Essays and Research Papers on Personal Finance

This 4 page paper clearly explains the factors that impact on supply and demand, and how this reflects in price. Using the example of carrots, the paper outlines potential influences that may increase or decreased the demand from customers along with the factors which may influence the desire of suppliers to supply the market. Included ...

This 6 page paper is written in two parts. The first part discusses the arbitrary nature of overhead recovery, arguing that it is merely a way in which to get back indirect expense incurred by business and can never be regarded as correct or equitable. The second part of the paper looks at activity based ...

This 8-page paper discusses development of international trade and finance. Topics focused on include international currency transactions, management of foreign risk, international trade financing and financial equilibrium. Bibliography lists 8 sources.

This 8 page paper considerers the argument that all methods of appraising capital investments are unreliable due to the level of subjectivity that is present in their use. The paper looks at a range of tools, including net present value (NPV), internal rate of return (IRR), payback period and also the cot of equity. The ...

This 10 page paper considers the way that a department within an organisation may manage its budget. In the case supplied by the student there were only short term considerations, The paper then goes on to consider how the department may use different accounting tools to improve the management decisions. Tools such as cost effectiveness ...

This 10 page paper traces the performance of the FTSE 100 and the FTSE 250 between April 2001 and April 2003 and seeks to explain why the different movements took place. The bibliography cites 10 sources.

This 16 page paper discusses three questions. First, what happened at Enron and WorldCom? What went wrong? Data are included in this section. The second issue has to do with the accounting standards and discusses the SEC, FASB, GAAP and auditing committees. The last section in the paper talks about the changes in international accounting ...

This 3-page paper analyzes the article "Control cash-register thievery: show your clients the importance of looking above the bottom-line," by Joseph T. Wells published in Journal of Accountancy in June, 2002.

This 10 page paper shows the student how to answer questions regarding acquisition, considering what price acquisitions should go ahead at and the way it may effect shareholders. The second part of the paper then looks at the proposed takeover of Safeway by different supermarket chain, considering it from an accounting perspective. The bibliography cites ...

This 10 page paper focuses on Africa as a point of reference but delves into the success stories of Asian NICs. The problem with NICs and SAPs are discussed in depth. Globalization is then addressed as a problem. Solutions are explored. Bibliography lists 10 sources.

This 4-page paper examines the Sarbanes-Oxley Act of 2002 and the abuses it is targeted against, as seen in the Enron downfall. Bibliograpy lists 3 sources.

This 3 page paper is a broad overview of Kuwait Finance House. Starting with a general description of Islamic banking the paper outlines why Kuwait Finance House has been so successful, how they have differentiated themselves and their major areas of operation The bibliography cites 4 sources.

This 8 page paper looks at the risks that may be faced by a company when considering an international investment. Based in a case study supplied by the student, issues such as increased taxes, disposable income, interest rates and exchange rates are all considered, along with the potential for the country to join a single ...

This 6 page paper provides an overview of the industry at the time and recommendations regarding what banks could have done to draw customer are made. The Four Ps are discussed. Bibliography lists 2 sources.

This 5 page paper looks at the performance of British Airways up to an including the end of 2002. The paper considers the financial strategies that have been undertaken and the results they have produced. The bibliography cites 5 sources.

This 18 page paper is an in-depth look at the financial performance of the retail companies Target and Wal-Mart. The paper includes some background on the two companies and then looks at the performance for the three years 2001, 2002 and 2003. The paper ends with a consideration of the increased clarity that the use ...

This 3 page paper considers the entertainment company AOL Time Warner, looks at the company’s strategy, mission statement, financial position compared to other companies in the industry and sector and how it has performed since the merger in 1999. The bibliography cites 3 sources.

This 8-page paper involves a financial case study concerning Ferranto Furniture Company. The paper uses ratio analysis to detemine why FCC is not as healthy as it could be. Also included are recommendations. Bibliography lists 4 sources.

A 9 page paper that begins with a table illustrating the three measures of economic growth from 1950 to the mid-1990s. Issues and topics discussed include taxes as a proportion of GDP, both at the federal level and at the state and local level. The essay includes data that reflect a growing economy each time ...

A 10 page paper examining a case focusing on this 59-room independent motel in Louisiana. The current owners paid cash for what commonly was referred to as a “dump,” made extensive physical and cosmetic renovations and achieved a profit in the first year. They bought the Crowley with the intention of renovating, building ...

This 10 page paper considers the company of Logitech as a target for a corporate bond issue and how it may suit both the company and the investors. The paper presents the performance of the company over the last five years, and considers the company in the context of the industry, sector and also against ...

This 5 page paper examined who and why structural changes in the clothing industry occurred, The paper is written form an economic perspective and includes aspects such as technology, labour costs and international trade theory. The bibliography cites 5 sources.

This 3 page paper briefly outlines the causes of the Asian economic crisis of the mid 1990’s. The includes consideration of the currency exchange rates, current account deficits, trader pressures, increased competition, short term investments and the role of the financial institutions. The bibliography cites 2 sources.

This 5 page paper considers the way in which non profit making organization accounts for the money is spends, who this is undertaken and the advantages and disadvantages the system provides. The bibliography cites 7 sources.

This 3-page paper focuses on the differences and similarities between the European Central Bank (ECB) and the Federal Reserve Board (Fed), with more emphasis placed on the ECB. Also included is a brief history of both institutions. Bibliography lists 3 sources.