Essays and Research Papers on Personal Finance

A 5 page paper which examines the move towards international accounting standards. The paper examines the strengths and weaknesses of such an endeavor, discussing the approaches and the experiences of particular countries. Bibliography lists 9 sources.

A 14 page outline of the Bretton Woods System, the implementation of which was considered to be a significant turning point in post-war capitalism. This paper explores the role of the U.S. in the implementation of this system and its administration as well as the consequences of the 1971 U.S. removal of the ...

A 5 page paper explaining to investors why this real estate development company has delayed its scheduled initial public offering. The paper discusses the business cycle; the record low numbers of IPOs in 2002; expected similar patterns in 2003; and improvement in new housing starts over the past 12 months. The bottom line ...

This 6 page paper provides an overview of the valuation of unlisted shares of stock. How are unlisted companies valued? Several options are discussed. Bibliography lists 5 sources.

This 5 page paper explains how and why there is a need to appraise investments when a business is considering investing in a new project. The paper explains in simple language why critical success criteria should be used and the value of making NPV and IRR calculations. The bibliography cites 2 sources.

A 16 page paper reviewing this article (Journal of Economic Perspectives, Summer 1995) examining trends in consumption insurance in selected regions of India, Thailand and the Ivory Coast. The author maintains that the availability of better insurance can result in marked improvement in the condition of farmers in developing countries, and that improved financial ...

This 20 page paper considers the performance of Chrysler and DaimlerChrysler. The paper analysis the performance of the company in financial terms, and also by placing a context on the analysis, both of the company’s own situation and strategies adopted, and that of the industry in general. A comparison with Ford is made to add ...

A 6 page paper based on a shorter paper of the same name, but this time including a letter to investors who have expressed a desire to withdraw their investment in University Clubs. Investment structure and the manner that the couple came to be involved with the venture with far less than a minimum ...

This 5 page paper considers why transaction costs increase the number of firms in the market and also create firms as well as change and develop internal structures within an organisation. Theories of Hayek and Coase are considered and examples are used to illustrate the impact in the real world. The bibliography cites 4 ...

A 5 page analysis of Ron Chernow’s “The House of Morgan: An American Banking Dynasty and the Rise of Modern Finance.” No additional sources cited.

This 7 page paper provides an overview of the sex industry in this third world country. Suggestions are provided in terms of how to resolve the problem. Police corruption is discussed. Bibliography lists 7 sources.

This 5 page paper outlines the standards in place for revaluation of capital assets, when and how it should occur and the impact on the profit and loss accounts in addition to the impact on the balance sheet and the creation of a revaluation reserve. FRS 15 and FRED 29 are both discussed. The bibliography ...

A 15 page paper. This paper explains and discusses a number of aspects of international financing. The paper begins with an introduction to the topics discussed and an introduction to the Harley Davidson company. Topics discussed include the role of financial management in a multinational organization, the differences between domestic and international financial management, an ...

A 14 page paper assessing the future value of various projects under consideration for the purpose of selecting the one that holds greatest promise of future return. The paper focuses on NPV and IRR as the primary measures, but also addresses profitability index, payback and MIRR as alternatives. A second section of the ...

This 14 page paper considers a case study provided by the student where a contract is offered and a company has to decide whether it is worth accepting, and if it is worth accepting which options regarding investment are worth taking up. This is undertaken using NPV, IRR and profitability index. Influencing factors are risks ...

This 12-page paper attempts to answer if there is a need for a new international monetary system. Using the example of currency, the essay supports the thesis that there should be a new one. Also discussed is the IMF's role in an overhauled system. Bibliography lists 5 sources.

A 12 page overview of the world of automobile insurance. Choosing adequate automobile insurance can be one of the most cost effective things an individual can do in this modern age. Not only can automobile insurance premiums whittle away a sizable chunk from an individual’s take-home pay, they can serve to insulate you ...

This 5-page paper discusses concepts of macroeconomics, using as sources Economics Explained (Heilbroner and Thurow) and Executive Economics (Maital). Bibliography lists 5 sources.

This 10 page paper considers how share options will impact on company accounts. The paper considers both general employee schemes were large numbers of shares may be on offer and impact may be increased loyalty that increase production in as well as the dilution of ratio’s such as EPS and EBIT. The paper also considers ...

This 50-page paper, written in APA style, outlines the problem of how to build a successful outside accountant company. The paper includes a literature review, metholodology, analysis and recommendations. Appendixes include sample surveys and information about the Big Five accounting firms. Bibliography lists 15 sources.

A 15 page examination of the factors influencing and related to the world trade regime as it impacts the global south. The author contends that the current trade regime operates against the interest of the global south. With certain manipulations, however, the trade regime can evolve to promote the prosperity and the development ...

This 5 page paper provides an overview of the auditing process and how auditors detect fraud. The role of the external auditor is the focus of this paper that questions the validity of external audits. Several important subjects are broached and ethics is a primary concern. Bibliography lists 9 sources. ...

This 5-page paper examines the status of the German economy and the problems plaguing the country's fiscal status. Topics touched upon include Germany's labor problems, problems with reunification and economic outlook. Bibliography lists 2 sources.

This 5 page paper answers questions form the student showing how project costs can be compared using net present value (NPV) and internal rate of return (IRR). The paper shows the student how to carry out these calculation with some examples, and how they can then be used to make a decision. The bibliography cites ...

This 12 page paper examines a case provided by the student. Stockholders of an organization have suggested that the organization lower the price of product or service by 20 percent as a means to maximize profit by increasing market share. The paper uses a break even analysis, consideration of price elasticity and the use of ...