Essays and Research Papers on Personal Finance

A 3 page paper discussing the four phases of the business cycle, the boom-and-bust turns that lead capitalist economies through periods of recession, recovery, expansion and then back to recession. The business cycle has been operational literally for centuries, despite the fact that people who know better regularly try to proclaim it to be ...

When a company considers expanding internationally the environment in the target country has to be carefully assessed. This 16 page paper assesses India as a potential target country, examining the international, economic, political, legal and social environment. The paper then considers the different modes of entry that may be used. The paper uses the example ...

This 4-page paper focuses on the concept that the robust GDP experienced by the U.S. during the early 1990s (and the increase in equity value) ended up eventually bringing down the business cycle during the latter part of the decade. The paper discusses why this was so, bringing in several theories of GDP-business cycle-investment relationships. ...

An 8 page paper providing a chart of accounts; sample income statement and balance sheet; sample general ledger entries; and an income statement and balance sheet with fictitious numbers for the new business. The business is a single-location gym and fitness center. Bibliography lists 4 sources.

A 50 page paper discussing the value of computerized accounting systems in merchandising businesses. Certainly merchandisers were able to conduct their businesses without the aid of computers in years past, but only with the services of those whose sole responsibility was to pour over “the books” in varying capacities. Also a concept of ...

This 13-page paper is an explanation of derivatives and their use in trading. Derivatives are explained through the Enron and WorldCom accounting scandals as well. Bibliography lists 8 sources.

This 7 page paper discusses the financial and non financial factors that need consideration when entering into a joint venture business in international arena, with special reference to Brazil. The bibliography cites 7 sources.

A 3 page paper assessing the likely course of interest rates between the end of 2004 and the end of 2005 into mid-2006. A company plans a business expansion for which it will need to borrow money, and it wants to originate its loan at the optimum time. The paper examines current economic ...

A 6 page paper using the annual report of UCLA Healthcare to judge whether this is a good place to work. Judging only from what can be surmised from the annual report, UCLA Healthcare appears to be a very good place to work. Certainly it is financially stable, and it also enjoys a ...

A 3 page paper discussing the effect that actions of the Federal Reserve Board has on businesses’ financial performance. The effect is linked to the business cycle and the economy’s current position within it so that businesses can expect more positive results during times that interest rates are rising. Bibliography lists 2 sources. ...

This 3 page paper discusses the ethical dilemma of being a mortgage loan officer. Bibliography lists 5 sources.

A 5 page paper assessing several points of economic consideration regarding the operation and potential expansion of a small, one-location swimming pool service and supply business. Questions address topics including elasticity of demand; law of diminishing return; economies of scale; potential price strategies; and business expansion possibilities. EPS is in an ideal position ...

A 5 page paper weighing the benefits of Citigroup and Bank of America as the choice for a company planning international expansion in upcoming months. There are other banks that could serve the company's needs, but Citigroup is the recommended choice. Operating in over 100 countries, it likely already operates in any country ...

This 9 page paper is written in two parts. The first part of the paper uses a PESTE analysis (an extended PEST analysis) to examine the UK, looking at the political, economic, social, technological and environmental influences. The second part of the paper looks at the use of scenario planning as a tool, examining the ...

A 4 page paper choosing a business form (LLC) for a new company and assessing the liability positions of senior managers at HealthSouth and RiteAid, two businesses operating a corporate form that could not protect senior management from charges of various types of fraud. HealthSouth's Richard Scrushy was the first to be tried under ...

A 4 page paper examining the operation of Harry Huffnpuff Glassblowing for the purpose of recommending changes in Harry's approach to his business. Harry's process is extremely wasteful and he is unable to earn the salary he requires for 40 weeks' work throughout the year. The paper identifies the source of waste and ...

This 6 page paper examines the terms cost and benefit in the business context defining what they mean, how they may be interpreted and applied in consideration of creating profit. The paper looks at different ways of accounting or measuring cost and different types of benefit. The bibliography cites 8 sources.

The business environment has changed substantially in recent times. It has been suggested that these changes should lead to a reappraisal of ‘traditional’ management accounting practices such as product costing, budgeting, variance analysis, and performance measurement. This 20 page paper considers the reasons why traditional management accounting practices may no longer appropriate, looks at some ...

A 12 page paper in two sections. The first discusses how National Bureau of Economic Research determines the presence of recession and dates when it begins and ends. The second section discusses the structure and function of the Federal Reserve, focusing on the action of the Federal Open Market Committee (FOMC) that meets ...

This 10 page paper looks at the way in which economic can influence modern day businesses. The paper looks at the way that economics can be used by a business, to assess the environment and to make decisions. The paper summarizes concepts such as opportunity cost, the time cost of money and looks at the ...

This 20 page paper is an examination of the Economic Order Quantity (EOQ) system of inventory control. This system seeks to optimize the use of resources by deterring the most appropriate levels of stock ordering to minimise holding and order costs. The paper considers why this is a good system of stock control, how it ...

A 10 page paper assessing components that should be a part of a company's cost accounting system for a new online business unit. The system will need to address several financial and nonfinancial performance measures including sales; total revenues; selling and general administrative expenses; IT expenses and rate of use; and shipping costs. ...

A 3 page paper considering whether business would choose the free market or a managed economy in the case of a global crash and the possibility of starting over. Perhaps a controlled market would be tempting momentarily, but in the end business is more likely to opt for the free market. It is ...

This 8 page paper looks at three different issues concerning financial management. The first part of the paper considers the similarities in financial accounting between domestic and multinational companies. The second part of the paper considers the differences in financial management between these two company types and the last part of the part examined ...

This 8 page paper looks at 3 different aspects of financial management; the similarities in financial accounting between domestic and multinational companies; the differences in financial management between these two company types and the last part of the part examined the methods that may be used to deal with the difficulties faced by international companies ...