Essays and Research Papers on Personal Finance

This 6 page paper puts forward the hypothesis that the stock price performance on the Mumbai Stock Exchange is explained by the weak form of Efficient Market Hypothesis (EHM). The writer sets out to do this with a two stage process. Initially the random walk theory is eliminated with information from the Bombay Stock Exchange ...

This 8 page paper explains what is meant by inventory cycles and looks at the way they can be studied in terms of the individual business or the economy as a whole. The writer explains both demand side and supply side theories. The bibliography cites 4 sources.

This 16 page paper examines the performance and trends in the Chinese economy, comparing it to the economy of Australia for the business purposes. The writer looks at GDP, trends, GNI per capita performance, important as exports between China and Australia as well as trade patterns and future implications of the current and past events. ...

This 20-page paper attempts to downplay the glowing reports of globalization by offering proof that the concept does not necessarily benefit everyone. The paper's thesis is that while globalization does provide economic benefit, it poses economic challenges as well. Bibliography lists 10 sources.

This 12 page paper considers the impact that lowering interest rates have had on the UK economy. The paper is written in three parts. The first explains who set interest rates in the UK, and how they are set. The second part looks at the way in which interest rates changes will impact on businesses ...

This 9 page paper answers questions on a case study provided by the student. The writer looks at how fixed overheads can be absorbed, based on either capacity or on projected production and how different factors may impact on how they are allocated for the transfer of goods within a company.

This 9 page paper considers what is meant by the term direct foreign investment (DFI), and indirect foreign investment, why it occurs as well as the advantages and disadvantages that it creates. The bibliography cites 4 sources.

This 5 page paper considers the different forms of corporate ownership, how and when they are used and how effective the structure of diverse or concentrated shareholders may be. The bibliography cites 10 sources.

This 5 page paper answers questions posed by the student concerning the dividend discount model, what it is, how it works for both the stable and the two stage version of the model, why dividends rather than earnings per share are used and other related questions. The bibliography cites 1 source.

A 5 page paper discussing public infrastructure’s influence on promoting tourism. In "The Wealth of Nations," Adam Smith discussed the responsibility of government to erect and maintain those structures and systems that would be too costly for individuals or groups of individuals. Smith’s point was that the structure itself may not be too ...

This 20 page paper examines why companies go bankrupt. The writer considers issues such as external environment and economic factor and argues that there are four main models that create bankruptcy; the decline of the market for the product, the failure of the product to adapt to market trends, very intense pressure from competition and ...

This 5 page paper considers the way in which the auditing profession does not fulfil the role it was set up to do. The writer considers the scope and extent of the problems and some of the proposed solutions. The bibliography cites 7 sources.

A 6 page paper answering 5 questions about what SPEs are, why they exist and how Enron abused the tool in its accounting. The paper reviews the FASB rules under which Enron first – and legitimately, early on – began using the SPE as an accounting and functional tool. It provides examples of ...

This 5 page paper considers how the introduction of student loans scheme foe university students fits in with human capital theory. The writer considers the value of education as an investment to both the country and the individual. New Zealand is used as an example, but the theories are equally valid for other countries or ...

This 7 page report discusses the Financial Accounting Standards Board’s (FASB) anticipated approval of an Exposure Draft attempting to establish appropriate guidance and standards for the consolidation of special-purpose entities (SPE) may result in implementation of procedures that, hopefully, will clarify rules and applications. The reason such an issue is of particular concern at this ...

This 5 page paper discusses three of the concepts Hazlitt puts forth in his classic Economics in One Lesson: the Broken Window fallacy; Blessings of Destruction and Public Works Promotes Taxes. The Blessings of Destruction is an extension of the Broken Windows fallacy. Hazlitt's general theme is that people fail to look beyond the immediate ...

This 5-page paper discusses Adam Smith's theory of division of labor, which states that increased productivity is due to specialization. The paper attempts to interpret the theory and demonstrate whether it is a true theory or not. Bibliography lists 2 sources.

This 17 page paper looks at the way in which cities have evolved and income segregation has occurred. The writer argues that this is a side effect of capitalism with the appearance of internal migration and the negative cycle of low income levels leading to low educational standards as a result of less to invest ...

This 5 page paper explains what is meant by capital budgeting and why it is so important to a company. Using both real and fictitious examples the writer demonstrates how capital budgeting should be important and add value to any company. The bibliography cites 3 sources.

This 12 page paper examines the widely held perceptive that international trade has lead to the exploitation of workers in developing nations. The writer undertakes a comprehensive evaluation of this perception looking at evidence that supports and rejects the idea of exploitation. The paper argues that exploitation is not taking place when wages are ...

This 12 page paper is written in three parts. The first part looks at how UK GAAP accounting policies have impacted on the accounts of Signet PLC, the second part examines the changes that the McDonalds Corporation would have to make to comply with UK GAAP. The third part of the paper explains what transfer ...

This 5 page paper looks at the commodity, corn, and evaluates it in terms of trends that might affect the product over the course of a decade or two. Bioengineering and global marketing are two topics discussed. Bibliography lists 7 sources.

This 9 page paper is an analysis of the Hilton Group and trends in the years 1999 and 2000. The 9 pages include 2 pages of calculations used to compute the ratios placed as an appendix to the paper. The bibliography cites 5 sources.

This 10 page paper considers why Enron failed. The paper looks at the root causes and why it was not caught earlier by the auditors and accountants, and asks if the same would, or could, have occured in the UK. The bibliography cites 6 sources.

This 5 page paper considers the way the Wall Street Journal may be used to determine if it is a good time for an initial public offering to be made. The writer shows how the financial and news pages ma be used to search for relevant information. The bibliography cites 5 sources.