Essays and Research Papers on Personal Finance

This 8 page paper looks at three different tools that have been developed to help value, or explain prices of traded stocks. Dividend Discount Model, Capital Asset Pricing Model and Arbitrage Pricing Theory are all briefly explained and then compared in order to assess which may be the best for practical use. The bibliography ...

This 11 page paper critically evaluates the sale revenue maximization management model of Baumol, looking at what the model is and its concepts and the extent to which the managerial model of Baumol provides a useful insight into the pricing and output decisions of modern management. The low cost airline industry is used as an ...

This 4 page paper looks at a budget and amends it, increasing all areas associated with IT by 4% and decreasing the total budget by 2%. The writer chooses where the cuts are made and justifies the reduction.

This 10 page paper examines the presentation of the company's annual report, the movement of the share price between the end of the company's financial year and the public release of the results, and then examines the final performance of the company in the years 2006 and 2007. The bibliography cites 6 sources.

This 4-page paper focuses on an article by Emily Kaiser concerning the fact that President Barack Obama will likely need more money for the economy. Bibliography lists 2 sources.

This 3 page paper looks at reporting requirements for non-profit organizations. An organization aligned with the arts, and one that is a service organization is selected for comparison. Bibliography lists 5 sources.

This 3-page paper discusses cost leadership as it pertains to economics. Bibliography list 2 sources.

This 3 page paper performs a horizontal and vertical financial analysis of eBay for the years 1999 and 2000 looking at the changes within the firm, its performance, liquidity and capital structure. The bibliography cites 3 sources.

This 4 page paper defines and explains the economic concept of price elasticity and cross-price elasticity, looking at influences such as the price of complimentary and substitute goods, the role of advertising and the role of disposable income. The bibliography cites 2 sources.

This 7 page paper considers the motivation behind investment in international real estate markets and considers the degree to which property markets are integrating or converging using a political, economic social and technological influences in local and global markets. The bibliography cites 7 sources.

This 6 page paper is a review of the book by Robert Guell which explains economic theory in a clear manner and uses a range of chapters on relevant issues to help the student apply economic concepts to the real world. The paper looks at the content of the book, its' style and the strengths ...

This 7 page paper looks at a number of different ways a company can be valued. Each method is explained and the advantages and disadvantages are discussed. Models discussed include the book value methods, the Edwards-Bell-Ohlson models and the dividend discount models. The bibliography cites 3 sources.

This 19 page paper looks at a range of investment issues. The paper discusses what is meant by efficient markets, why commercial paper is rated, its' risk return and the motivations behind companies issuing it and yield curves, the use of the primary market for the sale of treasury bonds and T-Bill auctions, the interpretation ...

This 5 page paper looks at some of the local economic impacts felt by the town, looking at positive and negative impacts and explaining the way that they are influencing the local economy. The bibliography cites 10 sources.

This 8 page paper looks at the concept and practice of internal audit in the public sector, discussing why internal audits are undertaken, what they measure, who performs them, the approaches which can be adopted and the direct and indirect impacts that internal audits can have on an organization operations and performance. The bibliography cites ...

In five pages this paper considers how various people define globalization and whether or not they believe it has an impact upon their daily lives in an overview that reveals the complexities of the term and its definition. Four sources are cited in the bibliography.

This 5 page paper looks at the role of derivatives in the 2007/9 credit crisis. The level of the direct contribution is assessed and then the way that the derivatives market works and the use of tools such as wasp are considered to ascertain the reasons for their impact on the financial crisis. ...

This 3 page paper is based on a case study provided by the student. The paper answers a set of questions concerning the way business economics is useful to the firm. The paper looks at how interest rates impact on decision within the firm and impact on operating costs, the impact on sales and demand ...

This 10 page paper is based on a case study supplied by the student. The first paper of the paper looks at an individual who has moved to Australia for a contact and assesses whether or not she is a resident for tax purposes and undertakes an income tax calculation. The second part of the ...

This 3 page defines what is meant by the term price war, how it occurs and the impact it has on the firm and then discusses why firms may prefer to form strategic alliances rather than enter into price wars. The bibliography cites 2 sources.

This 3 page paper considers whether or not a market with a high level of firm concentration will have anti competitive characteristics. The concept of a dominant firm, market and the idea of concentration is considered and then the impact on the market structure and behavior is discussed. The bibliography cites 4 sources.

This 8 page paper examines the acquisition of Unocal by Chevron, looking at the pertinent issues of the take over bid including the value and form of the offer and counter offers, other interested parties, the view of Unocal management and employees to the take over bid. The bibliography cites 7 sources.

This 8 page paper is based on data provided by the student which is used to perform an ANOVA test. The raw data, hypothesis test and potential explanation for the results are all presented.

A 6 page paper describing research into the current mortgage market. Following the meltdown of the subprime mortgage market in 2007, by early 2008 inventory is up and prices are down. In many areas of the country it appears that the housing market has hit bottom and now is poised to rebound. ...

This 8 page paper considers the reason for the financial turmoil seen in the later twentieth century which started in Southeast Asia and then spread to Russia and Latin America. The reasons for the crisis are examined, as are the effects and reaction of the international community. The bibliography cites 5 sources.