Essays and Research Papers on Personal Finance

A 9 page research paper on the influence of Adam Smith, Jean-Baptiste Say, David Ricardo, Karl Marx and Alfred Marshall on labor value and distribution of income. The writer discusses Marshall's synthesis of earlier theories and ethical points, and closes with a modern 'ideal society' scenario based on his synthesis, which foreshadows a ...

24 pages in length. These essays review economics topics such as monopolies, oligopolies, competition, price leaders, game theories, economic performance, marginal revenue, diseconomies, pure competition, monopolistic competition, absolute advantage, labor sourcing, and the Heckscher-Ohlin Theorem.

A 6 page paper discussing Smith's account of the origination of worker specialization, or division of labor. It was the worker who devised improvements to make his job easier and more productive. The goal of each small invention was not to contribute to the good of society or to propel the workman into ...

This 6 page paper focuses on what a lawyer defending Visa might say in light of the new complaint brought against both Visa and Mastercard in 1998. The subject of antitrust legislation is discussed. Bibliography lists 3 sources.

A 3 page paper examining the ethics behind using insider information to recommend a specific stock purchase. A broker has nonpublic information on a specific stock he intends to recommend to all his clients without regard to their individual circumstances or their own investment goals. This paper counts the ways in which Charlie is about ...

A 6 page paper with an additional 1-page sentence outline addressing the old rules of investing that dictate to invest wisely and then give the investments time to perform. The market responds to more stimuli in today’s global economy than at any other time, and those old rules not only are not outdated, they ...

A 5 page research paper detailing the impact of Hamiltonian Economics from the time when Alexander Hamilton was Secretary of the Treasury to the present day. An analysis of the basic concepts of Hamiltonian Economics presents their impact during the first years of independence for the United States. The paper concludes discussing how the concepts ...

This 5 page paper looks at buying foreign stocks and bonds through the years. Recommendations are made and examples provided. The Asian currency crisis is discussed as well as the introduction of the euro. Bibliography lists 5 sources.

A 3 page essay looking impartially at both sides of the free trade issue. The paper defines free trade and presents some of the arguments both for and against it. No additional sources cited.

A 5 page review of 'Multinational Enterprise and Economic Analysis' by R.E. Caves. Explores how both small and large businesses play a role in shaping international relations and how technologies such as the Internet are important in this process. No additional sources cited.

A 3 page review of 'Mexico and the Free Trade Agreement,' edited by Victor Bulmer-Thomas. Addresses the question of who has benefited and who has lost from NAFTA. Concludes that the agreement overall has had positive effects in both countries. No additional sources cited.

A 4 page review of Hosli and Saether’s 'Free Trade Agreements and Customs Unions: Experiences, Challenges and Constraints.' Discusses in detail the formation of the European Free Trade Association in particular. No additional sources cited.

This 5 page paper takes a look at the economy of East Germany before and after reunification. The reasons for collapse and its recent rebound are examined. Bibliography lists 5 sources.

This 5 page paper provides a persuasive argument that insider trading is wrong. The concept is clearly defined and several examples are provided. Bibliography lists 4 sources.

This 25 page paper discusses issues in accounting pertinent to internal controls and the audit function. A look at how auditing has changed over the years is included as well as a look at the limitations of computers in the field. Bibliography lists 15 sources.

A 3 page paper discussing many of the different types of investments available to the astute investor and what he should look for when making his investment choices. Briefly discussed are stocks, bonds, mutual funds and various savings arrangements linked to investments (certificates of deposit and money market funds), the benefits and disadvantages of ...

An 11 page paper discussing the Federal Reserve System; what it is, what it does, its history, and where it is likely to go in the future. The economic situation today if far different than the one prior to the implementation of the Federal Reserve System. Previously the United States economy was very fragile and prone to major ...

A 10 page research paper exploring how currency and trade balances create a web of economic stability, with instability resulting from such imbalances as those caused by Brazil’s devaluation of its currency and steel dumping in the U.S. The author provides numerous examples and empirical evidence of how such balances and imbalances between two ...

This 7 page report discusses the budget issue regarding Social Security and the impending retirement of the “Baby Boom” generation. Boomers are estimated to consist of approximately 77 million Americans, representing fully one-third of the population of the United States. In 1996, the first of the “boomers” turned 50. As a result, Congress, ...

This 8 page report discusses some of the issues involved in the process of what had once been purely an investment company expanding into the area of retailing. The writer points out that in order to make the move to retailing the organization must understand that retailing is as much about performance as it is ...

This 11 page paper provides an overview for investing in stocks and bonds. Hypothetical examples are provided, along with definitions on various types of bonds and specific information concerning the stock market. The prospect of online trading is explored. The paper includes an appendix with online trading information and an annotated bibliography with 6 sources.

This 15 page report discusses consumer credit -- its use, its availability, its purpose and function. Establishing a credit record is a simple enough process and is a fundamental aspect of most Americans’ lives but understanding the process of how credit actually works is far more complicated than opening a checking or savings account. ...

An 8 page research paper on the effects of globalization on independent states. While the upper classes support globalization, even they are afraid to let go of very recent and hard-won independence, no less their poorer counterparts. Globalization is causing new types of nationalism that some call simply rootless and others call demonized ...

A 12 page paper which examines various issues that concern the Union Planters Bank now, and in the future. Included is a shortened list of the most recent mergers, acquisitions and financial concerns of Union Planters Bank. Various financial involvements are discussed as well as Union Planters involvement in technology over a decade ago. A section which illustrates how ...

A 5 page exploration of the effect of race and ethnicity on U.S. economy. Explores the issue from a historical perspective which emphasizes the market revolution on the 1850s. Concludes that this revolution resulted in racial and ethnic hierarchy in the U.S. being determined to a much greater degree by profit margin than by ...