Essays and Research Papers on Personal Finance

This 8 page paper considers the argument that whilst ultimately the courts and case law will resolve any dispute which arises, Financial Services and the Financial Services sector have skilfully employed contract law at every opportunity in an endeavour to ensure disputes can be avoided. The bibliography cites 4 sources.

A 8 page paper that investigates Temporary Assistance for Needy Families (TANF), which became law on August 22, 1996, replacing Aid to Families with Dependent Children (AFDC). The paper reports the major regulations of this law and how it is implemented, including the proportion of funds that are allocated to different categories of assistance. The ...

This 31 page paper answers questions asked by the student concerning international bond issues. The paper looks at issues such as the impacts on bond issues, underwriting of issues, the requirements for SEC registration under the 1933 Securities Act in the US and how these may be avoided. How convertible shares may be adapted to ...

5 pages in length. Supply side economics started with Say's Law. This was a bsic tenet of classical macroeconomics. This law says that supply creates its own demand. It concentrates on supply as the driving mechanism of the macro system and it brought into focus the idea that people worked and produced in order to ...

This 30 page paper provides an overview of six sectors in the shipping industry (cruise , ferry, tankers, dry-bulk carriers, container ships and specialist vessels). A financial analysis is provided, assessing each sector in terms of competition within and other factors such as taxation, international law, environmental considerations and safety issues. Bibliography lists 24 ...

This is a 3 page paper that provides an overview of the importance of economics to everyday reality. Issues such as communal property law as well as scarcity and demand are explored. Bibliography lists 5 sources.

This 4 page paper looks at whether a tax avoidance can be patented under US patent law as a business process, and discusses whether not this is ethical and whether or not is should be allowed. The bibliography cites 4 sources.

This 3 page essay examines a fictitious company that plans to distribute a $20 million dollar dividend. An overview of implications concerning dividend distributions as it relates to business law and taxes is included. Bibliography lists 3 sources.

This 5 page paper provides ideas for bank loan officers embarking on a marketing campaign. It is suggested that young professionals be targeted for bank loans and provides a great deal of Information regarding law firms. Bibliography lists 4 sources.

A 5 page summary of concerns of US exporters including antitrust and common law, information licensing, company structure in foreign markets, etc. Bibliography lists 6 sources.

This 5 page paper using the general accounting concepts to consider if certificates that are issues to give a discount on a product as the result of a law suit may be accounted for as a sales promotion. The bibliography cites 3 sources.

This 14 page paper considers why income redistribution should be a public policy and what kinds of policies may be used to bring about equitable income distribution. The paper looks at different systems such as communism and the use of the Poor laws and the current model of the welfare state to consider the benefits ...

This 8 page paper presents information on a variety of subjects in Q&A format. Concepts are defined and explored. Some concepts discussed include competition, national sovereignty, globalization, economic clusters, free trade, the law of diminishing returns and more. Bibliography lists 1 source.

A 3 page paper discussing the reasons that the bubble of the US housing market appears to have burst. Average home prices in northern California increased 60 percent 2004-2006, which is not sustainable over a long period of time. The paper discusses the law of supply and demand and its action when a ...

This 12 page paper considers what is meant by a fixed and a floating charge where loans are made and the different rights associated with each type of charge. Looking at these two equitable charges as security for borrowed money the paper consider the level of freedom that this grants to the borrowers. The paper ...

In 2003 Levi Strauss closed down the last of the North American factories. This 4 page paper explains how this decision was made and the economic basis of that decision making use of the law of diminishing marginal productivity. The bibliography cites 3 sources.

This 18 page paper examines Australian Tax law, defining what a taxable supply is and looking at when goods and services tax (GST)is payable. The paper looks at the requirements under GST legislation, examining the connection with Australia. The meaning of supply and the use of monetary and non-monetary consideration. The bibliography cites 8 sources. ...

An 11 page paper discussing the most recent measures for reforming bankruptcy laws. The effort has been well-funded by large issuers of unsecured debt, the purpose has been to require more filers to choose Chapter 13 rather than Chapter 7. The paper explains Chapters 7, 11 and 13 before outlining the actions of Congress making filing more ...

This 9 page paper looks at an article reviewing the Centro case, Australian Securities and Investments Commission v Healey [and others] [2011], reviews the case and the contents and discusses the findings and why this may mean for the way directors duties are interpreted in Australian courts. The way that the findings fit in with ...

A 15 page review of how inherited property is typically distributed during a divorce. The author examines several cases from case law. The conclusion is reached that the distribution of inherited property is variable to say the least. This variability is dictated as much by the variability of the particular cases as ...

This 3-page paper provides an explanation of the law of diminishing marginal utility by focusing on a diner at an all-you-can-eat buffet. Bibliography lists 1 source.

This 3 page paper explains the law of supply and demand, the concept of scarcity and the concept of choice. The essay then explains the interaction and how scarcity and choice affect supply and demand. Bibliography lists 3 sources.

A 3 page paper discussing Germany’s recent economic history and current position in late 2004. Germany has been dispensing with structural rigidities governing labor and business operations for some time, and it is showing signs of climbing out of the bottom of the business cycle. Germany needs to continue to become more business-friendly. ...

4 pages in length. Death tax - also known as estate tax - is a form of taxation that only occurs after one is deceased and one's assets have been calculated. Depending upon how one's assets are left prior to one's demise, the amount of death tax to be paid is determined as ...

This 11 page paper applies a number of economic principles to pharmaceutical companies in the way in which they produce and then sell drugs. Pharmaceutical companies can produce drugs for only pennies a pill. These companies are protected by patent laws for new drugs they develop and with a patent protecting their product; ...