Essays and Research Papers on Personal Finance

This 8 page is an annotated bibliography outlining 20 different sources which would be suitable to be used as the basis for a research paper looking at the impact hedging fuel prices may have on the value of airlines. The bibliography cites 20 sources.

This 6-page paper provides a financial analysis of Hershey Company and recommendations about its worth as an investment vehicle. Bibliography lists 3 sources.

This 14 page paper looks at the economy of Saudi Arabia in order to asses if it is a good destination for investment, The paper considers potential barriers that may interfere with assessment of market condition and economic performance, the performance o the economy in 2009, the way that the policies may be supportive of ...

This 3 page paper looks at the differences between traditional cost accounting and as activity based accounting and considers national differences in the way cost accounting practices are adopted. The bibliography cites 4 sources.

This 3 page paper examines a scenario were qualified CPA’s are faced with increasing competition from non qualified tax advisers. The writer explains how this will impact in the firm using economic theory and then looks at the potential ethical issues for the firm when they respond to the changes and seek to cut costs. ...

This 5 page paper answers questions on elasticity and supply and demand. The first questions demonstrates how to calculate price elasticity of demand and applies it to a scenario provided by the student, using the calculated elasticity to forecast changes in demand at different price levels. The second part of the paper look at the ...

This 15-page paper discusses the impact of New Deal legislation (such as the Federal Reserve, SEC and Fannie Mae) and its impact on the current recension. Bibliography lists 7 sources.

This 9 page paper looks at a case study supplied by the student and then considers issues raised, which include the way banks manager assets and liabilities and how a loan application might be assessed. The bibliography cites 3 sources.

This 5-page paper discusses how the 2008 recession is impacting inventory. Bibliography lists 10 sources.

This 3-page paper explains the concept of Efficient Market Hypothesis by examining the trend of Citigroup Inc.'s stock. Bibliography lists 2 sources.

This 4 page paper looks at the performance of the Bank of America comparing the perchance in 2007 with 2008 and looking at the first quarter of 2009 and then compares the performance with other banks. The bibliography cites 3 sources.

This 7-page paper discusses various aspects of tax plannings in the United States including the history of the Federal Income Tax and deductions that can be taken. Bibliography lists 4 sources.

This 10 page paper looks at the money supply process, defining what it is and looking at the way it takes place and the role of retail and commercial banks and the central banks, as well as relevant influences on the process. The bibliography cites 8 sources.

This 7 page paper looks at differential accounting in Canada and the review concerning how standards may be developed for private enterprises in terms of GAAP and considers whether the review and concept of differential accounting, where private small and medium sized business may have a lower accounting burden, discussing whether this is moving towards ...

This 7 page paper looks at the trends and patterns in the crude oil market from 2005 – 2009, identifying the main producers, consumers, exporters and importers, as well as examining the main trade routes and discussing the movement of the price of oil over that period. The bibliography cites 5 sources.

This 5-page paper discusses how mortgage-backed securities and subprime loans helped spur the current economic meltdown. Bibliography lists 3 sources.

This 23 page paper looks at the way heading may be used as a viable took to reduce the impact of exchange rate risks on microfinance funds. The paper looks at the concept of microfinance, how and why exchange rate risks exist and the way hedging may be used to reduce these risks in both ...

This 3-pager paper examines the article "The Effects of Moral Reasoning on Financial Decisions in a Post Sarbanes-Oxley Environment," and discusses its relevance to the accounting environment. Bibliography lists 2 sources.

This 10 page paper looks at the process and the use of budgeting and budgetary controls and how they may be beneficial when used in the voluntary sector, such as a church organization, and the ways in which the processes may be used. The bibliography cites 15 sources.

This is a 3 page paper that discusses auditing standards after Enron and WorldCom. The general responsibilities of auditors are explored, as well as the impact of computerized analysis on cost and risk analysis of investigations. Bibliography lists 4 sources.

This 4 page paper uses an income statement and balance sheet provided by the student to assess a potential investment, demonstrating how to calculate and use horizontal and vertical ratio dealing with profitability, liquidity and efficiency. The bibliography cites 3 sources.

This 3-page paper discusses the economic structure of Denmark including currency, trade and the recession's impact. Bibliography lists 4 sources.

This 11 page paper takes a look at the economy during 2009. Recommendations are made. Bibliography lists 10 sources.

This 3 page paper examines positive and negative aspects of the 401K including the rules of early withdrawal. Penalties are discussed. Bibliography lists 3 sources.

This 6 page paper looks at 2 articles concerning foreign direct investment and the way it is being influenced by political and environmental conditions. The first article discusses the way in which India is blocking foreign direct investment in tobacco, considering the causes of the decision and the potential impact of that decision. The second ...