Essays and Research Papers on Personal Finance

This 6 page paper compares and contrasts the Capital Asset Pricing Model with Arbitrage Pricing Theory, looking at the differences and similarities and assessing which of the models is most reliable for predicting asset prices. The bibliography cites 6 sources.

This 20 page paper considers a firm in a weak position; British Airways, and looks at the way that financial engineering may be undertaken to strengthen the organization and it potential as an investment. Issues discussed include cooperate governance, accounting practices, depreciation, the use of portfolio theory, capital structure and cooperate strategy. The bibliography cites ...

This 8 page paper looks at the concept and use of fair value accounting, considering it’s used, along with the advantages and disadvantages of the practice including the way financial instruments are valued and the use of fair market valuation on other assets. The bibliography cites 7 sources.

A 5 page paper that explains each of these chapters in the bankruptcy code. Changes made in 2005 are reported. Bibliography lists 4 sources.

This 8 page paper looks at some of the problems associated with the use of traditional cost accounting, especially in an increasingly global commercial environment. The concept of operation and weaknesses of cost accounting are considered and applied to the way costing takes place within multinational organizations, the consideration of shorter product lifecycles and changing ...

This 9 page paper looks at the draft changes for ISA 610 Using the Work of Internal Auditors, looking at the changes, why the changes are needed, what the standard may be trying to achieve and the way in which internal audits may be perceived and used by external auditors, especially with consideration of recent ...

This 3-page paper covers due diligence and due care aspects covered by audit committees. Bibliography lists 4 sources.

This 5 page paper is based on a case study supplied by the student was supplied which needed adjusting, including a 4% increase to certain areas, accompanied by an overall 2% decrease. The changes made are discussed and presented with the new IT budget and as well as assessing the impact that this has on ...

Banks need to know their cost of capital; this includes the cost of equity. This 6 page paper looks at how the cost of equity can be calculated with the use of the capital asset pricing model (CAPM), considering the different components of the model and the way that they impact on the resulting ...

This 7 page paper looks at the revenue section of the annual accounts for the city of Ottawa, examining the different sources of revenue, the level of importance in the way that they have changed between 2005 and 2009 and whether this has lead to a deficit or a surplus. The bibliography cites 6 sources. ...

This 7 page paper discusses predictions that BRIC countries (Brazil, Russia, India and China) will be the most powerful economies in the world by 2050, and what this means for international managers. Bibliography lists 6 sources.

This 7 page paper looks at the potential problem of the large US current account deficit, considers the influencing factors and the alterative approaches that may be adopted to lessen the deficit. The bibliography cites 2 sources.

This 3 page paper looks at how tests may be designed to test the controls and robustness of systems used within a firm being audited. The processes of inventory management and the warehouse lifecycle as well as cash control are considered.

This 8 page paper considers the way that voluntary labor is used and whether it is an action supported by unselfish people or if it is more important and integral to the economy. The bibliography cites 8 sources.

This 3-page paper discusses the current state of the housing market in the United States and makes predictions as to the near term. Bibliography lists 1 sources.

This 3-page paper provides an economic focus on Brazil. Bibliography lists 3 sources.

This 4 page paper is based on two scenarios where planning for pricing and research and investment are determined in order to increase sales. This paper is a comparison of the two strategies and results for the different strategies. The bibliography cites 4 sources.

This 9 page paper looks at the concept labor economics, what it is and how it used, examining issues such as how wages may be determined by market forces as well as influences such as different types of unemployment and sticky wages. The bibliography cites 5 sources.

This 3 page paper looks at the way in which indirect costs, also known as overhead costs are allocated; considering some of the processes that may be used starting with absorption costs and looking at the potential of activity based costing. The bibliography cites 3 sources.

This 4 page paper looks at the choices that eBay have in offering Skype for sale through an IPO. Google and MorningStar were both successful in the use of an online auction. The potential of an online auction is considered for this scenario and compared to the use of the traditional approach. The bibliography cites ...

A 6 page paper. In November 2009, Dubai announced the country could not pay its debts. This paper reports what happened and how much debt they were carrying. The paper comments on the country's debt restructuring plan. The writer identifies a number of risks associated with Dubai now and in the near future. Bibliography ...

This 3 page paper looks at a number of different financial concepts, including opportunity cost, zero-sum game, the time value of money and adverse selection, explaining how they may be relevant when looking at fictitious case of the Guillermo Furniture Store. The paper is 3 pages.

In 1990 MiniScribe filed for bankruptcy, this 5 page paper looks at the way in which fraud occurred in the company in the years leading up to the bankruptcy, including use of misstatements and other fraudulent activities such as replacing disk drives with bricks and send them out. The bibliography cites 3 sources.

This 9 page paper undertakes an analysis of the financial performance of Toostie Roll Industries and Herschey’s. Paper is based on ratios supplied by the student, looking at the background of the two companies and then compares the ratios looking at profitability, liquidity, efficiency and return on investment. The bibliography cites 8 sources.

This 7-page paper answers various questions about accounting standards and rules. Bibliography lists 2 sources.