Essays and Research Papers on Personal Finance

This 5 page paper is an assessment of a scenario, utilizing cost volume profit analysis to determine pricing and investment strategies on a case provided by the student. The bibliography cites 4 sources.

This 4 page paper looks at the potential impacts that may be observed in an economy in a central bank increases interest rates, looking at the general impact as well as the specific impact ion elements such as big ticket items, NPV calculations, cost of capital and the value of annuities. The bibliography cites 3 ...

This 4-page paper provides information about mortgages, such as FHA-backed and VA-backed loans, as well as wrap-around mortgages and adjustable-rate mortgages. Bibliography lists 6 sources.

This 5-page paper provides an overview of the Troubled Asset Relief Program (TARP). Bibliography lists 4 sources.

This 6 page paper is based on a case supplied by the student. Cooper Industries Inc. have a potential opportunity to make an acquisition; Nicholson File Company. The paper addresses a number of issues which would need to be considered before an acquisition attempt went ahead, looking at whether or not the acquisition would ...

This 3 page paper looks at the business environment in South Korea and considers why, despite good economic growth, the country is failing to gain any significant levels of FDI. The bibliography cites 2 sources.

This 4-page paper provides an explanation of treasury stock and why companies participate in common stock buybacks. Bibliography lists 5 sources.

This 3 page paper examines the debt ratio and debt equity ratio of Amazon, discusses the meanings of the ratios of compares them to the same ratios at Barnes & Noble. All calculations are shown. The bibliography cites 4 sources.

This 7-page paper discusses the impact of the global economic crisis on Romania. Bibliography lists 5 sources.

The 16 page paper considers the way in which the relatively small organization may assess a major capital investment. The example of Hotel Chocolat is used as a retail company that may need to increase the size of its operations. Potential issues in the assessment of the investment are discussed including timing, types of ...

This 5-page paper provides a literature review as to why the United States has been hesitant to adopt international financial reporting standards. Bibliography lists 6 sources.

This 3-page paper applies Adam Smith's theory of laissez faire to the United States and Haiti. Bibliography lists 2 sources.

This 5 page paper looks at a position where a new firm is considering entering an oligopoly. The potential application of game theory is assessed as a tool that may be used by the new firm in determining their strategy. The bibliography cites 4 sources.

This 3-page paper discusses where the fictitious Big Drive Auto could obtain macroeconomic figures, and allow for potential variability. Bibliography lists 2 sources.

This 4 page paper performance a financial analysis looking at profit, efficiency and liquidity of the fast food Chain McDonalds for the years 2006 – 2008 and compares the appearance to two main competitors; Burger King and Yum! Brands. The bibliography cites 7 sources.

This 5 page paper looks at the concept and use of economic marginal analysis, considering the calculation and assessment of marginal costs and marginal benefits. The paper makes used of examples to illustrate the concept. The bibliography cites 5 sources.

A 3 page paper discussing the Dutch auction IPO used by Google and Morningstar as a possibility for the Skype IPO that likely will occur during the first half of 2010. The auction approach may be right for Skype, but if eBay chooses that route it should expect results more on the order of ...

This 15 page paper looks at the risks and reactions to terrorism within the accounting and finance industry. The paper starts by considering the way crime theory may be used to assess risks of terrorism, looking at concepts such as opportunity theory, rational choice theory and routine actions theory and then assesses the measures that ...

This 6 page paper looks at 3 different international financial institutions, and defines their roles looking at similarities and differences. The institutions examined are the World Bank, the International Monetary Fund and the Asian Development Bank. The bibliography cites 4 sources.

This 5-page paper discusses how credit derivatives contributed to AIG, Bear Stearns' and Lehman Brothers' collapse. Bibliography lists 4 sources.

This 5 page paper is written in two parts answering questions set by the student. The first part looks at the way in which a firm that has made an investment in a product may adopt a pricing strategy in order to increase both profits and market share, with reference to economic concepts of pricing ...

This 7 page paper answers a set of 4 questions set by the student concerning finance. The first question looks at why dividend policy may be relevant in a perfect market. The second question assesses why a firm increasing its utilization of short-term debt may damage its reputation. The third question considers how dividend ...

This 7 page paper considers the move of many Chinese companies into Africa. The paper is written in three parts. The first part discusses the way China is entering Africa, the second part looks at the FDI investment behavior of Chinese firm in Africa and the last part identifies potential advice that can be ...

This 8-page paper discusses pension accounting, compensation, and funded statuses. Bibliography lists 3 sources.

This 7 page paper examines the economic development, since 1959. The economic performance, strategies, policies and influences, including political instability, are discussed and considered in the context of other nearby Central American countries. The bibliography cites 6 sources.