Essays and Research Papers on Personal Finance

A 3 page paper on the differences between GDP and GNP. The writer also talks about why the GDP is not an accurate measure of economic wealth, and what would be some things that we could do differently

The economy is examined in this 12 page paper which includes a number of charts and focuses on several indicators. Variables such as the unemployment rate, the GDP, and the CPI are examined. Speculation as to the future of the U.S. economy is also explored. Bibliography lists 12 sources. Eco

A 5 page paper that discusses recent action taken by the Federal Reserve in regards to inflation. The Federal Reserve has utilized the CPI figures to deny the need to reduce interest rates because of the immediate perception that inflation is not currently occurring. At the same time, the Federal Reserve also purchased a significant ...

A 6 page economic analysis of how the Federal Reserve, the nation s central bank, affects interest rates in all areas of consumer activity and can either boost or hold back economic growth by means of interest rate manipulation. Though the Fed is interest rate charged to commercial banks, the discount rate, is the ...

This 9 page report discusses various aspects of the United States' Federal Reserve System. How and why Federal Reserve Banks were created, what their role is in government and banking, as well as the role of the Chairman and the Board of Governors are covered. Bibliography lists 9 sources.

A 4 page paper that provides a brief overview of the roll of commercial banks, the costs/benefits of each unit of the banking structure, and the major issues in the recent proposed Citibank/Travelers merger. Bibliography lists 4 sources.

4 pages in length. Still quite useful as a model, this paper discusses how current events during the last quarters of 1995 led the Federal Reserve to push interest rates up higher and increase inflation -- despite warnings from economists to do otherwise. No Bibliography.

This 8 page paper describes the creation and the role of the Federal Reserve Board. Consequences of its actions are explored and several economic views are provided. Bibliography lists 11 sources.

This 2 page essay discusses the U.S. Federal Reserve and the monetary policies of the United States. As money distribution has been manipulated by 'the Fed,' it is important to understand its far-reaching impact on the global economy. Bibliography lists 3 sources.

This 3 page essay discusses The U.S. Federal Reserve System and Alan Greenspan's role as it chairman since 1987. has been one of the main architects of the 1990s economic boom. As chairman, he guards the world's leading economy by raising and lowering interest rates. This paper gives a very brief overview of the Fed ...

A 7 page paper discussing the future of the watchdog of the economy. It is likely that the primary role of the Fed in the next ten years will remain that of watchdog. Given the long period of economic expansion and the amazing values of Wall Street, it appears that the long expansion cannot possibly ...

A 10 page paper that provides an overview of the major points in William Greider's book. No additional sources cited.

This 6 page paper describes the ensuing conflict and how it evolved. Issues of self-interest and regulation are briefly discussed as are suggestions for how the situation could or could have been resolved. Bibliography lists 5 sources.

As the market for swaps grows and matures, understanding and measuring the accompanying credit risk remains a concern of bankers, regulators, and corporate users. This 8 page research paper analyzes how swaps are used, provides examples of swaps, pricing of floating & fixed rate packages, and more.These elements are applied in an attempt to answer ...

This 8 page research paper outlines some of the most fundamental principles of finance and makes an argument in supporting the premise that there are more regularities than anomalies in the financial market place based on the fact that an anomaly so quickly becomes the norm! Bibliography lists 6 sources.

Investment strategies are discussed in this 12 page paper. The focus is primarily on Warren Buffett's Value Investing strategies but other Wall Street gurus and their methods are mentioned also. These include the use of beta coefficients and joining investment clubs, something not supported by Buffett. Bibliography lists 14 sources.

This 5 page paper looks at the beta coefficient in terms of assessing individual stocks and portfolios as well. Other factors in risk evaluation are considered such as incorporating the use of R squareds and standard deviations. Pros and cons of using beta are discussed. Bibliography lists 5 sources.

A 10 page paper on the benefits of implementing electronic commerce. Examples of key businesses are illustrated. The point is made that in today's world, a business must become involved in electronic commerce in order to profit and succeed - while remaining competitive. A section on government and business is also included. Bibliography lists 8 ...

A 5 page paper discussing the growing importance of Internet commerce. By the early 1990s it had become apparent that the growing Internet held great promise for those companies that wished to sell their wares to a larger potential market than they had previously been able to address. There were dreams of consumers purchasing nearly ...

A 10 page paper discussing Internet commerce and digital economy technologies such as encryption technologies and secure-site technologies. Bibliography lists 8 sources.

This 6 page report discusses the information systems used by two different retail outlets and how the systems compare. Distributors and wholesalers in all facets of retail have also found that using integrated systems gives an entirely new and generally more effective approach to customer marketing. The examples used in this report are both furniture ...

This 10 page paper discusses changes in the banking industry and what people have to look forward to in the twenty-first century. The Y2K problem is noted. Bibliography lists 10 sources.

This 25 page paper provides an argument for investing in the stock market. It looks at the subject historically at times to demonstrate its stability. Much of the paper focuses on the turbulent summer of 1998 when the Dow climbed up and plunged down in the midst of the Clinton political crisis. Several methods of ...

A 5 page overview of the stock market and the way it works. Bibliography lists 5 sources.

A 5 page look at several Initial Product/Price Offerings (IPOs) and why they're so effective at attracting investors out to make a 'quick buck.' The writer posits that the biggest winners in 'the IPO game'; are the institutions; brokerage houses (which set aside the shares for their best customers), mutual funds, insurance companies and pension ...