Essays and Research Papers on Personal Finance

This 8 page paper looks at the financial results of these two companies ands Analysis them by way of share price, PE Ratio's dividend and the calculation of discount rates. The paper includes 3 graphs, 2 tables and two example calculations. The bibliography cites 3 sources.

This 6 page paper looks at the role of technology and intellectual property in change the economic base of society. Aspects such as the change from demand to supply economies and the adoption of pull manufacturing techniques are discussed in conjunction with the effects these change may have on society. The bibliography cites 4 sources. ...

A 12 page paper discussing growing instances of seeming inconsistencies between P/E ratios and stock value. The paper explores several possible reasons but concludes that it is the new economy most responsible for the phenomenon. While economists who should know better still need not proclaim the business cycle dead yet, this new economy does provide compelling evidence ...

This 20 page paper considers the aim of Egypt to join the global economies by embracing capitalism. This has lead to many successes, but the reliance of the economy on tourism for short term hard currency has lead to economic shock in the past. The dichotomy between long and short term aspects of economic policy ...

This 5 page report discusses General Motors’ (GM) involvement with financial transactions and management dealing with interest rates and interest rate exposure than has been the norm for “traditional” financial institutions. When comparing the differences between a company such as GM and a traditional loan company or bank, it is important to understand that the constraints placed on a financial ...

A 5 page paper that outlines a business plan explaining the reasons PepsiCo, Inc. would target the international market in Germany, traditionally an area dominated by Coca-Cola. Included are projected risks involved in this venture, as well as a synopsis of the marketing strategy that would provide the best results in this market and ...

This 6 page paper provides an overview of the Federal Reserve System inclusive of historical information. Events which led up to its inception in 1913 are explained. Keynesianism is touched on and the FRB's actions are discussed philosophically. Bibliography lists 5 sources.

This 7 page paper looks at how the optimum level of harvests in the fishing can be calculated considering birth and death rates and other repopulating factors. The paper considers what is actually meant by the optimum harvest rate, and the dangers that a equilibrium harvest policy may entail. The paper includes 1 graph. The ...

A 5 page paper discussing whether net present value (NPV) is as reliable a measure as it has been believed to be in the past. NPV is not a dead measure yet, but it must be used with caution and with awareness of just what is being measured. Unlike the indication of the ...

; This 3 page paper looks at the arguments and available evidences which either supports or refutes the argument that a minimum wage will create unemployment. Using the United Kingdom as an example the paper argues that it may actually stimulate an economy and create employment. The bibliography cites 3 sources.

A 9 page paper that investigates venture capital financing. Many people think of a venture capitalist as a very wealthy individual who is somewhat philanthropic giving money to people with good ideas. This is a misperception. The greater majority of venture capital comes from venture capital firms that are professionally managed and usually limited partnerships ...

11 pages in length. The possibilities for hemispheric integration are still uncertain but many feel it is possible and even probable this vision will come to be. This excellent paper focuses on The Free Trade Area of the Americas (FTAA) as a viable plan, and different countries have different reasons for being interested in its success. Considers NAFTA as ...

This 16 page paper looks at the different financial information available about one company Coca Cola. Value line information, along with sources such as the Wall Street Journal and the Annual report are used to analyses the position o Coca Cola. The last part of the paper looks at the finance market in general, and ...

This 3 page paper gives a concise description, and accompanying examples, of what is meant by the terms economy of scope and economy of scale as well as the diseconomies of scale. The bibliography cites one source.

This 3 page paper looks at how a minimum wage can serve as a stimulant to an economy and result in an increase in employment, even full employment in some sectors. To demonstrate this the paper gives a clear and straight forward example case of how this can happen along with the possible downfalls of ...

This 13 page paper considers the trends seen in foreign direct investment in the different areas of the Asian Economy. This is traced from the beginning of the 1980's through to the end of the 1990's. The reasons behind these trends are considers as are the effects on the economies and the way they evolved ...

This 23 page paper considers the use of pooling of interests, including the criteria for pooling, why it is scheduled to be phased out, and the abuses of pooling, as well as the views of its use in other countries. This paper integrates some specific examples, including mergers with AT&T, that provide a means of understanding ...

This 8 page paper provides an overview of what has been deemed the consumer culture and the views of consumer culture over the past 150 years. This paper relates the perspectives of four different theorists, including Horkheimer, Adorno and Veblen Thorstein, and defines the correlation between cultural theory and the views of consumerism. ...

This 10 page paper considers the issue of post-mortem estate planning with a concentration on the issue of liquidity. This paper outlines the central components and most common focal points relative to estate planning and defines the process by which an individual addresses the issue of liquidity. Bibliography lists 8 sources.

This five-page-paper presents a discussion on the differences between public administration and private administration. The two are contrasted and compared.

6 pages in length. A current financial analysis of Agritope, Inc., using gross margin, net profit margin, current ratio, quick ratio, debt to equity ratio, interest coverage and return on assets and return on shareholder’s equity. Bibliography lists 4 sources.

This 5 page paper answers questions given by the student regarding different of commercial finance. The questions include the raising of capital by way of a stock issue and weighted marginal cost and weighted average cost, different theories of capital return such as dividend irrelevance theory and tax preference theory. The calculation of real rates ...

9 pages in length. A current financial analysis of Agritope, Inc., using gross margin, net profit margin, current ratio, quick ratio, debt to equity ratio, interest coverage and return on assets and return on shareholder’s equity. Explains return on investment and trend analysis as well. Bibliography lists 4 sources.

This 9 page paper considers how minimum wage and employment affect one another. This paper considers the factors that define the link between these two and suggest that when unemployment decreases, caps are placed on wage increases for the minimum wage, and most business argue that increasing the minimum wage will inherently lead to ...

This 8 page paper (plus 1 page appendix) considers the economic position of France. The recent past as well as the success of financial predictions are used as a tool to look to the future of the this, the second largest economy in Europe. Other factors considered include membership of the single European currency; the ...