Essays and Research Papers on Personal Finance

This 6 page report discusses how the rise and fall of the stock market has an impact on spending. In any circumstance in which a particular stock rises or falls, it is important top consider a number of factors that have resulted in such fluctuations and the direct impact those factors have on a business, its products, and the how ...

A paper which considers the elements which constitute human insecurity, the extent to which economic inequality contributes to this, and how far conservative policies may be successfully implemented in order to redress inequality and lead to a greater measure of security for all members of a particular social structure.

The Economic Development in Taiwan: This 12-page essay examines the economic development of Taiwan over the past half-century, while delineating a number of its major events and governmental policies. An annual increase of 40 to 50 thousand newly registered enterprises and 6,000 to 7,000 newly installed factories indicate the stamina of this growing economy -- ...

14 pages in length. A finance director believes that the market price of the company's existing ordinary shares will not change even if the company changes the dividend policy that has been maintained for the past thirty years. The finance director could be wrong in his belief, however; in order to determine whether this is the case, ...

This 5 page paper considers the importance of cash flow by looking at how it may be increased by actualising revenue more quickly. The paper illustrates this by looking at the company Kraft Inc, and considering ways that cash flow may be bettered by collecting funds 2.5 days earlier. Methods by which this may be ...

9 pages in length. Understanding the fundamental basis of beta and risk management in general makes it easier to conceive of the limitations inherently associated with beta as a measure of risk. According to industry analysts, beta's biggest drawback is its virtual ineffectiveness if not calculated against a pertinent benchmark. Bibliography lists ...

This 5 page paper concludes that economic determinism is the basis of Marxism. Marx and Engels's theories, as spelled out in the Communist Manifesto, are discussed in light of economics. Bibliography lists 1 source.

This 12 page paper considers the risks of currency exchange rates that are seen between Spain and the US. This is not a straight forward relationship as the situation is complicated by Spain's membership of the Euro. The writer uses the general theory of exchange rate risks and causes then applies them to these two ...

A 6 page paper. The SEC has delayed and refused to accept accounting standards as put forth by the IASC. U.S. GAAP standards from the FASB are more stringent in its requirements. Currently, any foreign company who wants to register with the SEC and be listed on an Exchange in the United States must reconcile ...

This 5 page paper looks at the city of Norfolk and the way in which the city is dealing with poor economic conditions through the sale of assets to pay for further investments in order to break the negative cycle and attract business to the area. The bibliography cites 4 sources.

This 8 page paper considers the way that performance is measured in modern organisations. The purpose of the paper is to give the reader an outlines of the productivity paradox, balanced scorecards, and activity based costing, looking at what they are and how they are used. The bibliography cites 12 sources.

Corporate Strategy - Economists Jockey for Position: This 10-page essay examines some of the prevalent theories purported by economics professors, Oliver Williamson, Gary Hamel / C.K. Prahalad, and Michael Porter. Additionally, by way of example Microsoft’s corporate strategies are critically evaluated as they pertain to specific theories. The essence of strategic positioning is to ...

This 5 page paper looks at the way in which BP has undertaken a strategy of merger and acquisition over the last few years, how this has effected the fincial results, employment and overall performance of the company. The bibliography cites 7 sources.

This 16 page paper looks at five questions of economics. The paper answers these questions concisely and accurately. The questions include the way the global economy works, the role of commercial banks, the impact of regulation on consumers, how inflation effects stock prices and the role of classical theory when considering interest rates. The bibliography ...

9 pages. The purpose of this paper is to consider the largest of the auto manufacturers and the fact that they are now focussing more on economies of scope rather than economies of scale. This is thoroughly discussed as to different automakers, their techniques of competition, as well as clear cut definitions of both economies of scope and economies ...

An 8 page paper. This tutorial paper discusses two main issues: how to motivate employees and how to be competitive. The writer discusses motivation in terms of generation (Baby Boomers and Gen X) and then offers a number of strategies used by other credit unions to grow. Suggestions are provided to students. Bibliography lists 8 ...

5 pages. With credit cards being offered to consumers almost daily throught their mailbox, through the internet, and virtually everywhere we turn, there is no wonder that credit card usage has multiplied exponentially within the last decade. Along with credit card use, credit card abuse has grown just as well. It is too easy for consumers to ...

5 pages. Financial innovations are not a new thing; market analysts and accountants are coming up with financial innovations all the time. This paper will deal with the most recent of the financial innovations, including what they are, how they change the financial markets and how innovations in general change the way people look at the market as ...

This 32 page paper looks at the subject of research in detail. The paper is written in eight sections as follows; the relationship between theory and research, the different ways in which knowledge is gained, scientific method, systematic inquiry, the use of statistics, including descriptive and inferential statistics and how they may be used, experimental, ...

This 10 page paper looks at a case study provided by the student and tutors the student in how to calculate cost of equity, cost of debt, WACC, NPV and IRR. The bibliography cites 4 sources.

6 pages in length. The origin, nature and evolution of the two mainstream economic thoughts are included within this paper, those of John Maynard Keynes and Karl Marx, and the influence each had upon economic development. Bibliography lists 7 sources.

8 pages. This paper is a focus on the culture of capitalism since the 1400's. Capitalism has had four very important effects on people ever since that time, including such things as population growth, hunger and poverty, environmental impact and the spread of disease. A very eye-opening look at what capitalism has done to impact mankind throughout the ...

A 7 page answer to 5 questions on supply and demand, equilibrium price and price elasticity. The paper also addresses questions on comparative vs. absolute advantage, as well as opportunity costs of production. Includes 2 diagrams. Bibliography lists 3 sources.

This 5 page report discusses the fact that the gross domestic product (GDP) is not one of the more complicated of the many contemporary economic indicators. It is simply a measure of the total production and consumption of goods and services in any economy. Such simplicity is both its strength and its weakness in measuring development in an economy. Because ...

This 6 page paper examines the way in which an investment may be structures, including aspects such as risk, term and liquidity and then considers what is meant by discounting and how the structure of an aspect can influence the interpretation of the net present value (NPV). The bibliography cite 4 sources.