Essays and Research Papers on Personal Finance

A 10 page paper which argues that implementing an excise tax is the best way to reduce tobacco sales and use. Bibliography lists 3 sources.

A 5 page paper which argues that many people in the United States take advantage of child labor around the world, and often promote it, unknowingly. The labor of these children often provides us with goods we long to possess, at relatively cheap prices, as their countries struggle to enter into the new global economy. Bibliography lists 5 sources. ...

5 pages. In this model paper we will consider how a hypothetical sales representative would assess a client's needs and prepare the necessary strategies to fulfill stated goals and objectives. Also included will be a discussion on the ethical issues that are encountered in the mutual fund industry today. Bibliography lists 4 sources.

This 5 page paper considers the statistical evidence for the current state of the US economy. The paper looks at aspects such as unemployment, GDP, CPI, consumer confidence indicators, stock turnover sand other indicators to give all the evidence needed for an assessment of the economy. The paper includes two graphs and tables. The ...

This 10 page paper takes a look at how marketing for e-businesses vary. Price discrimination is discussed along with monopoly theory. Several examples are provided. A chart is included. Bibliography lists 9 sources.

A 5 page paper. The question is: Why should an accounting student change to the CPA program in the state of Washington? This research report includes these topics and is written as a tutorial: the specializations with accounting; the license and education requirements for the CPA in Washington; continuing education requirements; salary range; projected ...

A 5 page paper. Viatical insurance was authorized under the Health Insurance Portability and Accountably Act of 1996. This research report explains the difference between viatical settlements and senior settlements. It also provides a comprehensive discussion of viatical settlements from both the life insurance policy holder and the investor. Bibliography lists 5 pages.

15 pages in length. Public opinion has a tendency to waver between obediently accepting and vehemently disapproving of presidential economic policies. While some thought that President Clinton's policies represented the fundamental contributions of his administration, others believed that the nation's economic situation only continued to worsen with him in office. George W. ...

This 6 page paper considers two different theories of capital. Firstly, the paper looks at capitalism, and how the actions and reactions of one organisation may be able influence other companies within and outside of the same industry, and how contradictions can occur. The second part of the paper considers the Marxist approach to capital ...

This 5 page paper considers the way in which government policies have changed over the years, shifting from the Keynesian demand side economics to Anglo-American supply side economics as well as subsequent changes. The paper considers the reasons for these changes and the effect that have been seen since they were implemented. The bibliography cites ...

A 5 page paper which discusses the effects of online banking on society and the consumer in the UK. In a proposed study we examine utilizing the interview to access how online banking effects the consumer, and thus the society as a whole. A literature review of material concerning online banking in the UK is also provided. Bibliography lists ...

This 5 page paper looks at the Haiti economy, the GDP and general economic condition of the country. Them paper considers the make up of the economy, the performance of the currency, and ways in which the economy may be improved. The bibliography cites 2 sources.

This 13 page paper looks at the accounting framework in South Africa, comparing it to the United States and looking at how it complies with international standards. The paper gives examples of a balance sheet, an income statement and a cash flow report complied in line with the South African standards. The bibliography cites 15 ...

This 17 page paper examines this large conglomerate that is quoted in the Kuala Lumpur Stock Exchange in Malaysia in order to decide it if would be a good investment. The paper undertakes a financial analysis of the company, including the use of many ratio's. The paper also includes and explanation of the ratio's and ...

This 5 page paper considers the financial performance of BT by looking at revenues and efficiency. The paper undertakes a ratio analysis of the company over the last four years, and then compares it to the industry averages. The bibliography cites 2 sources.

8 pages. This paper looks at the problem of unemployment. It is a well known fact that unemployment causes a great deal of social distress and concern; as a result, the causes and consequences of unemployment have received the most attention in macroeconomic theory. Within this paper is a discussion of the problem itself, ...

This 10 page paper considers the role of the economies in these two very different countries. The writer looks at the way in which the individual citizen may be seen as the servant of the economy, and the way in which the economy may be the servant of the people. This is then considered in ...

This 5 page paper considers how accounting and financial management may be seen as adding value to an organisation. To demonstrate this the writer uses the example of Scotsman Industries Inc. The bibliography cites 6 sources.

A 12 page paper discussing the tax originally intended to keep the nation's wealthiest individuals from being able to deduct their way into little or no tax liability. Inflation and increasing popularity of investing in the stock market have contributed to much greater numbers of people being subject to the alternative minimum tax in addition to their regular ...

This 6 page paper considers the problems that may be seen in the regulation of the financial services industry with the increasing use of the Internet and e-commerce. The paper concentrates on Australia, but may equally be applied to any country where there is deregulated financial services sector. The bibliography cites 3 sources.

This 6 page paper delves into J.P. Morgan's life and finds out why he was investigated. This wealthy man controlled much of the business to arise in the U.S. during the turn of the twentieth century. The industrial revolution is discussed. Bibliography lists 7 sources.

This 8 page paper considers the these two economic models. By explaining what they are and their operation, including diagrams, the paper determines which is best for the measurement of competition in an oligopoly. The writer also explains the advantages and problems with the models. The bibliography cites 3 sources.

11 pages. The origination of the North American Free Trade Agreement (NAFTA) was to establish a foundation that would create jobs in Mexico, Canada and the United States, and raise living standards. One of the primary purposes behind implementing NAFTA was so that three hundred sixty million consumers who live in Canada, Mexico and the United States would have ...

This 5 page paper considers the policies adopted by Franklin D. Roosevelt when guiding the country out of the great depression and his use of the 'New Deal. The writer then compares the policies of Ronal Reagan when deal with the recession of his era to the Rooseveltian tactics that had proven successful in the ...

This 5 page paper considers the different ways in which a new business may raise capital, including bank borrowing and the use of venture capital. The paper then considers the tax implication in the UK for a new company, including VAT and corporation tax. The bibliography sites 4 sources.