Essays and Research Papers on Personal Finance

This 4 page paper consider the decision to invest in four companies, AOL, Yahoo, GWL and Ciena Copr, looking that the overall decision and the way that short term events may influence the decision. The bibliography cites 5 sources.

This 7 page paper considers the company IVAX looking at its accounts from a security perspective and then goes on to look at potential forecasts for the company using the naive approach, the fundamental approach and trends analysis. The paper includes 4 graphs and the bibliography cites 7 sources.

5 pages in length. This is a model paper which explains how sales forecasting is used in a large company using different methods. Charts and graphs are used to provide further explanation as well. Bibliography shows 5 sources.

This 5 page paper looks at a scenario where a sum of money needs to be maximised for capital growth over a five year period. In order to understand how to best do this we consider the macro as well as the micro economic factors and the way on which these will influence the investment ...

This 10 page paper looks at two works by authors who support totally different points of view. Free to Choose by Milton and Rose Friedman and Michael Parenti's Democracy for the Few are compared and contrasted. Concepts found in the works, such as social security and taxation are discussed in depth. No additional sources cited.

7 pages in length. The writer discusses the impact Internet banking serves to have on staffing. Bibliography lists 9 sources.

This 8 page paper looks at this company listed on the Hong Kong Stock Exchange, examining the dividend policy and then looking at the way that policy will influence the company in a myriad of ways such as share price, cash flow, loans and ratios. The paper includes three graphs and cites 5 sources.

A 3 page overview of the research performed by Andrew and Victor Brajer in "Baseball Stars and Baseball Cards: A New Look at Monopsony in Major League Baseball" (1994). Outlines the fact that baseball player salaries revolve around the contract system typically utilized in major league baseball. Evaluates the statistical model utilized ...

This 6 page tutorial paper helps the student by showing how specific questions regarding forecasting might be answered. By using a single example the influence the different changes might have on the forecasts is discussed. The bibliography cites 4 sources.

A 2 page analysis of earned income strategies designed to aid working women in Hawaii. Outlines Hawaii's current approach and compares that approach to two hypothetical approaches. Each involves a cash grant for earned income but the budget constraints for each differ both in the maximum work hours allowed without taxation and in ...

This 8 page paper considers these two economic theories. The way in which they work is clearly explained with examples, the theories are then applied to the real world to consider if they can be seen as valid and in what circumstances they may not be seen to hold true. The bibliography cites 7 sources.

This 10 page paper considers the issue of banks selling insurance. It looks at the types of insurance they sell, the differences between bank insurance and traditional insurance company policies, regulations faced the reasons for this commercial strategy to have been adopted by the banks and the likely future. The paper specifically considers ...

This 3 page paper looks at how tax is used as an incentive to better and more environmentally friendly practices by both commercial enterprises, organisation as well as individuals. The way in which tax is used is discussed along with suggestions for the future. The bibliography cites 3 sources.

9 pages in length. The writer discusses how Thomas Malthus challenged economic theories with his classicist philosophies, serving to shed light on the differences that exist between his personal ideology and that of Marxist and Keynesian conjecture. Bibliography lists 8 sources.

This 5 page paper looks at the reasons international trade takes place. The paper recognised the different motivations, and uses an two country example with two commodities to explain who international trade can result in net gains for all those who participate. The paper includes one graph and the bibliography cites 1 source.

This 7 page paper considers whether or not capitalism in Brazil is a suitable tool as a basis for the socio-economic development of the country. The different forms of capitalism and the various ways in which it can be used in Brazil are discussed in the paper . The bibliography cites 6 sources.

This 22 page paper looks at the 1995 crisis in Mexico and tries to determine the causes of the crisis. The currency overvaluation, a very fragile bank system, and the low foreign reserves are considers as causes along with the international trade situation and the entrance of the country into NAFTA. The paper has 6 ...

This 5 page paper looks at the economy in the United Arab Emirates. The paper considers its economic growth, exports, the financial markers and the economic polices of the country. An array of facts and figures are quoted. The bibliography cites 6 sources.

This 5 page paper looks at risk exposure, highlighting changes as a result of e-commerce. Various types of risk exposure are defined and discussed. Bibliography lists 5 sources.

This 7 page paper looks at the role of advertising and how it may influence the overall consumption in the market. The paper looks at the ways in which consumption may happen and the influence that advertising has on the marketplace in general. After this there is consideration given to applying these theories to the ...

This 17 page paper considers the structure and influences in the aviation industry. The paper looks firstly at the structure of the industry and compares it with the different models such as pure competition and oligopoly and then goes on to consider the influences of conduct and performance as well as the barriers to entry. ...

This 5 page paper looks at Brazil, and the way in which aspects such as poverty and inequality may be solved. The paper considers the situation of Brazil and applies economic theory such as the multiplier effect and trickle down effect as well as considering the crowding out effect. This is then used to look ...

A six page paper which looks at the relevance of financial statements to the average investor in terms of their importance to the making of investment decisions. Bibliography lists 4 sources.

5 pages. Rent control has been in force in many major American cities for many decades. The best-known example is New York, which still retains rent controls from the temporary price controls imposed during World War II. However, this policy, meant to assist poorer residents, harms far more citizens than it helps, benefits the better-off, and limits the freedom ...

A 3 page paper discussing how the inability of consumers to either save or spend during the Great Depression affected the economy. There was less money available for lending, thereby preventing local economic growth. There must be balance between consumer saving and spending, for too much spending without enough saving can be inflationary. The same holds true ...