Essays and Research Papers on Personal Finance

A 3 page paper discussing how the advent of the Industrial Revolution affected local economic relationships that previously had been in effect, and how ultimately those changes gave rise to changes in the stock market structure. Lack of governance allowed entanglements that would be illegal today, allowing the crash of the market in 1929 to cripple the economy ...

5 pages. In the major focus of issue one of the book Responding to Market Incomes: Competition or Protection for American Agriculture, it is obvious that the conservative point of view is superior to that of the liberal or radical viewpoints. Bibliography lists 9 sources.

This 7 page paper considers the economic impact that the lottery has had in Florida, economic theory is applied as well as a look at how the money is actually being used with arguments used that can be used to argue for both a positive and a negative impact of the lottery. The bibliography cites ...

This 16 page paper looks at the reasons behind the way the stock market operates and the relationship between the S&P 500 and dividend pay outs as well as stock values. The paper undertakes this by answering some pertinent questions and demonstrating the points raised by using relevant cases and share piece graphs. The paper ...

A Two Company Comparison; This 8 page paper looks at the way that share prices in two particular companies have moved in the short term and the use, calculation and definition of ratio's. The companies are Ford and Fiat, and the paper gives examples and instructs on how to calculate and use the ratio's. ...

An 8 page paper which examines the theories of Thomas Hobbes and Karl Marx as they involve society and the State and market economy. Bibliography lists 4 sources.

A 4 page paper examining the US economy of the 1920s and that of the 1930s. There was a wealth of difference between the two. The federal government undertook all sorts of inflationary and risky ventures in an effort to create jobs and get money from wages back into circulation. None of its efforts seemed to ...

This 5 page paper looks at the systems that were in place and changed by the colonisation of Asia. The paper considers the role that the perception of good and moral behaviour played in both politics and trade, and how this was different from the colonial era. The bibliography cites 3 sources.

A 6 page overview of the varying reactions from political bodies and regimes to globalization. Traces the evolution of globalization from the concept of neoliberalism and to its origin in Latin America. Provides examples from this area as to impacts of globalization and neoliberalism and the consequent reactions of various countries, particularly Mexico. ...

5 pages in length. In today's society, if an individual has not established a good credit rating with the three primary credit bureaus, there is little of value that this individual will be able to purchase or acquire. Credit has completely transformed the world into a cashless society; those who have not built ...

This 12 page paper looks at various aspects of international investment, such as exchange rates, risk and reward expectations, the benefits of international investment and the potential concerns such as political risk and barriers to investment. The paper finishes with consideration of portfolio benchmarking. The bibliography cites 12 sources.

This 6 page paper looks at the importance of budget and budgetary controls. The paper apply the theory that lies behind budget controls in a company to Royal Dutch Shell to show how it can be seen as relevant to all layers of management to play a role in the budget control and monitoring. The ...

11 pages. Looks at the Pepsico organization and its use of the five forces model of competition, that is, the rivalry among competing sellers, suppliers, buyers, potential new entrants to the soft drink inudstry, and firms with substitute products such as juice and water and the five competitive strategies model which includes low cost leadership, broad differentiation strategy, focused low cost, ...

A 7 page paper discussing the Big 5's reactions to changes in SEC auditing rules that now disallow accounting firms from acting as consultants to the same firms they audit. It has divided the industry, with the AICPA and three firms vehemently opposed to SEC interference, while the other two firms (PricewaterhouseCoopers and Ernst & Young) have taken ...

6 pages in length. Classical economist Thomas Malthus' primary contribution to economics was his theory of population, which he published entitled "An Essay on the Principle of Population." At the core of Malthus' philosophy was the contention that population is inclined to increase more rapidly than the supply of food that such growth necessitates. ...

This 10 page paper look at the way the economies of three countries, Norway, the United Kingdom and Botswana all had changes in political and economic policy following this incident and the way that is can be seen to have influenced the economies both directly as well as indirectly in the short and long term. ...

This 5 page tutorial paper aids the student with some specific questions about the use of IS in a company and accounting and security aspects such as auditing and security policy. The paper also answers questions to do with a mini case study where there have bee security violations and restructuring and disciplinary issues ...

This 8 page paper consider the four levers of control as described by Robert Simons in his book 'Levers of Control : How Managers Use Innovative Control Systems to Drive Strategic Renewal'. Each of the levers is looked at individually and placed into an accounting perspective. The bibliography cites two sources.

This well written 8 page paper looks to the future of the economy in the United Kingdom in at two future time periods, 2002-4 and 2020-30. The paper looks at changing demographics, spending plans, government borrowing, taxation, exchange rates and theories such as the Philips curve to try and predict the future. The paper ...

5 pages. One wonders what might happen to the UK economy in the next two to three years, after observing its performance for the most recent three years. Even more interesting is what might the economical performance of the UK be in the years 2020 through 2030, relative to its current performance? This paper considers these questions and explains ...

A 5 page overview of the many discrepancies in the mortgage industry. Contends that there is blatant discrimination on the basis of race and income. Points out that home ownership is critical to economic mobility and suggests mechanisms for increasing home ownership among the nation's poor and thus improving their economic mobility. ...

This 10 page paper provides an analysis of the Asian monetary crisis and how it affects the world and the region. Causation is the focus. The crisis is analyzed using Waltz's three images. Bibliography lists 5 sources.

This 6 page paper looks to develop a regression model by cross-referencing sales and assets in order to predict company profits. The paper considers the proposed model, how it may be used, the feasibility of it, and how it may be developed into a workable and reliable theory. The bibliography cites 2 sources.

This 8 page paper is a tutorial paper that demonstrates to the student how to conduct an analysis of a set of company accounts, Corporate Express. As it is a tutorial paper it explains the way that ratio's can be calculated and what they mean as well as giving examples. The report looks at the ...

A 5 page paper discussing this method of identifying which activities are the most profitable for the company, thereby showing it where it needs to place the most emphasis of effort. It may be allocating too great a portion of resources to an activity that is less profitable than another receiving a smaller share. The ability ...