Essays and Research Papers on Personal Finance

This 4-page paper discusses various aspects of stocks, such as splits, reverse splits and dividends. Bibliography lists 3 sources.

This 4-page paper discusses how Arthur Andersen went from a company of integrity and honesty in its auditing practices to one that aided Enron in dishonest financial reporting. Bibliography lists 1 source.

This 24 page paper examined the way that volatility forecasting has developed with the use of multifractal systems, inspired with the application of multifractal models from the natural world. The bibliography cites 9 sources.

This 3-page paper discusses the concept of inflation accounting, which takes into account the shift in monetary values. Bibliography lists 3 sources.

This is an 8 page paper that provides an overview of cost accounting. Activity-based costing is put forth as the most valuable method of costing. Bibliography lists 5 sources.

This 8-page paper discusses Jordan and Majnoni's theory of financial integration, which focuses on standards and codes. Bibliography lists 6 sources.

This 10 page paper examines the performance of Costco Wholesale, looking at the background of the company, the general performance and performs a ratio analysis for three to the financial year ending in 2008. The bibliography cites 20 sources.

This 6 page paper is based in case study provided by the student, concerning Guillermo Furniture Store. The first part of the paper considers cost relationships and behaviors at the firm and how they may impact on decision making. The second part of the paper discusses the potential control system that could be used, following ...

This 9 page paper critiques the use of the net present value (NPV) investment assessment tool, looking at the advantages and disadvantages associated with the approach and compares NPV to other potential techniques which may be used to assess investments. The bibliography cites 10 sources.

This 5-page paper examines which model is best for estimating discount rate (rate of return) for Apple Inc -- dividend growth, Capital Asset Pricing or Arbitrage Pricing Theory. Bibliography lists 3 sources.

A 3 page review of a September 2009 article listing several lessons learned in the 2008 Wall Street meltdown. The article's author includes an explanation of bonds and their continued value in individual portfolios. Bibliography lists 2 sources.

This 4 page paper looks at three questions concerning costing. The first looks at whether or not activity based accounting is the best approach for the twenty-first century. The second questions concerning times when more traditional accounting practices are appropriate. The last question looks at the value of cost profit volume (C-P-V) accounting can b ...

This 5 page paper looks at how statistics are used in the insurance industry, looking at the type of statistics that are used for different insurance policy types and how the statistics are used as well as why accurate interpretation is important. The bibliography cites 2 sources.

This 4 page paper looks at the concept of elasticity, looking at own price elasticity of demand, cross price elasticity of demand and income elasticity of demand, the way in which goods may be substitutes using a fictitious scenario and if a firm should implement a price decrease to increase sales for an elastic product. ...

This 6 page paper is a financial analysis of the color, based on the five years results up to the 10K issued in February 2010. The assessment looks at the profitability, liquidity and solvency in order to determine whether or not Coca-Cola Inc. may be a good investment. All calculations are shown. The bibliography ...

This 3 page paper examines 5 sources to see if there is a consensus on whether or not the market is the answer to climate change. Bibliography lists 5 sources.

This 12 page paper looks at the idea that there is an optimum capital structure. The paper starts by looking at the ideas of Modigliani and Miller and then considers the way that these have been viewed by subsequent theorists and how optimum capital structure may, or may not, be ascertained. The bibliography cites 8 ...

This 14-page paper discusses the history of the subprime/housing crisis and the physical and emotional fallout on those foreclosed on. Bibliography lists 10 sources.

This 10 page paper examines a case study supplied by the student. Delta Airlines have emerged from bankruptcy and chosen to use a fresh start accounting approach as allowed under American Institute of Certified Public Accountant Statement of Position 90-7, “Financial Reporting by Entities in Reorganization under the Bankruptcy Code” (SOP 90-7. The paper considers ...

This 3-page paper focuses on the shape of the Irish economy, compared to the U.S. economy. Bibliography lists 1 source.

This 38 page paper looks at the value of hedging to reduce risks of foreign exchange rate fluctuations. Easton-Bell is a company that has a number of financial issues, including a low profit margin, a high level of debt and the majority of its finished goods being subject to exchange rate movements. The paper examines ...

This 4 page paper looks at two different cases provided by the student concerning different types of costing. The first case deals with absorption costing, with the potential use of this method assessed for the case of a farm. The second part of the paper looks at the process of activity based costing and assesses ...

An 11 page paper discussing the likely effects of the "public option" in US health insurance reform. A "public option" in health insurance has the ability to affect all sectors of the economy, even as it crowds out private-sector insurance. As Obama has said in the past, the public option is the single ...

This 5 page paper looks at some problems/contradictions that can be found in the Australian Accounting system. The issue of changes introduced by the harmonization with international accounting standards and the problems with intangible assets are considered and the way assets are treated. The bibliography cites 7 sources.

This is a 6 page paper that provides an overview of the value of reporting intellectual capital. Research in analyzed to present methods for increasing the objectivity of intellectual capital reporting. Bibliography lists 3 sources.