Essays and Research Papers on Personal Finance

A 3 page paper agreeing with the perspective that GAAP should rule how pension funds are reported. GAAP provides greater benefit to the organization relying on stock price, and it also reduces the volatility of the market-based approach. Bibliography lists 5 sources.

This 3 page paper examines the article Garzarelli's Edge, The Sequel, which evaluates Elaine Garzarelli's true abilities and how she markets her services. Garzarelli is well known for predicting the 1987 market crash. No additional sources cited.

A 3 page contention that wealth inequality is a fact of life in our country. We typically categorize the various components of our society according to their wealth. The author contends, however, that there is even a tremendous inequality in wealth within these various components of the American society. No sources are ...

This 4 page paper reviews in article reporting expected rises in the price of iron ore. Using economic theories the paper demonstrates how the series relates to real life, including the influences on demand, the role of supply and demand and industry structure. The bibliography cites 2 sources.

This 11 page paper considers whether or not simplifying a taxation system to that there is a high level of certainty will result in equity. The tax system in Hong Kong is used as a basis for the study, with the application of theory. A theoretical discussion is included looking at flat and progressive tax ...

This 4-page paper discusses Amre's accounting fraud of the late 1980s and what assertions from SAS 31 (Evidential Matters) auditor PricewaterhouseCoopers should have considered in the company's financial statements. Bibliography lists 1 source.

This 8 page paper examines the financial results of Molson Coors and Anheuser Busch for the years 2005 and 2006. Calculations are shown for different profit, efficiency and leverage measures. The bibliography cites 2 sources.

A 3 page paper which examines the fact that companies do not need to label cloned meat as such. The paper stresses that people have a right to that information as consumers. Bibliography lists 1 source.

This 6 page paper looks at a case supplied by the student; Guillermo Furniture. The different ways that capital investment may be assessed are discussed and then the pitons are considered using the NPV method.

This 7 page paper looks at the problems that are faced by energy companies when trying to raise project finance for renewable energy investments. The concept of project finance and the reasons why raising capital in this way is difficult are discussed. The bibliography cites 10 sources.

This 7 page paper looks at the different issues a firm may consider when they are looking at making changes to the process of the goods or services that they offer. The paper looks at issues such as supply and demand and influences that may impact on the demand that manifests after a change in ...

This 11 page paper looks at inflation; including what it is and how it occurs. The paper is written in three sections, the first section considers the alignment inflation rates with growth rates, the second section considers the way that a converse relationship may be seen, such as with stagflation. The last section discusses a ...

This 3 page paper looks at the firm Hays Plc and uses a number of models to value the firm, including the dividend discount model, the free cash flow model, the investment and return approach and the use of a multiplier approach. The bibliography cites 3 sources.

This 3-page paper examines two articles that discuss price discrimination in the airline industry. Bibliography lists 2 sources.

This 10 page paper presents a financial analysis of the Dow Chemical Company from a range of stakeholder perspectives. After a brief introduction to the company ratios of interest to a shareholder are presented including the net profit, earnings per share and the price earnings ratio. Ratios of interest to the creditor then discussed including ...

This 3 page paper compares the invisible hand with the Nash equilibrium. Each concept is defined. Bibliography lists 3 sources.

This 4-page paper answers questions concerning Federal Reserve policy as well as contraction and expansion policies.

In five pages this paper examines the significant economic events that occurred during this time period in an attempt to predict what will take place in the U.S. economy during the next decade. Ten sources are listed in the bibliography.

This 10 page paper examines the devastating earthquake. The local and regional economies are the focus of this paper. Shanghai is discussed. Bibliography lists 8 sources.

This 7 page paper looks at the pattern in the average house price in the UK from 2003 to 2008. The paper discusses the movement in prices and considers the different economic factors that may have been impacting on the way supply and demand of housing was taking place and reflected in the housing process. ...

This 4 page paper is based on a case study supplied by the student. Beau Ties Ltd outsourced their call ordering system. The firm wants to consider bringing it in house, in order to bring down call wait times and reduce costs. The paper answers questions set by the student, including a cost comparison.

This 3 page paper looks at the development and the criteria for economic stability in the EU with a focus on the Stability and Growth Pact (SGP). The criteria are outlined and then some of the breaches in 2009 are discussed and the outlook for compliance with the criteria in the short term is assessed. ...

This 5 page paper examines the international banking organization HSBC between the years 2003 – 2006, the performance of the bank is studied with the use of ratio analysis and is also compared to industry averages. The bibliography cites 5 sources.

A 5 page paper establishing a per-use price to charge the customers of an MRI clinic. The cost of use over the machine's five year useful life is $115, but Medicare will pay $650. The paper recommends charging what Medicare will pay. Bibliography lists 4 sources.

This 12 page paper discusses Thomas Friedman’s popular book “The World Is Flat” and in particular, considers his thinking with regard to faith and its intersection with technology. Bibliography lists 1 source.