Essays and Research Papers on Personal Finance

10 pages. Places such as Merrill Lynch, J. P. Morgan, Chase and Citicorp are suffering these days due to the attention-getting problems of other major corporations such as Enron, Worldcom, and others. While Merrill Lynch and other financial institutions may not be doing anything in error in their accounting and finance departments, nonetheless ...

This 4-page paper discusses how a company determines readiness to declare bankruptcy for reorganization purposes. The essay touches on some financial models that forecast bankruptcy including the univariate financial ratio and MDA. Bibliography lists 2 sources.

This 5-page paper touches on two economic factors --Economic Value Add and Market Value Add -- and determines how they fit into an accounting format. Bibliography lists 3 sources.

A paper which looks at the differences between the political protection of competition, and the global free market, from the perspective that both are attempting to achieve the same aim through different methods.

This 5-page paper compares the 2001 financial statements of pharmaceutical giants Merck & Co., Inc. and Pfizer, Inc. The essay features an analysis of various financial factors (such as price-earnings ratio, net sales and debt-equity ratio) and explains financial performance through the companies' 2001 activities. Bibliography lists 2 sources.

This 5 page paper critically evaluates the evidence concerning the information efficiency of stock markets in terms of how effectively they reflect information about a company in that company's share price. The paper undertakes this by considering the different forms efficient market hypothesis (EMH). The bibliography cites 8 sources.

This 8 page paper looks at tax breaks given to the clergy. Differences in how self-employment income and W-2 income are treated as well as the parsonage allowance, are all explored. Bibliography lists 6 sources.

This 7 page paper considers the way that one of the largest threats to the global economy may be that of deflation created by over capacity. The paper considers this threat, how it may occur and how effective monetary and fiscal policies may be in controlling and minimising the threat. The bibliography cites 2 sources. ...

This 10-page paper discusses investment opportunities and instruments including stocks, bonds, mutual funds and real estate. Geared toward the "casual" investor, the essay discusses what the investments are, as well as their benefits and risks to the investor. Bibliography lists 7 sources.

This 7-page paper provides a financial analysis of Household Finance, Corp. a subsidiary of Household International. The essay touches on the background of the corporation, analyzes its performance and provides recommendations for investment. Bibliography lists 4 sources.

This 9 page paper analyses the 2000 annual accounts of the Hilton Group PLC to consider performance ands efficiency changes comparing the result to the year 1999. The bibliography cites 4 sources.

This 6 page paper considers the impact that scandals such as Enron and WorldCom and the effect that they had on the stock markets. The paper argues that the impact was not as great as generally argued that the evidence shows the markets were already in decline. This supports the idea that the markets are ...

A 6 page paper discussing changes proposed by the Financial Accounting Standards Board (FASB) in interpreting the Accounting Research Bulletin (ARB) No. 51 that defines the special purpose entity (SPE) and provides guidelines on when an SPE’s results must be consolidated into the balance sheet of the company that owns it. This paper summarizes ...

This 10 page paper examines the difficulties that policy makers may encounter when seeking to manage the economy, The paper concerns issues such as the choice of approach, classical, Keynesian or monetarist, the use of different tools and the impact that the tools, such as interest rates may have, some of which will be ...

This 5 page paper starts with an outline of why Enron failed. With this information the question of whether or not this could occur in the UK, with the different accounting and purporting frameworks, is considered. The bibliography cites 6 sources.

This 5 page paper examines the results of the demerger between British Telecom and O2, formerly Cellnet. The paper then considers why the demerger may have been beneficial to both companies and looks at underlying theoretical models that support the actions. The bibliography cites 7 sources.

This 5-page paper examines the economic theory of supply and demand, and focuses on how this theory has been re-vamped because of agricultural price supports from the U.S. government. The essay also touches on the impact of such price supports on consumers, as well as the impact of the FAIR act (passed in 1996) on ...

This 8 page paper provides an overview of health care and its costs. How supply and demand enters into the picture is the focus of this paper. Bibliography lists 6 sources.

This 10 page paper considers the way in which economic factors will reflect on the commercial performance of soccer clubs. The paper focuses on the variables of price, including substitutes and complimentary services and goods, and disposable income will determine the levels of sales of both tickets and goods. The bibliography cites 8 sources. ...

This 12 page paper examines the failure of Enron from an accounting perceptive. The causes of the collapse are identified as ranging between auditing issues, such as independence, accounting issues including the way that special purpose entities (SPE’s) were used to conceal losses, corporate governance attitudes and structures, pensions, banking issues, and derivative issues. The ...

This 5 page paper examines the impact that a drop in tourism may have on an economy where there is a heavy reliance on this sector for income. Using Nepal as an example, the direct and indirect effects are discussed. The bibliography cites 8 sources.

A 5 page paper assessing opportunities that a manufacturer has in selling a special-order machine it constructed for a company that cannot take delivery. That company has paid a ten percent deposit that it has forfeited, but the manufacturer has identified three approaches it can take to selling the machine. The paper determines ...

This 5 page paper discusses what a monetary policy is and its goals for the nation's economy. This leads to a discussion of the Federal Reserve Bank of the United States, which is the organization that administers the country's monetary policy. The instruments the Federal Reserve Bank at its disposal to achieve the goals ...

This 10 page paper looks at the reasons behind the crisis seen in Thailand in 1997. The paper considers the argument that it was deregulation and liberalisation that laid the foundations for the crisis and looks for evidence that existed prior to the crisis to support this argument. The aspect of over regulation ...

This 7 page paper examines the idea of Pop culture as a Consumer model. Examples are given which suppor this thesis. All quotes cited from text. Bibliography lists 2 sources.