Essays and Research Papers on Personal Finance

This 4 page paper looks at different financial concepts that may be used when studying commercial investment decisions for a furniture company. Concepts explained include opportunity cost, comparative advantage risk and reward, signaling, adverse selection and the time value of money. The bibliography cites 3 sources.

This 11 page paper looks at the different issues a firm may consider a firms decision to hire employees or to use temporary staff. The issue is considered from an economic perspective looking at the costs and benefits and how to two option may be assessed and compared. The bibliography cites 10 sources.

This 13 page paper looks at the influences in the Kuwaiti banking industry using Porters 5 Forces framework, considering the main drivers to the industry, the structure and looks at potential future trends that may emerge. The bibliography cites 5 sources. TEkuwabank.rtf

This 3 page paper demonstrates how activity based costing may take place, using the case of Quaker oats to demonstrate the different stages the writer looks at the various processes and the derivers that may be used to assess costs. The bibliography cites 2 sources.

This 4 page paper looks at the way in which equilibrium is reached in the electricity market given the inelastic nature, by looking at the way price will impact on demand. The bibliography cites 4 sources.

This 3 page paper is written in 2 parts, the first part looks at whether the doubling of accounts receivable days is good or bad, and explains the answer as well as looking at how and why this may occur. The second part discusses how a firm may decide on pricing for a new service, ...

This 3-page paper discusses whether capital from industrialized nations is finding its way to less-developed nations. Also under discussion is the difference between emerging markets and less-developed markets. Bibliography lists 1 source.

This 3 page paper compares and contrasts the economic crisis of 2008-2009 with the Great Depression of the 1930s. Bibliography lists 7 sources.

This 3 page paper looks at the way costs may be allocated to departments and how this may impact on the reported performance. An example using PepsiCo is presented, with the use of sample figures to show how the department and bottom line are impacted by different allocations approaches. The bibliography cites 2 sources. ...

This 13 page paper examines the financial performance of the automotive company BMW during a difficult time 2005 – 2009, which includes the global recession of 2008/9. The company is examined though ratio analysis with all calculations shown.

This 5 page paper discusses economist Milton Friedman’s book, “Free to Choose.” Bibliography lists 1 source.

This 4 page paper looks at how shareholder wealth maximization may manifest in a firm, the paper looks at the concept of shareholders wealth maximization and consider the way it can be assessed, using General Motors as a firm that adopts this model. The bibliography cites 7 sources.

This 3-page paper provides answers to Guillermo Furniture's potential expansion, based on studying the company's accounting. Bibliography lists 2 sources.

This 14-page paper is a presentation of predatory lending practices against lower-income people. Also discussed is whether social work can help in this endeavor. Bibliography lists 10 sources.

This 3 page paper looks at the FASB statement of financial accounting concept (SAFC) 7 which deals with the measurement of future cash flows. The paper outlines the approach put forward in the SAFC and shows how this applies to three different future cash flow classes; leases, environmental liabilities and warranties. The bibliography cites 2 ...

This 5 page paper looks at price discrimination as a business strategy. The paper outlines what is meant by price discrimination and considers the motivation behind the adoption of price discrimination and then discusses the different ways that price discrimination may be implemented as a strategy. The bibliography cites 3 sources.

This 7-page paper explains the basis of the Modern Portfolio Theory, and its weaknesses.Bibliography lists 15 sources.

A 4 page paper discussing GDP, interest rates and the US economy in the first quarter of 2008. The economic situation is far from bright, but neither has it yet descended into recession. Fuel prices will continue to prod inflation, and at 0.6 percent GDP growth the Federal Reserve dares not increase interest ...

This 3-page paper compares and contrasts financial information between Tootsie Roll Industries and Hershey Co. The goal is to determine which is the better investment. Bibliography lists 2 sources.

This 3-page paper discusses several accounting and financial definitions, such as appreciation and depreciation, leverage and equity. Bibliography lists 2 sources.

This 3-page paper discusses economics as it pertains to politics. Topics discussed include the Republican and Democratic parties' economic views. Bibliography lists 5 sources.

This 3 page paper assesses an investment using figures supplied by the student. The paper demonstrates the use of payback period, net present value and internal rate of return. The paper is written in the style of a memo. The bibliography cites 3 sources.

This 3 page paper looks at the financial performance of Aldar Properties PJSC assessing the profitability, liquidity and solvency between 2007 and 2009. The bibliography cites 3 sources.

This is a 3 page paper that provides an overview of legal protections for e-commerce. The UCC and UCITA are highlighted. Bibliography lists 3 sources.

This 3-page paper discusses how the elasticity of price demand fits Peabody's principal, which is that an increase in highway capacity increases traffic volume by an amount to leave the trip costs unchanged. Bibliography lists 5 sources.