Essays and Research Papers on Personal Finance

This 10 page report discusses telecom giant WorldCom’s revelation that it had “overstated” its earnings by more than $3.8 billion. As more and more facts come to light regarding the various corporate accounting disasters that have cost thousands of Americans their jobs, retirement funds, and even their faith in American business, WorldCom has proven itself ...

A 5 page outline of the community needs and economic considerations facing Kidron Bethel, a Mennonite sponsored elder support network in the Western District Conference of the General Conference Mennonite Church in Kansas. Although this facility is currently experiencing economic difficulties there is an outcry for the construction of assisted living facilities. Suggests ...

This is a 4 page paper that provides an overview of generally accepted accounting principles in health care. The history of GAAP and their application within health care are covered. Bibliography lists 4 sources.

This 10 page paper considers the subject of healthcare economics, the value it may add to healthcare decision making and then defines and applies terms such as Cost Effectiveness Analysis (CEA), Cost Benefit Analysis (CBA), Cost Utility Analysis (CUA), Cost Minimization Analysis (CMA), equity, efficiency, costs and planning and rational planning. The bibliography cites 13 ...

This 65 page paper is an examination of the way sustainable healthcare financing may be created and maintained in Zambia. The history and development of healthcare and universal healthcare is assessed, the problems, benefits and implementation issues are all examined, the way financial sustainability may be gained is considered and research is simulated to ...

This 3 page paper compares and contrasts the presence of supply and demand factors and shifters as well as barriers within the healthcare industry with other mainstream industries to identify similarities and differences. The bibliography cites 1 source.

This 3-page paper focuses on the hypothetical Rainbown Paint Company and determines fiscal health through ratio analysis. In order to determine the analysis, Rainbow is compared to real-life company Sherwin-Williams. Bibliography lists 1 source.

A 5 page paper discussing two issues in microeconomics: Medicare affecting the incentives to consume medical services and the structure of US income tax system. Medicare controls all of US health care by virtue of its automatic price increases and control over care providers’ ability to deviate from the Medicare price structure. ...

A 5 page paper discussing construction's worth as an economic indicator and how it can be used as an indirect link of a nation to the global economy. The paper focuses on Australia, but uses July 2000 data reporting industrial construction completions in the US as example. The data indicates US manufacturers are confident that their business ...

This 3 page report discusses the nation’s economy and its state of health. Despite the positive financial picture being painted by politicians and the media, there are many serious concerns that will have a definite impact on the U.S. public. Bibliography lists 3 sources.

This 4-page paper discusses health care in terms of economics, and determines whether or not health care can fit into standard economic theories. The discussion centers around physician resources and managed care. Bibliography lists 3 sources.

A 6 page outline of a presentation of the effect that health care costs have on the larger economy. The issue is whether basic economic principles such as supply and demand and price elasticity apply to health care. The superficial view is that health care is above the law of economic principles, but ...

A 9 page paper discussing the microeconomic effects of spiraling health care costs. The presence of the third-party payer masks the effect of elasticity of demand for health care, as it does its microeconomic effects. It does not mask the results, however. As politicians continue to haggle over the future of Medicare ...

This 4 page paper is based on a case study provided by the student. The financial condition of Omega Health is assessed by looking at the accounts provided and explaining some of the issues and limitations. The bibliography cites 2 sources.

The development and increasing use of mananged healthcare models in the US has had a major impact on the income that is received by laboratories. This 6 page paper how and why this has occurred and assessed the level of the impact. The bibliography cites 6 sources.

A 5 page paper discussing health care usage as it relates to income. This is of interest to a variety of organizational types, not the least of which are HMOs seeking to find the most competitive levels at which to operate. In a larger context, the budget-restricted governments of developing nations also ...

7 pages in length. In discussion of public policy, arguments often center upon incremental versus large-scale policy changes. Considering this issue in the context of healthcare and social security, the student will seek to understand why Clinton's attempt healthcare at reform failed; whether large scale reform is a better idea over the incremental ...

This 6-page paper examines the concept of competitive markets as they pertain to health care delivery (and analysis of a particular article on this topic). Under discussion is the fact that health care delivery, in its current form, isn't necessarily serving the needs of society due to inequitable delivery. Bibliography lists 5 sources.

(5 pp) Credit cards are not harmful to the growth of a healthy economy. According to Mike Walden, a North Carolina State University economist and expert on consumer debt, "High consumer debt is common when the economy is healthy. It isn't necessarily a bad sign, either, because credit purchases help create jobs. If everyone ...

This 10 page paper looks at the SGX. The paper gives a brief history of Singapore Exchange (SGX)- derivative market, discusses the way that the exchange operates and the products offer, the level of activities and how investment managers can managing their respective portfolios can use derivative products. The bibliography cites 11 sources.

This 6-page paper provides an overview of the Baltic Dry Index, what it's used for, its implication on the world economic stage, and history. Bibliography lists 5 sources.

This 5 page paper looks at trading patterns. U.S. trading partners are discussed. Specific information about NAFTA, and the trade history between China and the United States, is also relayed. Bibliography lists 8 sources.

This 18 page paper examines the well known aerospace, marine and energy engineering company by looking at the 2003 annual accounts. The paper examinees the company, its' history, accounting policies and financial performance. The bibliography cites 2 sources.

This 16 page paper is a financial performance evaluation of Toys R Us. The paper gives some history to the company, considers the industry performance and company plans before conducting a financial analysis of the company's performance of the 2001 – 2004 annual accounts. The bibliography cites 5 sources.

This 4-page paper, based on the textbook, A History of Economic Theory and Method, this paper discusses, compares and contrasts the theories put forth by Adam Smith, David Ricardo and Thomas Malthus.