Essays and Research Papers on Personal Finance

This 3 page paper looks at the way in which the stock market operates and discusses a potential investment strategy for short term growth which will also include some stability. The role of blue chip companies as well as new technology companies is included. The bibliography cites 2 sources.

This 3 page paper looks at the strategy an investor may choose if they have made some successful short term gains. This includes long term consolidation as well as some increased risks by way of the use of futures. An example is used to indicate how the futures market operates. The bibloigraphy cite 2 sources. ...

This 20 page paper considers the specific accounting methods and manipulations utilized by public companies to keep their shareholder values high. This paper considers the most widely utilized methods and the development of cost-accounting as it relates to the process of supporting shareholder value. Bibliography lists 10 sources.

A 5 page paper that critically assesses the argument that for some goods, the economics demand curve may exhibit a positive slope. Presented is an example using the current cola war between Coca Cola and Pepsi Cola and a shift in demand curve slope that could possibly occur were the equilibrium of this market ...

This 6 page paper assesses financial accounting, auditing and tax accounting in the recent era and the changes that have occurred over time. This paper outlines the major challenges within these accounting specialties. Bibliography lists 6 sources.

This 3 page report briefly discusses the relationships that exist between fiscal policy and monetary policy. It is easy to confuse the concepts of monetary policy and fiscal policy since both deal with the necessary economic realities of any public entity or organization. However, the fact remains that each serves a unique role in the overall establishment of ...

This 3 page report briefly discusses the concepts related to the importance of price stability and its relationship to economic goals. The issue of price stability in modern economic policy has gained a level of significance in terms of its overall importance because it serves as an indicator of whether or not the economy is making the ...

This 3 page report briefly discusses the concepts related to productivity growth. Productivity should be understood as the circumstance where output growth is attributed to the increase of the standard production factors labor and capital, and a residual. Bibliography lists one source.

7 pages in length. This research paper delves into the conflict of Adam Smith's Theory of Value. When Adam Smith set forth his own Theory of Value it was vastly different from the idealistic view of his forebears. The term "value", in Smith's theory, corresponds largely to what is usually termed "use-value" - the value-in-use of some ...

A 12 page discussion of the factors which influence the economic environment of today. Leans heavily on the basic truths identified in two books, Adam Smith's "The Money Game" and John Kennedy Galbraith's "The Affluent Society". Contrasts the approach of Smith, who provides instructions aimed at the few individuals who are interested in ...

Employment, unemployment, job training, consumption goods, retail sales and the gross domestic product are discussed. Bibliography lists 5 sources.

This 5 page paper considers the situations where, contrary to the normal rules of supply and demand, an increase in the price of a product may also see an increase in demand. This paper examines both Giffen goods (inferior goods) and Veblen goods (luxury goods). The paper includes 1 graph and cites 3 sources.

This five-page-paper presents a critical analysis and review of Alvin Toffler's book, "Third Wave." Bibliography lists one source.

This 8 page paper provides an overview of how budget surpluses affect economies. With a decided focus on Australia, various issues are discussed including how interest rates and currencies are affected. Bibliography lists 7 sources.

This 5 page report discusses several aspects of regulation of financial institutions in Australia. Australia’s banking system and its governing regulations have experienced the greatest changes in the past sixty years. However, the Australian economy, in general, has undergone major liberalization changes between the mid-1980s to the mid-1990s to make it competitive in world markets. Such changes have had in an ...

This 5 page report discusses whether or not Australia’s banks exist in a governmental and social system in which the consumer receives virtually nothing while the institutions become outrageously wealthy. Using a letter to the editor written by Geoffrey Warrener of Oyster Bay, NSW, that Australia’s banks operate in what amounts to a competition-free environment, and that they are given inappropriate ...

This 18 page paper provides an overview of the mid-1980 and early 1990 recessions and how they affected Singapore. Singapore, as one of the tiger economies, is evaluated. Charts are included. Bibliography lists 12 sources.

This 6 page paper supports the thesis that George Goodman, also known as Adam Smith, was right in cautioning people about the stock market in his 1968 publication of The Money Game. Contemporary examples, as well as those used in the book, are provided. No additional sources listed.

This 18 page paper examines careful the effects interest rates have on both a business and an economy directly and indirectly. The first part of the paper consider the effects of an interest rate change on a business, considering the direct impact on the companies own finances and the indirect effect due to the influence ...

A 5 page paper that offers a look at the economy in 1967. Topics include average wages and number of hours worked, prices for some food items, car prices, and mortgage interest rates. Bibliography lists 11 sources.

This 5 page accounting paper considers a case study provided by the student. A company considering purchasing land for a development project are considering their options and as a result require an explanation of the cost of capital and equity, an understanding of weighted average cost of capital and a basis for how the ...

This 5 page paper describes the cost planning services a quantity surveying practice provides. The paper includes and outline of the breadth of these services and then considers some of these services in greater depth to give the student an idea of the breadth and dept of the responsibilities of quantity surveyors. The bibliography cites ...

This 3 page paper takes a concise look at some of the financial aspects of exporting, concentrating on the risks of currency fluctuations and the way in which this effect a company along with the measures a company may take in order to reduce the exposure to risk. The bibliography cites 4 sources.

A 4 page paper which discusses the reality of the leisure class as it is presented by Veblen and argues that the leisure class still exists today. No additional sources cited.

This 6 page paper considers the Singapore economy. The first part of the paper looks at the difference between Gross national product (GNP) and Gross Domestic Product (GDP) going on to consider which is the best measure of the economy for Singapore. The second part of the paper then looks at supply side economics applying ...