Essays and Research Papers on Personal Finance

A 6 page persuasive paper arguing in favor of the flat tax. It shows the benefits to both individual and corporate taxpayers monetarily as opposed to the arguments against such a tax structure. Bibliography lists 4 sources.

A 9 page paper examining the impacts of luxury taxes on alcohol. The writer concludes that these taxes are unjust and ineffective in their intended purpose of regulating alcohol consumption in certain communities. Bibliography lists 10 sources.

A 10 page paper that reviews current literature to survey the attitudes of various groups toward the National Debt. Survey statistics are included to show the growth and impact of the budget deficit over time, and specific implications for economic and social programs are reviewed. Bibliography lists 10 sources.

A 5 page paper that discusses the pros and cons of utilizing disaster bonds for insurers to provide a financial base in case of catastrophic disasters. In light of recent legislation in California requiring insurers to provide earthquake coverage, many companies are beginning to offer these bonds as a way to raise funds. Bibliography lists ...

A 7 page discussion of the "Gold Standard" with conclusion that we should not return to it. Please call for more detailed information. Bibliography lists 6 sources.

8 pages on the gold standard with such features as "the case for a 'bull' market." Bibliography lists 6 sources.

A 7 page paper detailing the true economic costs of our nation's dependence on the automobile. Outlines alternatives to commuting such as telecommuting, bicycling, and mass transit. Bibliography lists 6 sources.

An 8 page research paper on Dole's proposed 15% tax cut plan. The writer describes the plan, criticisms of the plan, how it resembles flat taxation and supply-side economics, and the possible effects of the plan on the economy. Bibliography lists 5 sources.

A 4 page essay on working & labor issues, wages, unemployment, length of the average work week, etc; The writer argues that significant increases in unemployment or underemployment will inherently lead to greater social chaos. Bibliography unavailable.

19 pages in length. Primarily discussed is the changing role of foreign aid in promoting U.S. national interests. It is understood that post-Communist emerging markets and new political ideologies are presenting cause to change our traditional views regarding foreign assistance. A plan is described for the re-allocation of funds based upon relevant statistics, trends, and ...

This 12 page paper examines the problems which emerging democracies face, particularly in terms of economics. Germany is the focus of this paper as an example of a post-Communist state that works. Bibliography lists 11 sources.

A 5 page paper discussing the impact of illegal immigration on the U. S. economy. The number of illegal immigrants in the U.S., the costs associated with them, and other multi-layered impacts. Bibliography lists 4 sources.

A 4 page paper discussing the impact of illegal immigration on the U. S. economy. The number of illegal immigrants in the U.S., the costs associated with them, and other multi-layered impacts. Bibliography lists 4 sources.

12 pages in length. In today's modern society, four markets currently exist in which human components are exchanged for economic compensation : human blood, human organs, surrogate motherhood, and human reproductive cells. All of these, in essence, essentially place a monetary value upon our human lives. In this well-researched paper, the writer examines a number ...

A 15 page paper discussing the macroeconomic effects of deregulation of the domestic electric utility industry. Discusses the impact to large-scale users, as well as individual consumers, how deregulation will affect the utility companies themselves in terms of profitability, and the impact of deregulation in commodities trading. Bibliography lists 12 sources.

7 pages in length. The time for electric utility deregulation has arrived. Welcomed after decades of tight monopoly, businesses and residential consumers alike are looking forward to the opportunity of choosing their own utility provider and enjoying decreased rates. There are drawbacks to the plan, however, as there usually are with most two-sided situations. ...

10 pages in length. The author discusses the high cost of prison and argues that there are alternatives to prison. Bibliography lists 8 sources.

A 7 page paper discussing the commercial fishing industry and its economic impact on coastal towns. Highlights the economic contributions of the industry to the communities with an examination of how overfishing in these regions can cripple the industry which ripples into destruction of the communities' economic stability. Bibliography lists 5 sources.

The financial feasibility of closing the Fresh Kills landfill in Staten Island, New York is discussed in this 5 page paper. A task force which studied the realities of closing this infamous garbage dump, in 1996, is referenced. Alternatives, such as recycling, are also discussed. Bibliography lists 8 sources.

A 5 page essay that looks at the effect the salary structure of the University of California has on professors. The process of securing a positon is difficult, at best, and nearly impossible for some discipline Ph.D.s, then the process for promotion and salary increases is rigorous. Compounding these facts is the salary cap with ...

A 5 page examination of the scientific, economic, and social aspects which affect the implementation of smoking policies in restaurants. Bibliography lists 4 sources.

15 pages in length. An economically successful community is comprised of many components, not the least of which is a healthy recreation and tourism program. However, there is much in the way of preparation and process before any tourism plan can be implemented. The writer discusses the various criteria essential to the economic prosperity of ...

A 7 page essay reviewing Sheldon Natenberg's book, 'Option Volatility and Pricing.' This is one of the most widely read books in the stock market. Sections include: language to know and understand; what are call and put options; how volatility is determined; different elements to consider before entering this market.

A 9 page paper analyzing the performance of Babson Value Fund, a low-risk, top-performing mutual fund over the period of 8/1/92 through 8/1/97, and then comparing that analysis to the performance of the Dow Jones Industrial Average over the same period. Babson Value is a stock fund of the growth and income category. ...

This 10 page report discusses the concept of micro-financing and micro-credit and the impact it has on the developing nations of the world. The primary mission of most micro-lending programs is to offer production credit to the land-less, rural poor. Many of the programs rely on cooperative credit exchange and often rely on those cooperative ...