Essays and Research Papers on Personal Finance

This 6-page paper applies theories from Hausmann's paper "Growth Diagnostics" to the Mexican economy. Bibliography lists 3 sources.

This 16 page paper looks at the way a compnay may consider and assess a large investment. The paper considers a number of different tools, focusing on net present value (NPV) and internal rate of return (IRR) looking at how they are used along with the strengths, weaknesses and limitations of each of the tools. ...

A 4 page paper. The first section of the paper discusses control mechanisms at this bank. There is one specific mechanism reported and the others are more general. The second part of the paper discusses how these mechanisms affect the four functions of management. Bibliography lists 3 sources.

This 3-page paper discusses the institution of Hisbah as it pertains to economics. Bibliography lists 5 sources.

This 7 page paper examines Microsoft's financial performance. The paper starts by looking at the revenue, profit and profit margins between 2004 – 2008 and then considers where the revenues come from in terms of business units and geographical sales between the years 2006 – 2008. The paper ends by looking at the stick price ...

This 4 page paper looks at the different influences that may impact on the way consumption take place in an economy and how consumers will try to maximize their income. Influences discussed include interest rates, tax rates, consumer confidence and expectations as well as value and overall utility and stimulus payments. The bibliography cites 5 ...

This 3 page paper discusses the way a valuation for the purchase of the fictitious company Shang-wa may be determined based on given figures by looking at the net assets and the future cash flow expectations. The bibliography cites 1 source.

This 8-page paper discusses the impact of the American Recovery and Reinvestment Act on U.S. employers. Bibliography lists 6 sources.

This 7 page paper looks at the annual account for Tootsie and Hershey for the financial year ending in 2007 and undertakes a ratio analysis looking at liquidity, solvency efficiency and profitability, comparing the two firms. The bibliography cites 3 sources.

This 7-page paper examines accounting methods with the theory of constraints and determines if traditional accounting methods are effective. Bibliography lists 3 sources.

3 pages in length. The relationship between free markets and individual liberty is an otherwise complementary union that is suffering a tremendous setback amidst the current state of the economy. It has long been the case how America's capitalist economic system is a "fit" with the nation's principles and form of government; only ...

This 3-page paper focuses on the Federal Insurance Contribution Act (FICA) and the effectiveness of President Barack Obama's plan to change this. Bibliography lists 2 sources.

This 3 page paper examines foreign direct investment in ASEAN nations. The year 2008 is the focus of attention. Bibliography lists 6 sources.

This 3-page paper focuses on Adam Smith's invisible hand and division of labor, while discussing while these ideas likely won't work today. Bibliography lists 2 sources.

This 3 page paper looks at the use of a chart in a newspaper article, assesses how it is used, whether it supported the article and considers if it was the best way of presenting the data. The example used is a line graph showing changes in retail sales. The bibliography cites 1 source.

This 5 page paper looks at selected financial ratios for Harley Davidson in the years 2006 and 2007 to assess the performance and determine whether or not it is a good investment. The ratios examined are the net profit margin, the inventory turnover, the debt ratio and the price earrings ratio. The paper ends by ...

The credit crunch and the collapse of Northern Rock clearly point towards the merits of nationalizing the banking sector, or at least parts of it. This 6 page paper critically examines this notion. The bibliography cites 10 sources.

This 22 page paper looks at the banks and banking system of the US and Saudi Arabia, to examine the similarities and the differences. The paper starts by looking at the banking environment inn general including issues such as bank management, supervision, and social and economic condition. The paper then goes on to assess the ...

This 3-page paper discusses the concept of allocations and microeconomics, by using a bicycle shop as an example. Bibliography lists 1 source.

This 3-page paper discusses the advantages and disadvantages of dynamic pricing as it pertains to the airline industry. Bibliography lists 1 source.

This 3-page paper discusses whether Federal Reserve Chairman Ben Bernanke's performance has been effective or not.

This 9 page paper looks at the social model of capitalism and the way it operates in order to determine whether or not the model is one that promotes and supports social inequality. Evidence is taken from capitalist counties and the impact in terms of globalization is also considered. The bibliography cites 9 sources.

This 12 page paper looks at the position of Ford in 2009, looking at the performance of the firm, including profitability and liquidity and then examines the impact that this has had on the firms’ capital structure. The bibliography cites 15 sources.

This 4 page paper looks at the use of value based costing, assessing the benefits that can be realized where it is used and at times when it may not be suitable and absorption costing is more appropriate. The bibliography cites 3 sources.

This 10 page paper compares the performance of Coca-Cola and PepsiCo for the 2007 – 2008, looking at profitability, efficiency and liquidity as well as the share price performance. The bibliography cites 5 sources.