Essays and Research Papers on Personal Finance

A 5 page paper discussing the US economy, auto industry and housing market. With GM and Chrysler both in bankruptcy, it is certain that the auto industry will be forever changed. Interest rates are at historic lows but lenders are loathe to extend new mortgages until they see the end of price declines ...

This 4 page paper is ratio analysis of the Disney between the years 2006 – 2008, looking at the revenues, profitability, liquidity and efficiency. The bibliography cites 4 sources.

This 4 page paper looks at costing methods suitable for the 21st century. The paper answers 3 questions, the first looks at the benefit of value costing principles. The second considers the use of more ‘tried and tested’ methods of the 20th century and the last part of the paper discusses the ongoing need for ...

This 12 page paper looks at the potential of the BRIC nations; Brazil, Russia, India and China to assess their potential as a destination for foreign direct investment. The countries are compared to other nations with potential such as Poland, Vietnam, Mexico and South Africa. The general potential of the countries is considered and the ...

This 8 page paper considers the use of sensitivity analysis in cross boarder capital budgeting and discusses which of the sensitivity analysis is more useful in cross-border valuation cases WACC or the exchange rate and asks if there is ever the potential to assess all relevant influences in a sensitivity analysis. The bibliography cites 8 ...

This 3 page paper is based on information supplied by the student in order to assess the risks that are present within Gage Roads Brewing (GRB) to Fosters Group Ltd (FGL) in the context of shareholders, creditors and the overall ability of the firm to survive. The bibliography cites 5 sources.

This 28 page looks at the way that monetary policy may impact on an economy during a recession and assesses whether the measures taken in 2009 by governments and central banks will help with a recovery. The paper will look at the causes of the recession and the potential impact of monetary policies and then ...

This 12 page paper looks at incentive base pay that is often awards to senior executives, including stick options, in order to determine if it aligns the interests of the executives with those of the stockholders, or if there is still a conflict of interests. The bibliography cites 16 sources.

This 5-page paper discusses the problems of free trade and globalization, and how to solve them. Bibliography lists 3 sources.

This 3 page paper looks at three world dimensions; the physical world, the social world and the individual world considering the differences between facts and claims in each of these dimensions before looking at the way that this can be linked to positive accounting theory. The bibliography cites 3 sources.

This 10-page paper focuses on comparing and contrasting the two semiconductor companies. Bibliography lists 5 sources.

This 4 page paper looks at the use of concepts in principles based accounting frameworks. The first part of the paper considers why concepts are important within a principles based framework, their important in harmonization of accounting standards, how they may be more important to certain groups of stakeholders, and presence of cross cutting issues. ...

This 4 page paper looks at the way that Garmin shares might be valued when new shares are to be issued, how a new device may be designed to ‘track bad guys’, the potential impact than this may have on earnings and presents a present value earnings calculation for the firms cash flow over a ...

This 25 page paper looks at the setting up of online tax filing and tax payment systems. The paper starts by outlines the way that this takes place, the process of developing the systems, which usually takes place within an e-government strategy. The paper discusses the advantages and the disadvantages, examines a number of risks ...

This 3-page paper compares and constrasts IFRS and US GAAP standards. Bibliography lists 4 sources.

This 5 page paper looks at economic theories of consumption and the way that the level of consumption is determined, including theories of Friedman, Modigliani and Keynes. The bibliography cites 5 sources.

This 7 page paper considers the capital structure of the well-known firm Intel, and assesses it against models which consider optimal capital stock chart, including that of Modigliani and Miller, applying the ideas to assess whether or not Intel have the will capital structure. The bibliography cites 6 sources.

This 3-page paper focuses on FASB statements and explanations that would impact Sony and Apple's hardware/laptop divisions. Bibliography lists 4 sources.

This 4 page paper looks at a scenario where an entrepreneur wants to open a new Chick-fill-A restaurant in Russia. The paper is written in three parts. The first part presents some financial data, including budget and sales forecasts for the first two years. The way that exchange rate risks may be handled and sources ...

This 3-page paper discusses three delisted companies from the Australian Stock Exchange. Bibliography lists 3 sources.

This 5-page paper discusses the similarities and differences between short-term (short-run) theory production and costs and long-term (long-run) theory production and costs. Bibliography lists 4 sources.

This 6-page paper discusses the rise and fall of globalization during the 20th century including events that disrupted it such as two World Wars and the 1930s Depression. Bibliography lists 4 sources.

This 5 page paper explores the economic aspects of immigration. Bibliography lists 3 sources.

This 3-page paper provides an analysis about Faber's book "And Then the Roof Caved In: How Wall Street's Greed and Stupidity Brought Capitalism to Its Knees."

This 3 page paper looks at the debt ratios of Lockheed Martin for 2008, calculating the total debt ratio, as well as the current and the long term debt ratios, the debt to equity ratios and then assesses the company and compares it to two competitors.