Essays and Research Papers on Personal Finance

This 18 page report discusses the financial system of the United States and how financial institutions, the overall monetary system, economics, the marketplace, consumers, government, and non-bank banks all relate to one another. Issues considered include: the relationship between saving, spending, and investing on economic growth; the role of the financial system and the economy; the goals of financial institutions and regulation; ...

A 6 page paper that presents the arguments for and against raising the minimum wage. At least ten states and the District of Columbia have not waited for Congress to act - each has established their own increased minimum standards, some of which are higher than what the federal government is proposing. Bibliography lists 6 ...

In this well written 11 page paper the writer takes and in-depth look at stagflation; the phenomenon of concurrent inflation and recession. The paper defines what is meant by stagflation, looks to how it may occur, its' impact on an economy and how it may be dealt with and managed. Traditional and new theories are ...

A 15 page paper discussing financial valuation of the world's largest and fifth-largest pharmaceutical companies. Each has undergone immense changes in recent years, and the industry currently is in a state of change. The paper discusses accounting differences and gives a background of the two companies, assesses differences in financial results and finally makes a determination of AstraZeneca's ...

9 pages. This paper explores the options and develops methods of designing firm fixed contracts that are acceptable to both the customer and the supplier for Acme Crating, which gives Acme Crating more control of costs when these type of contracts are involved. Acme Crating seeks to better control costs and profits by finding better solutions and implementing them. ...

This 5 page paper reviews this book where fictionalisation is used in order to bring to life economic theories of trade. The writer considers the contents of the book and its' presentation as a suitable book that can inform and guide those interested in economic throes. The bibliography cites 1 source.

This 9 page paper considers the different tools that have been developed to aid with costing a product or service. The writer explains four costing methods; overhead/absorption costing, marginal or variable costing, standard costing and activity based costing (ABC). The writer explains what they are, how they work and the advantages and disadvantages found in ...

This 5 page paper looks at the proposed merger of HP and Compaq and how the newly created company might fare. Information for each of the companies is included. Various elements are discussed such as corporate culture, competitors and the present economy. Bibliography lists 7 sources.

5 pages in length. The ripple effect of September 11th's terrorist attack upon the World Trade Center and the Pentagon has created an enormous void in America's economy. With recession on everyone's mind, this unexpected and violent downslide has placed tens of thousands out of work and threatens to completely undermine the very ...

5 pages in length. The writer discusses the proposed benefits of free trade by addressing tariffs, imports and exports. Bibliography lists 7 sources.

An 8 page paper discussing currency hedging activities at this tractor manufacturer in the 1980s. Sales of the company's products were evenly split between US and Canadian markets, but the state of the industry was such that the company (through a capital company) financed nearly all aspects of distribution, from floor planning for dealers to purchase financing for ...

This 7 page paper considers the basics of price theory, looking at both the supply and demand side of the equation. The writer explains the relationship between supply and demand, the determination of if a product is elastic or inelastic, and the influence of the market structure. The paper includes 1 graph. The bibliography cites ...

This 5 page paper considers the way that accounts may be read and used to look at the weaknesses ands strengths of a company. Using an example provided by the student the paper looks at the changing trends, the ratios and the limitations of the accounts in order to consider the situation of the ...

This 6 page paper consider the accounts between 1996 – 2000 for these two Australian banks, compares their performance and uses tools such as the P/E rations, the capital asset pricing model (CAPM)and discounting in order to compare them.

This 5 page paper considers a case supplied by a student where a company; Kemp, needs to borrow funds. The writer considers how the different rates offered in different currencies may be evaluated, and gives advice on the best option. The paper is a good example to demonstrate that the cheapest loan rate will not ...

This 6 page paper considers these different types of assurance. The writer explains what they are, how they work, the characteristics of each of these types of policies and how the charges are calculated by the insurance companies and life offices. The bibliography cites 5 sources.

5 pages in length. Korea, when used as an example of how the state's role in East Asian economies differs from the teachings of liberal economics, lends a great deal to understanding this separation. Clearly, there exist both strengths and weaknesses of the developmental state, which can be readily acknowledged merely by way ...

This 5 page paper explains the different ways in which exchange rates can be influenced. The writer explains the role of supply and demand, inflation, interest rates, disposable income and general economic or political conditions. The paper uses the Untied States dollar as an example to illustrate these changes. The bibliography cites 5 sources.

This 8 page paper considers how the problem of revaluation by looking at the positive and negative aspects of the practice. To illustrate this, along with the different practices found in different countries the writer uses the international company group Hyundai. The bibliography cites 7 sources.

This 10 page paper examines these two rival telecommunications companies. The paper includes information their past and present positions, finical data, a strategic analysis of their goals, boundaries and activity systems as well as considering the different markets in which they operate and how they are seeking to expand. The bibliography cites 5 sources. ...

5 pages. A nation's domestic economy can and does transform the international economy. The globalization of an industry depends upon a firm's competitive position in one country being significantly affected by its position in other countries. We find that global industry is not just a collection of domestic industries but a group of linked industries in which the ...

This 5 page paper outlines the content, format and use of both the income statement, also known as the profit and loss statement, and the balance sheet. The bibliography cites 2 sources

This 5 page paper considers this article published in the Financial Analysts Journal which was a suggestion of a way the stock market may be stabilized. The writer answers specific questions such as the reason the article is useful, how it relates to essential finances as well as criticisms of the article. The bibliography cites ...

This 5 page paper provides an overview of the various types of capitalism in the world. How the variations affect trade and international relations are discussed. Bibliography lists 3 sources.

A 6 page paper. What has happened in America since the attack on September 11, 2001? That is the focus of this paper. The writer discusses a variety of economic effects, such as unemployment. The effects on the stock market, tourist industry, and other industries and changes in foreign policy are also discussed. Bibliography lists ...