Essays and Research Papers on Personal Finance

This 14 page paper looks at potential ethics breaches within the accounting industry. Using a fictitious case of an accountant who has made misleading financial statements the paper starts by looking at a code of ethics; ASPES 110, and assessing which sections of code have been breached. The paper then considers whether or not the ...

This 5 page paper looks at a case study supplied by the student; the ratios assessing profitability, efficiency and liquidity are assessed over a period of three years and compared to industry benchmarks to assess the performance of the firm. The bibliography cites 7 sources.

This 3 page paper compares and contrasts the use of net present value (NPV) with internal rate of return (IRR) as an assessment tool to help with assessing potential investments or projects. Both of the tools are explained and then compared in order to determine which is superior. The bibliography cites 3 sources.

This 8 page paper examines the way in which accounting information and tools can help with management decision-making. The paper focuses on capital investment decisions and the use of tools such as net present value and internal rate of return tools, looking at the way in which they may help to add value, as well ...

This 4 page paper looks at the potential links between hedging fuel in the airline industry and airline profitability. The main papers and approaches that may be used in a larger study are included. The bibliography cites 9 sources.

A 6 page paper that discusses the relationship between high gas prices and the economy. The paper demonstrates how increases in the price of crude oil affects the price of oil products as well as other products and how consumers react in terms of buying habits. Data included. 2 charts and 1 table included. Bibliography ...

This is a 3 page paper that provides an overview of statistical misrepresentation. Differing methods of statistical representation and charts are explored. Bibliography lists 2 sources.

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This 5-page paper provides a theoretical discussion about resource allocations in free-market economies. Bibliography lists 5 sources.

This 9-page paper discusses U.S. Treasury bills and China's investment in these financial instruments. Bibliography lists 8 sources.

This is a 3 page paper that provides an overview of how to calculate present value. A discussion of future value and reverse engineering of equations is included. Bibliography lists 2 sources.

This 6 page paper analyzes the balance sheet provided for a fictitious hospital in order to assess the changes in different asset and liability types and consider the way that this may be interpreted. The paper includes an analysis of the change in different items, the percentage of that change and the calculation of relevant ...

A 3 page research paper that summarizes the policy statement of the United Methodist Church on premarital sex and sexuality in general. Bibliography lists 1 source.

This 3-page paper discusses market equilibrium and barriers to entry that can interfere with equilibrium. Bibliography lists 2 sources.

This 4 page paper is written in two parts. The first part of the paper looks at the use of US GAAP and IRFS, considering what they are as well as the similarities and differences. The second part of the paper looks at the differences seen in accounts of two firms; Unilever which prepare their ...

This 4 page paper examines the Federal Reserve after examining economic theory. The three functions of money are discussed. Bibliography lists 3 sources.

This 4 page paper answers questions set by the student, looking at issues concerning interest rates in an open economy. The first question looks at what is meant by capital mobility and the concept of perfect and imperfect mobility. The way in which discrepancies between international and domestic interest rates may impact on the ...

This 3 page paper explains the concepts of horizontal, vertical and ratio analysis, showing how they may be used in order to examine the financial performance of an organization, discussing examples of their use. The bibliography cites 2 sources.

This 9 page paper looks at an article concerning improvement in invoice collection at a healthcare organization, summarizing the way improvements took place and looking at alterative approaches which may have been adopted. The bibliography cites 7 sources.

This 7 page paper considers the way in which different economic measures may be assessed in order to determine the success or failure of a development program within a developing country. Different measurements are assessed to determine whether they are useful, or can be disregarded and form a list the most useful in the least ...

This 3 page paper examines the performance of the global economy in 2010, looking at performance indicators such as GDP growth and inflation. Following the examination of the global performance United Arab Emirates, particular attention to Dubai and Abu Dhabi are examined. The bibliography cites 8 sources.

In 2009 a stimulus package worth $787 billion was put into place to aid the US recovery but unemployment still continued to rise. Using concepts of economic theory this 6 page paper discusses the potential strategies that may be used to decrease unemployment are discussed, with consideration given to the reasons the existing package does ...

This 6 page paper looks at the way that portfolio management may make investment choices and the potential value, alignment and contradictions found in the concepts of the value and constrain strategy of Graham and Dodds and Fama’s efficient market hypotheses (EMH), discussing their use and value to an investment manager. The bibliography cites 5 ...

This 3 page paper identifies 3 risk that are faced by companies undertaking international financial transactions; exchange rate risk, interest rate risk and possible changes in taxation rates. Each risk is explained and potential mitigating strategies are discussed. The bibliography cites 3 sources.

This 3 page paper looks at the objectives of corporate finance management and how its management can help to increase shareholder wealth. The bibliography cites 3 sources.