Essays and Research Papers on Personal Finance

This 10 page paper is written in two parts answering questions set by the student. The first part of the paper looks at a firm that hedges 80% of their contracts to purchase copper. The reasons for hedging are examined and then a hedging strategy is developed to hedge for 1 million pounds of ...

This 5 page paper problemitises the threat of bankruptcy and the need for research. The problem is defined ion terms of issues, scope and scale. Those who are impacted are identified, and the need for research is addressed. The bibliography cites 6 sources.

This 8 page paper looks at the fictitious company of Dumbelow Ltd, who are a loss making product. Four staff members have suggested strategies to help increase profits. The paper looks at each of the four options, which include shutting down the production, changing prices and changing the cost structure. Each option is assessed and ...

This 4-page paper provides an overview on accounting and financial fraud perpetrated by Enron and its stakeholders. Bibliography lists 7 sources.

This is a 4 page paper that provides an overview of productivity and growth. The Singapore economy is used as an example. Bibliography lists 10 sources.

This 3 page paper looks at a case provided by the student. A hospital wants to acquire a new piece of equipment, they have a choice of purchasing the equipment with a loan or leasing the equipment. The paper compares and contrasts the costs of ownership and leasing in order to determine which strategy ...

This 6 page paper discusses the following quote “Given the critical economic and political problems facing many developing countries, it appears increasingly obvious that suppressing the talents and skills of women to protect men's privileges is an enormous waste of human resources....". The paper assesses the statement and looks at the degree to which woman ...

This 7 page paper looks at different tools and methods that firms may use to assess risk associated capital markets to assess financial risk. The paper reviews a number of tools, including the use of the beta, maturity cap, simulation tools such as value at risk and other scenario approaches and credit ratings. The bibliography ...

This is a 4 page paper that provides an overview of footnote disclosures. The propensity for this standard to undermine the value of an organization is explored. Bibliography lists 5 sources.

This 7 page paper demonstrates the way that spreadsheets and graphs may be utilized effectively to make a business decision and support a case for investment. The way spreadsheets may be used to generate information and the benefit of showing this is graphs is demonstrated by using a fictitious example of a restaurant planning an ...

This 10 page paper looks at two Australian firm; Bramble Ltd and Toll Holdings from a financial perspective. A ratio and trend analysis is performed on both companies for financial years 2008 – 2011. The performance of the companies is examined assessment including analysis of profitability, efficiency and liquidity and the value of the annual ...

This 5 page paper looks at the pensions funds for Coca-Cola and PepsiCo for the year 2009. The paper answers three questions regarding the funds. The first question looks at the growth and the contribution levels. The second question discusses which of the pension funds may be perceived as most secure. The last section consider ...

This 3 page paper presents some basic information which may be used for more detailed pricing and costing. Three items form a well known fast food chain are presented, with estimated process and costs for the variable and fixed costs. The bibliography cites 3 sources.

This 9-page paper focuses on various economic studies of Unitedhealthcare Group. The focus is on adverse selection, moral hazard and principal-agency problems. Bibliography lists 5 sources.

This 6 page paper looks at the definitions of US GAAP, IFRS, GAAS and IAAS and looks at the Norwalk Agreement. The paper then looks at three companies who’s annual reports are prepared under different regulatory regimes; Apple Swatch and Nikon, identifying several differences. The bibliography cites 6 sources.

This 3 page paper looks at the difference between absorption costing and activity based costing by applying tem to a retail firm such as Pier 1 and showing how they may each be applied. The bibliography cites 3 sources.

This 3-page paper answers questions about budgets and costing methods. Bibliography lists 4 sources.

This 3-page paper provides a discussion about IASB and FASB convergence and discusses the role of the SEC in support of IFRS rules. Bibliography lists 3 sources.

This 5 page paper is written in two parts. The first part looks at the vehicles that may be used to reduce, income, capital gains and estate tax. The second part of the paper defines and explains the concepts of an open and a closed economy. Examples of both types of systems are discussed. ...

This 3 page paper answers a set of questions set by the student. The exchange rate of the US Dollar to the UK Sterling is looked at in October 2012, and the last week of 2011 and 2010. The movements are discussed and consideration is given to the potential of the value of hedging and ...

This 8-page paper provides financial information and analysis about Ally Financial, and recommendations as to whether it is good for an investor. Includes an annotated bibliography. Bibliography lists 5 sources.

This is a 5 page paper that provides an overview of reinsurance. A history and modern examples are given. Bibliography lists 7 sources.

This 8-page paper discusses auctions in terms of economics. Topics discussed include types of auctions, how finance, e-commerce and e-game firms can use auctions, non-profits and auctions, and whether a particular company could benefit from auctions. Bibliography lists 4 sources.

This 20 page paper outlines and explains some concepts and models associated with commercial finance. The paper starts by looking at the nature of finance, types of financial statements and issues such as taxation and interest rates. Other issues discussed include planning and control, efficient stock markets, sources of financing, and mergers and acquisitions. ...

This 3 page paper compares and contrasts the liquidity of PepsiCo and Coca-Cola using ratio analysis based on their 2013 annual accounts. The ability of the firms to pay their current liabilities is assessed and the writer draws conclusions on which is in the best position. The bibliography cites 4 sources.