Essays and Research Papers on Personal Finance

This 5 page paper considers how the inequalities in the distribution are increasing between the richest and poorest in society. The writers considers way in which this may rectified and the potential side effects by looking as tools such as taxation, welfare payments and wages policies. The bibliography cites 6 sources.

This paper discusses the Korean economy, as well as intermediation and comparison of economic structures (such as financial institutions) to those in the United States. Also touched on is how the Asian crisis impacted the Korean economy. Bibliography lists 8 sources.

A 9 page paper. What is FOMC? What is OPEC? These questions are answered. The essay then goes on to discuss how these and the political environment affect the operations of Citibank. Bibliography lists 10 sources.

A 10 page paper discussing the financial results at this Hong Kong hotel group following the terrorist attacks of September 11, 2001. Room rates and occupancy rates were recovering slowly by the end of 1Q2002, and to the point that the hotels' management could have been justified in raising rates on its guest rooms. ...

7 pages in length. The writer discusses globalization based upon the ideas of Benjamin R. Barber's "Jihad vs. McWorld: How Globalism and Tribalism Are Reshaping the World" and "The World That Trade Created: Culture, Society and the World Economy, 1400 to the Present," edited by Kenneth Pomeranz and Steven Topik. No additional sources ...

6 pages in length. For those who are counting on receiving Social Security as they reach retirement age, as well as those who have already been receiving checks for some time, there is a significant sense of vulnerability. What if the system fails and there is not enough money to pay everyone who ...

This 5 page paper considers the way in which emerging markets are different from the stock markets in developed countries. The writer outlines the characteristics and behaviour of the emerging markets. The bibliography cites 5 sources.

This is a 5 page book review of Robert Shiller’s “Irrational Exuberance” (2000). The publication of Robert Shiller’s book “Irrational Exuberance” in 2000, took investors by surprise as it was a criticism and analysis of the recent increased trends in the stock markets. Essentially, Shiller states that the increase in the stock markets is a ...

This 20 page paper considers the way in which the financing of building in Malaysia, with a move towards utilising the value in the finished buildings to contra pay the subcontracts and meet debts. The writer looks at why this has come about, the alternatives and uses a case study of South Malaysia Industries Bhd ...

A 5 page paper discussing the advantages and disadvantages of investing pension plan funds offshore. Advantages are seen as including greater growth – and therefore potential return – in developing economies, as well as the benefits of increasing diversity within portfolios. The paper lists increased risk, political instability and differing accounting convention as ...

An 18 page paper discussing the changing view of transparency and accountability on the part of the investor, and the need for organizations to adopt changes that address investor concerns. Scandals at Enron, Worldcom, Xerox and even Martha Stewart follow on the heels of the fallout of the technology sector the preceding year; US ...

This 5 page paper considers the pharmaceutical company Sicor Inc, and its performance, before making and justifying a recommendation to buy the shares. The bibliography cites 5 sources.

This 8 page paper considers the flotation of the UK mobile telecommunications company Orange in 2001, how it happened, the background, why it was considered a failure and if the markets were justified in their reactions to the flotation. The bibliography cites 9 sources.

This 15 page paper discusses the financial planning book "Nine Steps To Financial Freedom" by Suze Orman. Specifically, the 9 steps are discussed in detail as are many other concepts from the book. Bibliography lists 1 source.

This 5 paper focuses on accounting as a career, focusing on what it is, trends and salaries, and comparison of the profession in New York and Los Angeles. Bibliography has 7 sources.

Using Krugman's book "The Return of Depression Economics," this paper examines why today's economic climate could trigger a depression as severe as the one experienced during the 1930s. Krugman's theories are compared with those from Karl Polyani and Barry Eichengreen. Bibliography lists 4 sources.

A 16 page paper. There has been a dramatic increase in bankruptcy petition filings in the last two years. The number of businesses filing for reorganization is alarming but, as this essay points out, given the sincere effort on honest officials of a company, certain bankruptcy chapters provide relief and an opportunity to reorganize and ...

A 5 page paper discussing the items and assurances that a banker will want to see from a small business seeking a loan. Such a loan will not be made for a startup business, but for one that has a demonstrated track record. Small businesses often cannot keep pace with their own growth. ...

A 5 page paper discussing the industry structure that emerges as mergers and acquisitions continue to occur within the airline industry. It is not the old airlines that consistently gain highest ratings in customer satisfaction, safety, efficiency and performance, but rather Southwest - the only one that refused to operate in the same manner ...

This paper focuses on a career in investment banking and touches on issues such as job duties, education and job skills required, salary expectations and career trends. Bibliography lists 2 sources.

This 10 page paper examines the impact of globalisation on debt in underdeveloped countries. The writer also considers the role of the World Bank and the International Monetary Fund and the feeble attempt at debt relief through the Heavily Indebted Poor Countries Debt Initiative (HIPC). The writer looks specifically at Sub-Sahara Africa and its potential ...

This 8 page paper takes a look at possible ways to expand a church. A hypothetical example is provided. Ways to improve donations and tithes are explored and a look at other ideas, such as financing projects, are also discussed. Bibliography lists 15 sources.

This 16 page paper discusses the statement that “the cost of retained earnings is less than the cost of new outside equity capital. Consequently, it is totally irrational for a firm to sell a new issue of shares and to pay cash dividends during the same year”. The writer argues this both ways; how this ...

This 5 page paper considers the cost of capital for this large pharmaceutical company, using both WACC and CAPM. The writer then considers the differences between these two models and how the rates may be decreased. The bibliography cites 7 sources.

This 6 page paper examines different economic models in terms of how they view the effectiveness of stabilization policy. Keynesian economics is also discussed. Bibliography lists 5 sources.