Essays and Research Papers on Personal Finance

9 pages in length. The very essence of globalization is that of change, to relearn stable and familiar ways in order to make room for ever-growing progress. While this concept would appear to reflect beneficial movement for global societies, the relevance to lifelong learning actually represents advancement at the detrimental social, political and ...

This 8 page paper details the characteristics of Market Orientation. Also mentioned are the cultural barriers facing companies as they expand globally. Examples are given which define market orientation, and cultural barriers. Experts in the field are quoted.Bibliography lists 7 sources.

This 9 page paper consider the macroeconomic issues that have influenced the increased level of international trade. The bibliography cites 5 sources.

An 8 page paper that addresses the questions of whether poverty reduction increases economic growth and whether economic growth reduces poverty. The writer begins by quoting President Franklin Roosevelt who argued for a living wage. Other researchers are then cited with an overview of their conclusions. Bibliography lists 5 sources.

This 5 page paper considers the position of a fincial adviser and how influences such as risk profile, age and wealth will effect the recommendations made. The bibliography cites 2 sources.

A twenty page paper which looks at the effect of globalisation on flexibility and casualisation of labour, and the economic and social changes which have resulted in the post-Fordist era. Bibliography lists 14 sources.

This 6 page paper demonstrates a cash flow statement, put together from a case study supplied by the student. The writer analysis's the cash flow statement and then considers the way that a company can be valued, explaining how each figure is achieved. The bibliography cites 1 source.

7 pages. The statement "we should always accept a project if the net present value is positive" will be critically discussed in this paper. Other terms presented herein will include certainty equivalents, adjusting for inflation, uncertain salvage value, and internal rate of return. Bibliography lists 8 sources.

This 8 page paper examines Efficient Market Hypothesis (EMH). The paper is in two parts, firstly looking at what the theory it and how it operates. The second part of the paper then considers the evidence for its accuracy or inaccuracy. The bibliography cites 15 sources.

A 9 page paper discussing operations of a small medical center’s business office, particularly as they apply to the accounts receivable function. There are several steps that the center can take now to both streamline its operations and create a more secure environment. The ultimate goal needs to be full automation of course, ...

This 10 page paper discusses the assumed role of the independent auditor and compares it to the reality of the job. The collapse of Enron and the Phar-mor investigations are discussed in relation to the independent auditor's roles. Predictions are made about the future structure of big business and the way in which the independent ...

This 7 page paper deals with the budgeting abilities of a nonprofit organization, the National Wildlife Federation and its regional/local offices. The way in which the NFWF distributes grants, matching funds, and the format for gaining revenues is discussed. Examples are given from ongoing grants and projects sponsored and supported by the NFWF. Finally, an ...

15 pages. The statement "we should always accept a project if the net present value is positive" will be critically discussed in this paper. Other terms presented herein will include certainty equivalents, adjusting for inflation, uncertain salvage value, and internal rate of return. Bibliography lists 10 sources.

This 34 page paper looks at the pros and cons of dollarization in a general sense, but particularly as it respects Latin America. The idea of a united currency is explored and the euro is used as an example. The paper concludes that full dollarization is a good idea for the nations of Latin America. Bibliography ...

An 8 page paper discussing some of the ways in which the Enron case is providing evidence for the need for greater auditor independence and corporate governance. Those encouraging internationalization of US accounting convention have suffered setbacks while those opposed to such a move are beginning to cite the case of Enron as evidence ...

This 14 page paper considers three cases supplied by the student where there are different transactions that effect the profit and loss account and the balance sheet. The writer shows how the various changes should be treated the impact they will have on these two financial reports. The bibliography cites 3 sources.

This 14 page paper considers the problems of valuing human capital. The writer uses three different companies, Amazon, Ford and Wal-Mart, to explain how the added value of human capital may be quantified in fincial terms. The problems with valuing this type of asset is discussed and the ways in which it may be maximized ...

An 8 page paper which examines the position of those under 30 who are suffering from, or experiencing, unemployment. Possible solutions are presented as well. Bibliography lists 4 sources.

20 pages in length. The purpose behind the banking industry implementing any change is to augment the capacity of its clientele. Inasmuch as change can be both a beneficial and detrimental endeavor, it is a very wise decision for the industry to wholly investigate all potential gains and losses long prior to employing ...

This 5 page paper looks at commercial banks, savings banks, mortgage companies and Internet lending firms and compares and contrasts different types of lending. How the applications are evaluated is discussed. Bibliography lists 5 sources.

A 9 page paper discussing how the economy can be expected to affect this provider of communications services during a recession and its long-term prospects for improvement. The recession of 2002 can be seen primarily as expression of the downside of the business cycle, meaning that we can expect growth again in the future. ...

This 8 page paper considers the position of this company and how it may perform in the future within its' designated sector. The bibliography cites 5 sources.

This 5 page paper looks at how net present value (NPV), internal rate of return (IRR) and weighted average cost of capital (WACC) are calculated. The writer does this by looking at a hypothetical project for an existing company and calculating the relevant figures. The bibliography cites 5 sources.

This 5 page paper considers how, using these models, a period of prosperity can spontaneously crash. The writer then consider France and the UK in order to assess which country is best placed to control their economy with reference to these models. The bibliography cites 8 sources.

This 12 page paper is in three sections, one for each of these eminent economists. Each section considers the life of the economist before giving a comprehensive overview of their theories and contribution to economics. The bibliography cites 7 sources.