Essays and Research Papers on Personal Finance

5 pages in length. In the weighted average cost of capital the cost of each kind of capital is weighted according to its percentage share in the firm's capital structure. Weights can be based on either the book values or the market values of the different classes of securities, but should be market ...

This 8 page paper is based on a case study provided by a student. It regards the intention of Coca-Cola to raise over $2 billion in commercial paper short term loans. The advantages and disadvantages of doing this through a 'private' sale are considered, including issues such as time and security. The bibliography cites 3 ...

This 5 page considers an article published in 1995 entitled 'Government Spending, Monetary Policy and Exchange Rate Regime Switches: The Drachma in the Gold Standard Period' by Sophia Lazaretou. The argument of correlation between these factors is considered by reviewing the article and the way in which the case and related evidence is presented. The ...

5 pages. This paper describes the views of Paul Anthony Samuelson as regards Keynesian economics, his impact on the global market economy and free market capitalism. Samuelson, like Keynes, was a total conservative. He agreed that Keynes had two basic motivations, one of which was to destroy the labor unions and the ...

This 12 page report discusses REITs or “Real Estate Investment Trusts” and their current investment potentials. Real estate investment trusts were once thought of as either sleepy, defensive vehicles linked with the checkered past of the financial instruments of the ‘80s or else simply obscure investment vehicles. REITs currently account for approximately ten percent of the ...

3 pages in length. A look at the stock market since 1987, and how it has become a fast track to making money. Can this trend continue? Bibliography lists 2 sources.

This six-page-paper presents an overview of the International Monetary Funds need to revamp its operation in the face of the current economic situation globally. Bibliography lists five sources.

This 5 page paper provides data on general principles of accounting. It includes an overview of the profession, why financial data is vital to a company and emphasizes the importance of the integrity of the data. Bibliography lists 6 sources.

7 pages in length. An in-depth look at the hostile takeover of RJR Nabisco. This paper includes all the financial ratios and information needed in examining the profitability of a corporation as well as outlining the actions that happened in this takeover. Bibliography lists 7 sources.

This 6 page paper considers the conflict present in the different accounting concepts. The concept of prudence and accruals, or matching, are considered in detail with examples. The use of SSAP's (Statement's of Standard Accounting Practice) in the United Kingdom is also included with special attention paid to SSAP 13 which cover the capitalisation of ...

It is a somewhat obvious observation that there are many levels and types of cost associated with depression. The financial aspects reach into almost every aspect of life for the individual, businesses and the nation. The emotional cost is also of extreme importance, however, is not easily measured or compensated. This 7 page paper asserts that the ...

This 5 page paper considers the difference in the supply and demand curves of elastic and inelastic products. The way in which price effects the demand and supply of necessary items and luxuries is examined and illustrations of calculations are given. The paper also includes 2 graphs. The bibliography cites 4 sources.

A 5 page paper which compares and contrasts two articles which depict the conditions of the economy during the year 1983. The articles are the U.S. World & News Report's "1983: falling walls, rising dreams" by Michael Barone and Barbara Henniger, and Time's "Restoring a delicate balance; after a bath in red ink, some state budgets begin to recover" ...

This 6 page paper discusses demand elasticity and income elasticity. The effects of changes in demand and income on the price and market are examined and illustrated with three graphs. The bibliography cited 5 sources.

This 6 page paper discusses the effects of a rise in the unit tax on labour in an industry where some companies have a very inelastic demand for labour whilst others have a very elastic demand for labour. The paper includes examples and considers the influence of the types good produced and the possibility of ...

This 8 page paper considers aspect of the economic environment which can impact on the competitive nature of businesses. Productivity, wages and exchange rates are examined for their possible effect. To illustrate this the example of the United Kingdom is used. The bibliography cites 6 sources.

This 14 page paper looks at the Newfoundland fisheries. Starting with some background it then applies economic theory to the case. Issues of the location, transportation, price, supply and demand, and the changing market are all illustrated with a series of 11 graphs which include factors such as cost, marginal cost, total average cost, normal ...

This 7 page paper looks at the influences on gasoline prices in the United States. The consumer price index between 1962 and 2000 is used to illustrate the effect of supply and demand of oil on the retail price of fuel. Additional influential factors are also considered. The paper includes 1 bar chart and two ...

A 6 page paper that discusses the American Institute Certified Public Accountants' SOP 98-1. Two issues are discussed: standardizing recording of software expenses and standardizing accounting for insurance-related assessments. Bibliography lists 6 sources.

A 5 page paper discussing implications for policy makers. Paper and financial products are relatively easy to control and carry little implication for monetary policy as they are being used today. Digital money offers wider challenges, but also significant cost savings for both central and retail banks without greatly affecting M1 money supply. Policy ...

This 6 page paper considers the brain drain which occurs between Canada and the United States. This is not a new phenomenon, but has been occurring for decades. This paper looks back to the 1930's and demonstrates that the causes of migration then are the same as the push and pull factors on the labour ...

This 60 page paper considers the mitigating factors that have redefined trade between the United States and Germany since reunification. This paper provides a brief historical view of the changes that have occurred over the past two decades, as well as the significant economic and legal reforms that have been put in place since 1990. This paper not ...

A 30 page paper the effects of privatization on the operations and productivity of many of the world's ports. One aspect of increased globalization has been to illustrate in clear terms the benefits of competition and free-market conditions, and the same principles apply to port operation. It behooves national governments to establish conditions conducive ...

This 16 page report discusses the economics of transfer pricing. Transfer pricing is the process through which the associated enterprises set prices for the transfer of goods, services, finance and intangible assets between them. Companies can inexpensively sell goods to their parent firms in another country, thereby booking losses and avoiding local taxes, through the transfer of profits abroad. Transfer prices also ...

5 pages in length. The ever increasing gas prices are causing many people to wonder where it will all end. Will the price rise continue indefinitely? What can be done to slow these escalating costs? These and other questions are answered in this close look at the cause of the escalating prices and what ...