Essays and Research Papers on Personal Finance

This 3-page paper discusses how a firm's action can increase its value, thereby having an impact on shareholder wealth. Bibliography lists 1 source.

This 5 page paper looks at the way cost of equity can be calculated. Using Target as an example the calculation is explained and demonstrated, with the firms cost of equity then compared to WalMart and Sears. The paper then discusses the way that the dividend discount model may be used to calculate cost ...

This 3 page paper identifies a primary and two secondary potential acquisition targets for Target Inc. The companies are identified, justifications are given for their recommendation as suitable targets and the funding of the acquisition is discussed. The bibliography cites 4 sources.

This 3 page paper looks at the AT&T, identifies the potential fixed and variable costs and uses these to create a breakeven analysis. The calculations are shown. In order to undertake this exercise is it is necessary for some assumptions be made, which are explained and justified. The bibliography cites 1 source.

This 4 paper assesses the budget of this fictitious city over a five year period, where the sales tax revenue is falling. The potential problems with the budget are identified and recommendations for a strategy to increase taxation revenue. The strategies discussed include the potential actions of increasing or decreasing tax rates. The ...

This 9 page paper looks at the unemployment rates in the US between 2007 and 2012, considering how this has impacted on the economy and looking at how the employment levels are likely to impact on the economy in the future. Different issues are considered in the assessment, including the presence of sticky wages ...

This 4 page paper looks at the way in which the theory of constraints may be useful for a study examining a possible link between hedging and profitability for airlines. The paper starts by looking at the theory and then moves on to consider the way it may be applied to the study. The ...

This 4-page paper discusses the usefulness of financial statements with particular focus on cash-flow statements. Bibliography lists 3 sources.

This 22 page paper discusses the insolvency rules in Australia which allow a firm to be in voluntary administration and receivership at the same time. The paper assesses these two insolvency practices; looking at what they are and when they are used as well as the advantages and disadvantages associated with each approach. The way ...

This 11 page paper looks at the position of eBay in 2011, arguing it is a strong firm well placed to compete in different economic conditions. The paper starts by looking at the background to the firm and its operations. The financial performance is then assessed using ratio analysis looking at liquidity, efficiency, capital structure ...

This 4 page paper answers three questions concerning the way an investor may assess a price for a bond. The first questions consider the influences which may impact on the way a bond is valued. The second question uses those influences to price for a bond. The third section identifies a bond that may ...

This 10 page paper looks at the way in which clinical trial budgets are created, assessing the different stages and the various types of cost. The paper presents information which will provide a solid foundation for the creation and assessment of clinical trial budgets. The bibliography cites 7 sources.

This 9 page paper assesses PepsiCo as a potential investment. The paper starts by looking at the company background, and then considers the potential vulnerability of the company to changes in the economic environment. The financial performance of the company, including measures of profitability, as well as liquidity and efficiency are presented. The last section ...

This 5 page paper looks at why international investment may be attractive to investors. Advantages such as diversification of risk and potential tax advantages are discussed. The risks, such as exchange rate fluctuations, are also considered. The bibliography cites 3 sources.

This 4 page paper answers a set of questions which look at the way the exchange rate between the US Dollar and the British Pound may be influenced. The exchange rate in September 2012 is identified and used to calculate an exchange transaction. The way the currencies may move and the relevant purchasing value ...

This 3 page paper looks at the argument put forward by David Christian that the 'growth project' and the 'redistribution project' cannot be undertaken simultaneously. The argument is assessed looking a the views of Marx, evidence from the Soviet Union where there was an attempt to growth the economy and redistribute the resources at the ...

This 10 page paper looks at the way China has been able to realize significant economic growth. The way this transition economy has been managed and the way in which structural reform has taken place,. This assessment is used to determine if the growth is the direct result of these changes. The bibliography cites 11 ...

This 4 page paper looks at a case supplied by the student; A US firm has earnings expected in Germany and China with the need to repatriate Euros and Yuan. The paper looks at the spot and forwards rates for the currencies and how they may change, The use of the spot rates, forwards and ...

This 6 page paper looks at the sustainability banking in sub-Sahara Africa. The paper considers the way in which banks may be able to support and promote sustainable development in poor areas as well as the barriers which are present. The bibliography cites 10 sources.

This 5 page paper looks at different performance measures which may be used in a bank such as new customers, new products, cross sales, customer retention and revenue, and considers the ways in which they may be linked. This is assessed with the aid of causal chains. The bibliography cites 1 source.

This 6 page paper looks at the concept of the time value of money, defining the term and then examining how and why it is useful for financial managers. The paper then answers a set of questions requiring calculations to assess time value of money issues. These include calculating future values of exiting investments and ...

This 9 page paper assesses the value of budgets and budgetary controls, looking at how they are undertaken, the problems and the potential benefits that they facilitate. The bibliography cites 8 sources.

This 4 page paper answers 3 questions set by the student. The first 2 questions concern the calculation present values for potential investments, over periods of 1, 2 and 3 years. The last question looks at three potential business plans and discusses which were may be most attractive for individual investor.

This 5-page paper discusses various macroeconomic topics. Bibliography lists 3 sources.

This 5 page paper looks at the value of the US dollar against the Euro in 2010 following a period of deprecation and assesses the way that the exchange rate may move in the future. Exchange rate models are referred to and the performance of the two areas is compared to reach a conclusion. The ...