Hong Kong, Dublin, Paris and Rome. Using several sources, the writer reports the data regarding the dramatic decrease of American tourists in these cities following the September 11, ...

This 4 page paper looks at the man groups, outlining the background and remuneration of the CEO and also the board of directors. After this the paper considers position according to the analysts and the social position of the company. The bibliography cites 2 sources.

This 4 page paper takes a look at the idea that private property is really a motivator. Ideas of profit, free trade and capitalism are discussed. Theorists mentioned are Marx, Weber and Smith. Bibliography lists 2 sources.

This 5 page paper considers which influences may cause a fall in the value of currencies and then looks at the Asian currency crisis of 1997 to illustrate the factories discusses. The paper ends with a discussions on the advantages and disadvantages of falling currency exchange rate values. The bibliography cites 4 sources. ...

This 4 page paper considers a fictitious medium term investment opportunity supplied by the student and assesses it as an investment. Looking first at non financial elements, such as the long term viability of the product and the competitive environment and then for short term issues such as cash flow and the rate of return ...

This 4-page paper examines financial information from Toys 'R Us to determine the company's financial health. Ratios mentioned include EPS, Current Ratio and others.

This 10 page paper considers what is meant by the New Economy, how it has emerged and how despite being argued as a model to create stability and spread wealth it may also be the catalyst of increased volatility. Issues such as the use of knowledge, valuation of companies and the productivity paradox are included. ...

5 pages in length. The writer briefly profiles historical and economic issues for Italy, China and Singapore. No bibliography.

A 6 page paper discussing currency risk and several approaches to managing it, using approaches of Caterpillar, Merck, Honeywell and Dow Chemical as examples. As globalization increases in its influence, currency risk management will as well. Dow’s approach appears to be the most sound in that it places results in local currency and ...

A 12 page paper discussing three market indicators. The Consumer Confidence Index and the Purchasing Managers’ Index are two market indicators on which many investment analysts rely. Consumer confidence reflects consumers’ attitudes for the present and short-term future; purchasing managers’ index is a leading indicator of what can be expected from the manufacturing ...

This 5 page paper analyses the performance of the publishing and entertainment software company Eidos, well known for their ownership of the Tomb Raider series. The paper looks at their finial results and performance of the Financial Year ending 2001. The bibliography cotes 4 sources.

This 6 page paper provides an overview of the theories of Maynard Keynes. The format is based on questions posed by a student and also includes a look at the Manchester school as a comparison. Bibliography lists 7 sources.

This 20 page paper considers different economic scenarios and the way in which economic theory interacts with the real world. Theories included are both classical and Keynesian, including the control of growth and inflation, the use of taxes and government spending, the role of aggregated demand in economic growth and the determination of employment level. ...

This 4-page paper discusses the relationship between capital flows and stock returns in developed markets. Theory and certain countries are discussed. Bibliography lists 4 sources.

This 3 page paper outlines what is meant by a Eurocurrency, looks at why there may be a difference between Eurocurrency interest rates and their national ‘equivalents’. The paper also considers the relationship between different Eurocurrency interest rates and the relevant spot and forward market exchange rates. The bibliography cites 5 sources.

This 3-page paper compares and contrasts defined benefit retirement plans and defined contribution retirement plans. The paper also discusses the advantages and disadvantages of each. Bibliography lists 2 sources.

This 3-page paper explains the concepts of implicit and explicit costs and provides examples. Bibliography lists 1 source.

A 6 page paper discussing the likely economic effects of a unilateral free trade agreement between the US and Singapore. There are few if any real detriments to freer trade. Though it can create the need for specific industries and organizations to undergo forced change, that change nearly always is positive when approached ...

This 5 page paper looks at the end turn of the month effect in the stock markets and looks to what behavioural reasons may be found to create this effect. The bibliography cites 6 sources.

3 pages in length. Human capital is defined as the "skills and knowledge embodied in an individual" (Florides, no date); as such, the aspect of investing in human capital equates to the level of return a company might receive by putting in some type of commodity. One might readily draw the analogy between ...

This 6 page paper looks at how Ghana has fared despite globalization. Specific statistics are provided. The problems of third world countries are noted. Bibliography lists 4 sources.

This 3-page paper focuses on Robert Montoya vinyards and different types of theories that can be used for measuring risk and investment analysis when it comes to introducing a new brand of red wine. Bibliography lists 6 sources.