Essays and Research Papers on Personal Finance

This 8 page paper considers the use and value of Paretian criteria for policy-makers especially when examining monopolistic practices. The bibliography cites 5 sources.

This 10 page paper answers four questions set by the student showing the stages used and calculation used to produce the answers. The first question looks at calculating net present value (NPV), also included are earnings estimates for a company, issues and calculations concerning a rights issue, and the differences between a share issue and ...

A 21 page examination of the multitude of factors influencing and related to the world trade regime as it impacts the global south. The author contends that the current trade regime operates against the interest of the global south. The framework for positive change, however, is already in place in this region with ...

This 6-page paper examines Bank of American and the banking industry and determines how these two fit into Michael Porter's generic competition model. Bibliography lists 5 sources.

This 5 page paper provides an overview of the product life cycle theory as well as other relevant theories. Limitations of the theory are also discussed. Some information is provided on systems theory as well. Bibliography lists 6 sources.

This 10-page paper reviews SFAS 144 and how/why it replaced SFAS 121. Also under discussion are Standard Financial Accounting Statements 141 and 142. Bibliography lists 7 sources.

This 2.5-page paper discusses macroeconomics through the World Trade Center attacks. Bibliography lists 2 sources.

This 9 page paper looks at three different articles that use linear programming to help in the decision making processes for investments. The articles and methods are compared and the value of linear programming as a decision tool are considered. The bibliography cites 3 sources.

A 2.5 page paper. The writer posits that over-investment in capital expenditures and surplus inventories in the late 1990s are two causes for the slow recovery of the American economy. The writer also proposes that unexpected events, such as the Attack on America also has a strong impact on the economy. These propositions are ...

This 5 page paper considers how managerial and organizational performance assessment and evaluation is carried out in today’s competitive environment, looking at both financial and non financial measures. The bibliography cites 10 sources.

This 5 page paper provides an overview of Adam Smith's theories as laid out in Wealth of Nations. How his ideas relate to modern day Republican strategy is discussed. No additional sources cited.

This 3-page paper focuses on the impact of interest rates on the U.S. economy during 1990-2000. Included are discusssions of whether Greenspan's efforts helped or hurt the economy.

This 5-page paper attempts to link India's growing software industry with a potentially growing economy. The thesis of the paper is that the industry cannot carry an economy with other poorly performing sectors. Bibliography lists 2 sources.

This 16 page paper provides a comprehensive discussion of Smart Cards. About the same size as credit cards, smart cards contain a small CPU chip that allows them to hold and store information and data. Smart cards have numerous uses, such as paying for purchases or authenticating the identification of an individual. This essay explains ...

This 3 page paper looks at the results of Gap Inc, projects them forward using regression analysis, outlines what this would mean for the company and advices on strategy to maintain the growth level in line with current performance rather than allowing it to slip closer to matching the retail prices index. The bibliography cites ...

An 8 page paper based on Harvard Case 9-298-006: The Acquisition of Consolidated Rail Corporation (A). The paper discusses the differences in the two companies in terms of financial results; the influence of the merger on Eastern railroads; and the benefits that the new entity can expect after merging. The paper concludes with ...

5 pages in length. Considered an emerging market with regard to country risk assessment, one cannot proceed with the Thai baht failure evaluation without first noting how Thailand's economic presence was inextricably linked to all of Asia as a whole. Prior to the Asian Economic Crisis, Thailand held the strongest economic position in ...

This 28 page paper is an in-depth look at the capital asset pricing model. The paper begins with an examination of what the model is and what it means for investors. The paper then considers how the model has developed, a literature is conducted for more recent studies that either add more knowledge to the ...

This 3 page paper provides an overview of this report with some speculation and interpretation. Monetary policy and fiscal policy are discussed. The state of the economy is the focus of this paper. No additional sources cited.

This 8 page paper answers several questions asked by the student. The paper first looks at agency costs within a company and the use of funds to buy an unrelated company or to be used to motivate staff. The second part of the paper looks at issues regarding cost centres, profit centres and transfer costs. ...

3 pages in length. There was a time when the separation between economic development and human development were so vast that there was actually very little connection between them. Communities – such as the Amish – viewed economic development as pitching in with one another's tasks, growing food and building homesteads for everyone, ...

8 pages in length. The writer briefly discusses NAFTA, Thai baht collapse, Canadian bank merger and reinsurance as potential topics for dissertation. Bibliography lists 5 sources.

A 3 page paper assessing the cash position of an outsourcing firm, Perform, Inc. Perform has grown at impressive rates in the past several years, but its free-spending ways and poor debt management have reduced its profit margin from 15 to 1 percent. The paper concludes that Perform does have a cash flow ...

This 10 page paper looks at three different exchange rate mechanisms; the Gold Standard, the Brettron Woods Agreement and the European single currency, outlines their mechanisms and considers the way that these agreements may impact on the job of the treasurer/company accountant. The bibliography cites 4 sources.

This 6 page paper considers the Asian Currency Crisis of 1997 and looks at the causes and agues that there were many causes, including liberalisation and regulation levels, but that the situation was worsened by the short term measures taken by the governments concerns, The paper looks at the entire area, but Thailand is used ...