Essays and Research Papers on Personal Finance

7 pages in length, this paper argues the thesis that a total unification of Europe is not possible due to the diversity and national pride of the members of the European Union. This paper traces the history of Europe from the days of ancient Greece to the balance of power achieved between France and England ...

The 17-page paper examines the Sarbanes-Oxley Act, Statements on Auditing Standards 99 (SAS 99) and the Public Company Accounting Oversight Board (PCAOB). Paper determines potential impact of these Acts and rules on future audits. Bibliography lists 7 sources.

This 6-page paper examines the Sarbanes-Oxley Act of 2002, what prompted the legislation and how it is likely to impact the accounting profession. Also included are discussions about advantages and disadvantages of the act. Bibliography lists 3 sources.

This 3-page paper discusses similarities and differences between the New York Stock Exchange and NASDAQ. Also a discussion about the Sarbanes-Oxley Act of 2002. Bibliography lists 2 sources.

This 4 page paper response to 3 questions set by the student concerning the way firms will need to change during a recession. The discussion includes the way that firms may innovate, the potential for a firm to act aggressively to limit competition and how the commercial marketplace may have changed.

This 5-page paper discusses the legalities and culture of Enron Corp., and how these added to its failure. Bibliography lists 2 sources.

This 22 page research paper is a comprehensive review of the SEC. Aspects covered include: legal framework of the SEC; laws the SEC administers, including the Security Act of 1933, the Security and Exchange Act of 1934, the Investment Company Act of 1940 and several other Acts and amendments through 1995; the reporting processes; and ...

A 5 page discussion of legal issues and considerations in bank mergers. Primary focus is upon the Federal Bank Holding Company Act and Bank Merger Act. Bibliography lists 5 sources.

A 12 page paper discussing the current laws and/or regulations that directly concern the area of taxation in relationship to corporations, partnerships, estates, and gifts. These are complicated and multifaceted dimensions of taxation. The Taxpayer Relief Act of 1997 is discussed in regards to corporate taxation, and all other forms ...

A 5 page paper. The Sarbanes-Oxley Act of 2002, also known as the American Competitiveness and Corporate Accountability Act of 2002, was passed in response to the many accounting scandals in private sector corporations. There are provisions in this Act that apply to everyone, however. This essay discusses how nonprofits are being affected by the ...

A 17 page paper that begins with the background and purpose of the Truth in Lending Act adopted in 1969 as Title I of the Consumer Credit Protection Act, including the subsequent amendments to the Act. The writer explains that the Federal Reserve Board adopted Regulation Z to implement this Act. The FRB subsequently adopted ...

A 14 page paper which discusses the current conditions and controversies concerning the Glass-Steagall Act of 1933 as it relates to issues of financial institutes and issues of deregulation. The history of the act is presented in helping to establish the reasoning behind the action. This is followed by a brief illustration of what has taken place in relationship ...

This 5 page paper considers the impact of this act, also known as the Gramm-Leach-Bliley Act. The paper examines the argument that the act will result in a few large financial superstores with oligopoly characteristics. The paper then discusses whether the limitation of assets of these larger companies may be seen as a single limitation ...

A 6 page paper. Forensic accountants have a special set of skills, characteristics, and traits. They are part accountant and part detective. They are highly analytical. This essay identifies the top five skills forensic accountants need. The paper discusses other knowledge, skills and traits these professionals need to have to be effective. How their jobs ...

This 12 page paper considers the legal and moral duties of an auditor in Australia. They are obliged to make a qualified audit report only when they find any breach, non compliance or fraud which makes a material difference on the accounts, otherwise they need only report their findings to the company or trustees in ...

This 3 page paper is written in two parts. The first part looks at GAAP, what it is and its' purpose. The second section looks at the Sarbanes-Oxley Act (SOX), including what it was introduced in 2002, what it is and its' impact on the only markets. Te bibliography cites 4 sources.

A 4 page paper that beings with an explanation of what this Act is about and its requirements. The writer then discusses the impact this Act has had on businesses and investors. Bibliography lists 5 sources.

A 10 page paper which presents an overview of the Fair Labor Standards Act as it involves payment of wages. In addition, the paper also discusses the history of the act. Bibliography lists 10 sources.

This 3 page paper looks at some of the problems that have emerged with the implementation of the Sarbanes-Oxley Act, explaining the issues and placing this in the context of the acts ultimate objectives. The bibliography cites 4 sources.

This 4 page paper examines the different types of risk that may face a US firm considering financing foreign trade with Bangladesh. Issues such as the legal system, regulatory framework and problems such as corruption all discussed. Potential strategies which may help to reduce risk identified and examined. The bibliography cites 5 sources.

An 8 page paper discussing bank deregulation over the years, but focusing on the Gramm-Leach-Bliley Act of 1999, which provides the most comprehensive array of freedoms to date by dispensing with rules against banks intermingling with other types of activities in the financial services industry, and they now can act as brokers and sell insurance. ...

This 50 page paper examines the management and public legal pillars of European Central Bank (ECB) and US Federal Reserve (The Fed) contributing to their credibility and independence in regards to decision making. The paper focuses on the public management policies used by the ECB and the US Fed in achieving credibility and independence that ...

A 4 page paper assessing one economic effect of SB 1661, the California Family Rights Act (CFRA). The California law extends the federal Family Medical Leave Act that allows workers to take off up to 12 weeks from work for any reason included in the law. The California extension guarantees that the worker ...

A 10 page paper discussing the effects that new regulatory measures have had or may have on banks’ determination and implementation of strategy for the future. The Gramm-Leach-Bliley Act was signed into law in 1999, but it did not become official until 2004. Replacing the Glass-Steagall Act of 1934 that prevented banks from ...

Investors are impacted when a major company, such as Enron fails due to inventive, creative or manipulative accounting supported by the corporate governance environment. This 50 page paper considers if changing the regulatory environment, as attempted in the US with the introduction of the Sarbanes-Oxley Act of 2002, will either prevent or give early ...