Essays and Research Papers on Personal Finance

A 5 page paper which examines how our prisons affect the economy of the country. Bibliography lists 5 sources.

This 5 page paper looks at George W. Bush's tax cut plan and evaluates its impact over the next five to ten years. The impact on Social Security is also discussed. Bibliography lists 4 sources.

This 5 page paper discusses the necessity for goal setting within the organization. A grief summarization of Harvey and Brown's book, "An Experiential Approach to Organizational Dev." is included (Chapter 12). Bibliography lists 1 sources.

10 pages. This paper shows the importance of capital budgeting to the overall financial management plan of a company. Included is a look at the four-way model of capital budgeting as well as other applications. Bibliography lists 8 sources.

This 14 page paper considers the ways in which a company may seek to reduce or avoid different types of costs. Different ways of achieving this are discussed, with examples used to illustrate points raised. Methods discussed included developing supplier relations, substitution, standardization, reducing waste, changing payment terms and different process changes. The bibliography cites ...

A 16 page paper that addresses this question: Do multinationals exploit or expand the economies of host nations? In other words, what impact does a multinational have on the host nation's economy? This report begins with an introduction in which globalization is discussed and where the recent hostilities towards multinational corporations have been expressed by ...

5 pages. With the burgeoning business and industry that is taking place over the Internet it is time to decide to start taxing products that are sold online. States are losing massive amounts of revenue due to the Internet commerce. This paper supports the stand that consumers should be paying sales tax ...

This 6 page paper considers the political, economic, social and technological influences in Syria in order to consider the country in terms of international trade. The bibliography cites 2 sources.

This 8 page paper considers a fictional case and performs a fincial review on the family concerned, Items included are a reconsidering of the investments in order to gain a better return, whilst maintaining a suitable risk profile, rearranging the mortgage to save money and savings for short and long term goals. The bibliography cites ...

10 pages in length. The writer discusses how the concept of capitalism speaks well to the opposing views of Malthus and Adam Smith, inasmuch as Smith supported the notion that capitalism was socially, politically and economically beneficial for the greater good, leaving little consideration for the remaining minority few. Indeed, adopting such a position ...

A 6 page paper answering 5 questions addressing how a German bank might adapt to changes in US policies and the economy. Questions include how the bank should manage new SEC rules of corporate governance and other matters that reduce the bank’s corporate lending opportunities. The paper encourages the bank to increase revenues ...

A 10 page paper evaluating the relationship between interest rates and the S&P 500 index, for the purpose of determining whether the two are connected. Of course we know the stock market grew at its greatest rates and to its highest volumes ever during the decade of the 1990s, while interest rates sank lower ...

This 6 page paper deals with the analysis of two authors' opinions on Globalization. The major arguments that each present are listed as well as refutations to those thesis. Examples, quotes, citations offered. Bibliography lists 4 sources.

This 9 page paper is a comprehensive look at the banking system. The first part of the paper considers the different types of banks, central banks, commercial banks and investment banks, outlining what they are and what they do. The second part of the paper then considers how they fulfil this role and the ...

An 8 page paper that explains Smith's thoughts on the division of labor and how this leads to a prosperous nation with examples as provided by Smith in Wealth of Nations. This is a work that is more than two centuries old and yet, Smith's words guide the work of contemporary political economists. Smith's influence ...

8 pages. It should be the responsibility of the industrialized world to bridge the gap between themselves and developing countries. By helping the less developed countries become more self-sufficient we are also helping the global economy and ourselves. This paper will further explain these statements in order to better emphasize the fact that ...

A 5 page paper that discusses the central banks of the U.S. and Australia. Specifically, the writer discusses the three most common monetary policy instruments, i.e., actions the central bank can take that will affect the economy, and expansionary and contractionary policies. Why both Australia and the U.S. adopted expansionary policies in 2001 and what ...

This 5 page paper provides an overview of the U.S. economy in 2002 with the use of a variety of economic indicators. GDP is discussed along with the inflation and unemployment rates. Many aspects are included that look at a ten year period (1992-2002). Three charts are provided. Bibliography lists 11 sources.

This 5 page paper considers the way in which some countries in the Asian regions have achieved strong economic growth through investment whilst others have failed. The writer argues that there are a range of preconditions that need to be present in order for external investment to be attracted. The bibliography cites 3 sources.

This 8 page paper considers the financial performance of Saks Inc. by looking at the share value and accounts as well as using ratio analysis. The writer demonstrates in an easy to follow manner how each ratio is calculated and what it means. The bibliography cites 6 sources.

This 5 page paper considers how the flexibility that remains within accounting standards allows for creative account to remain a constant temptation in the commercial environment. The writer considers the theory as well as citing actual cases in order to illustrate the points raised. The bibliography cites 5 sources.

This 6 page paper considers why in an age where incomes and utility is increasing the birth-rate is decreasing. Issues considered include opportunity cost, absolute costs as well as changing social structures. The bibliography cites 5 sources.

An 8 page paper which examines many of the conveniences that online banking offers. Bibliography lists 8 sources.

This 6 page paper argues that the stock market may be seen as a very efficient market where share prices will always represent the underlying intrinsic value of the shares, even where there is an asymmetry of information. The paper uses the efficient market hypothesis (EMH), to explain this, relying on the ideas of Fama. ...

This 14 page paper discusses at length the pros and cons of hosting an Olympic sized event. Examples are given from past venues, quotes are given from committee chairpersons. Statistical information given and conclusions analyzed based on current data from past events. Numbers, figures and percentages included. Bibliography lists 10 sources.