Essays and Research Papers on Personal Finance

This is a 6 page paper that provides an overview of important economic topics. Issues such as Keynesian economics and the current global financial crisis are examined. Bibliography lists 2 sources.

This 5 page paper is written in two parts. The first part assesses the US budget in 2012 determining whether it is contractionary or expansionary, looking at how it has changed. The second part of the paper is an 8 slide PowerPoint presentation explaining the different between macroeconomics and microeconomics. The bibliography cites 4 sources. ...

This 3 page paper looks at the results of AT&T and considers different scenarios in terms of financial performance in order to produce a flexible budget that looks at the way that the company may perform in the future. 3 scenarios are utilized in 1 optimistic, 1 pessimistic and 1 mixed. The bibliography cites 2 ...

This 6 page paper discusses the use of value-based accounting and costs volume profit assessments to determine whether or not they are still suitable for use in the 21st century. The discussion includes consideration of how and why it may be useful, the determination of whether there are industry or specific scenarios where it may ...

This 3 page paper looks at the role that financial intermediaries played in the creation of the 2008 credit crunch and considers the impact this had on the flow of capital. The bibliography cites 3 sources.

This is a 4 page paper that provides an overview of organizational innovation. The role of incentive programs in driving innovation is explored. Bibliography lists 1 source.

This 3 page paper looks at the difference between financial and management accounting, and then considers the use of cost profit volume analysis and the way that it may be useful for a business. The bibliography cites 4 sources.

This 4 page paper examined the Kodak Eastman cash flow statements for the financial years 2005 – 2007. The analysis looks at the areas of concern, trends that are seen and positive aspects of the statements. The bibliography cites 4 sources.

This 16 page paper examined the structure and operation of the UK financial system, looking at the tripartite roles of the treasury, the Bank of England and the Financial Services Authority to be replaced in part by the Financial Conduct Authority. The different roles of each body are assessed and the overall effectiveness is discussed. ...

This 3-page paper discusses a publicly traded stock and why it is a good investment. Bibliography lists 2 sources.

This 3 page paper looks at a new article published about Herman Miller in December 2011, discussing the financial results for the second quarter of the financial year ending 2012. The paper starts by summarizing the article and then discusses how it may be interpreted by a reader, with specific attention to how infesters ...

This 8 page paper compares and contrasts the financial performance of three firms in different industries; eBay, Clorox Company and Darden Restaurants. The background to each firm is briefly discussed and then the firms are examined looking at their performance with the results available in March 2012. The assessment looks at the assets and liabilities, ...

This 8 page paper explains the concept of the Phillips Curve. The paper starts by looking at how and why it was developed and how it has been used. The paper then considers the flaws with the concept, looking at some of the issues with inaccuracy and some of the criticisms that have addressed ...

This 3 page paper looks at the concept of the money supply from an economic perspective, defining what it is. The paper then looks at what there may be an increase in the money supply during a recession or recovery, considering the way it may be managed and how quantitative easing has been used ...

This 5 page paper looks at a case supplied by the student. The student is stuck in a time warp with the Clipboard Tablet Company. This paper deals with the assessment of time warp 2, with the results compared to time warp 2.

This 6 page paper looks at the impact that exchange rates can have companies undertaking international business. The paper considers the position of to companies in the US and the impact that a change in the exchange rate with the Chinese and one would have on their profitable cost structure. The two companies considered are ...

This 12 page paper looks at the models which may be used by firms to assess the way exchange rates may move over the following twelve months. The paper uses the example of the Canadian Dollar moving against the US dollar as an example. The models explained and examine include fundamental forecasting, technical forecasting ...

This 4 page paper is written in two parts. The first part examines the personal use of energy, presents a graph for energy use over two days, dividing it into different types of tasks. The way energy use may be increased or decreased is also discussed. This section also looks at the main source ...

A 4 page paper discussing Pecos Printers, Inc pricing. Elements included are contribution margin income statements, variable and absorption costing, and variance analysis. Bibliography lists 1 source.

This 3 page paper looks at a report examining the link between GDP growth and declines in the unemployment rate. The decrease in unemployment following a recession is examined, with consideration given to how and why the recovery rates vary. The bibliography cites 1 source.

This 5 page paper concludes that other insurance products, coupled with savings and assessing one's lifestyle and resources are good alternatives to long term care insurance. Bibliography lists 4 sources.

This 3 page paper is written from the perspective of a 30 year old father who is pursuing a degree in finance. No sources are listed.

This 5 page paper looks a case supplied by the student where a firm Mr. Chips is facing demands from a customer to increase deliveries and decrease the price. The paper demonstrates the use of segment accounting in order to assess if the firm should accept the demands. The paper also looks at other factors ...

This 6 page paper looks at the way decision may be made for the Clipboard Tablet Company for the X5, X6 and X7 to maximize the profits of the firm. The decisions are made following a 'groundhog day' using a simulation provided by the student. The decisions are provided and justified. The bibliography cites ...

This 5 page paper answers questions set by the student. The first part looks advantages and problems associated with a US firm providing export goods in dollars. The paper then explains the use of exchange rate parity models, demonstrates a parity rate calculation and then looks at the impact monetary policy may have on the ...