Essays and Research Papers on Personal Finance

This 32 page paper is a financial analysis of Qatar Navigation, owner of the Milaha brand. The paper starts with background to the firm and the way it competes. An in depth financial analysis along with all calculations is then presented looking at profitability, efficiency, liquidity, gearing and investment ratios. The bibliography cites 10 ...

This 6 page paper looks at a scenario provided by the student, where a US company is considering raising capital. Marketing either the US or China. The advantages and disadvantages of using a foreign stock market are discussed and a calculation to compare of servicing and repaying capital are demonstrated in order to make a ...

This 8 page paper considers the way in which the financial industry may be regulated, considering the advantages and disadvantages of different approaches, including statutory and self-regulation with a discussion concerning the underlying concepts that support different models of regulation. The bibliography cites 10 sources.

A 3 page paper. All federal agencies are required to submit a Comprehensive Annual Financial Report. This essay discusses the report from this federal department. It identifies weaknesses and deficiencies as identified by the independent auditors. Bibliography lists 2 sources.

This is a 6 page paper that provides an overview of airline deregulation. The economic impacts of deregulation are examined in depth. Bibliography lists 2 sources.

This 3 page paper looks at the different debt ratios for Google, The total debt, short term debt and long term debt ratios as well as the debt to equity, short term debt to equity and long term debt to equity ratios are all calculated. The level of debt in the company is discussed ...

This 3 page paper looks at two related finance issues. The first section considers why and how corporate tax rates and practices may impact strategies chosen by firms, giving examples of the way companies may develop strategies and tactics based on taxation issues. The second section looks at why it is important for potential ...

This 3 page paper answers a set of 3 questions about the economy. The first question asks how financial markets impact directly on the economy. The second question concerns the role of the Federal Reserve and the Chairman of the Federal Reserve. The last question concerns the way interest rates impact on the economy ...

This 3 page paper examines the budgeting process which may be used for the development of a new community center. The stages and responsibilities are discussed and a budget flow chart is provided. The bibliography cites 3 sources.

This 26 page paper considers the way in which globalization has impacted on the international economy, and the way in which different nation state economies have become interdependent and are heavily influenced by external events. The paper starts by looking at the influences that have caused and supported globalization assessing the way in which ...

This 3 page paper looks at consumer loans. The first part of the paper examines the true cost of loans. The second part of the paper defines and discusses adjustable rate mortgages. The bibliography cites 4 sources.

In a paper of three pages, the author writes about the risks involved when participating in financial markets. The author of this paper discusses the role of risks and the effects of the Bernard Madoff case from the SEC on markets. There are three sources cited in this paper.

This 5 page paper looks a6 the concept and use of the GDP as a measure of economic activity. The paper starts by defining GDP and looking at the different ways in which it may be calculated. The GDP of the UAE is then examined and compared to other GCC countries, using the comparison ...

This 8 page paper looks at foreign direct investment (FDI) in South Arica. The paper looks at why South Africa may be an attractive destination for FDI, the inward flow amounts and the industries which attract FDI and the impact this is having on the South African economy. The paper ends by looking at the ...

This 5-page paper discusses the importance of managerial accounting activities when it comes to a firm's decision-making capabilities. Bibliography lists 3 sources.

This 8 page paper examines Apple Inc., looking at the background to the firm and the type products it sells. The company is then assessed from a financial perspective looking at the results for the financial year 2009 to 2011, as well as the stock price movements over this time period. The paper ends by ...

This 4 page paper is an introduction for a project to assess whether or not there is a positive correlation between airlines which undertake fuel hedging and profit levels. The introduction provides justification for the research to take place and identifies qualitative and quantitative research questions. The bibliography cites 8 sources.

A 4 page paper that begins with a very brief description of some economic theories regarding consumption. The paper focuses on the theories of Veblen and Bourdieu and applies them to household spending during the recession. Bibliography lists 4 sources.

This 10 page paper reviews two different articles and assesses them in terms of the underling economic theory that is reflected in the content. The first article looks at the problem of offshoring and the Bill introduced in the US aimed at reducing the loss of call center jobs. The article is summarized and ...

This 3-page paper provides an analysis of Nike Inc.'s Form 10-K for FY ending May 31, 2011. Bibliography lists 2 sources.

This 12 page paper looks at the problems faced by police services when implementing projects and the way that many project fail to aid in the key performance indicators. The problem is identified and discussed and a potential approach to kelp increase alignment between projects and KPI's is discussed. The paper ends with some recommendations ...

A 3 page paper that explains what GDP is. The paper reports recent GDP rates in the U.S. and forecasts until 2022. The paper also discusses how the GDP is calculated and why it is important. Bibliography lists 4 sources.

This 7 page paper argues that New Zealand citizens should save for their retirement rather than simply relying on the state superannuation scheme. The paper starts with an explanation of the superannuation scheme and the potential problems associated with it. The paper then looks at costs associated with retirement, specifically the costs associated with retirement ...

This 3-page paper discusses why standard economic systems don't work for poorer countries. Bibliography lists 2 sources.

This 3-page paper discusses differences between IFRS and FASB, as well as cash accounting vs. accrual accounting methods. Bibliography lists 1 source.