Essays and Research Papers on Personal Finance

This 4 page paper is written in two parts. The first part looks at currency swaps, why and how they are used and why a company may choose to use a currency swap instead of issuing bonds in a different currency. The second part of the paper looks at the swap network which takes place ...

This 4 page paper is based in a case study supplied by the student. PDVSA, a Venezuelan company is going to invest in a new project and needs a large amount of money. There are a number of choices and considerations regarding the use of project rather than traditional funding and the type of ...

This 3-page paper discusses a case study concerning potential misstatement of re-acquisition of franchise rights. SAS 101 and AS 5 are discussed as part of the assignment. Bibliography lists 2 sources.

This 3 page paper looks at some financial reports and assesses the performance and issues of the firm and suggests ways to enhance performance.

This 5-page paper presents the current state of the U.S. economy as it pertains to the financial crisis. Discussions included the GDP, Fed interest rate, and what put the economy in the position it's in. Bibliography lists 2 sources.

This 3 page paper considers whether or not large firms such as Wal-Mart, Exxon Mobile, Dell and CostCo are ready to adopt international financial reporting standards, and the impact it may have on them once adopted. The bibliography cites 5 sources.

This 3 page paper looks at some of the implications of Canada moving from Canadian GAAP to IFRS, looking at some of the practical issues and the impact on the accounting profession as well as organizations in Canada. The bibliography cites 2 sources.

This 11 page paper looks at the role and operations of the World Bank and the IMF, assessing whether these international financial institutions are neutral or non-political arbiters in the overseas development aid relationship, or if they are more political in nature. The bibliography cites 8 sources.

A 3 page paper comparing traditional US cost reduction and Japanese target costing. Both apply in new product development, where cost reduction occurs much differently. The bottom line is that the Japanese approach dispenses with lost time and effort in returning to product design to achieve greater cost advantage. A product being ...

This 4 page paper undertakes a financial analysis of Apple Inc. and Sony for the financial years 2007 and 2008. The paper compares a range of ratios including profit margins, asset utilization, liquidity and capital structure. The bibliography cites 2 sources.

This 8 page paper looks at issues concerning the way brand equity is measured and why it is important. The first part of the paper considers the measurement of brand equity including looking at brand assets and liabilities. The second part of the paper looks at what it meant by hard equity and why it ...

This 4 page paper looks at 4 issues in accounting in the UK. The first is the way that non current assets are accounted for, the second looks at the problems encounter when valuing stock, the third considers the challenges of the historical costing convention and the last part discusses the use of ratio analysis ...

This 3-page paper examines issues pertaining to international trade and comparative advantage. Bibliography lists 3 sources.

This 3 page paper looks at the leading indicators that may be useful to a fictitious building company, the period covered in 2007 – 2009, looking at the growth in GDP, unemployment and the consumer prices index (CPI) in the United States. The bibliography cites 3 sources.

A 3 page paper discussing five criteria used in evaluating tax structures. They are yield, administrative ease or efficiency, economic efficiency, political acceptability and equity. Bibliography lists 3 sources.

This 3 page paper looks at the present recession. Recession is discussed in general. Economic theories are included. Bibliography lists 3 sources.

A 12 page paper assessing the 2005, 2006 and 2007 business results of Ford and GM. At a time when all are crying for loans from congress, it is evident that the current financial distress among the former "big three" has been building for some time and should have taken no one at all ...

This 12 page considers Ahold and Groupe Casino as potential take overt targets for Tesco, undertaking a financial analysis of their FY 2006 and 2007 results in order to assess performance. The bibliography cites 7 sources.

This 7 page paper discusses at currency hedging, defining what it is and looking at how it is used and the way that currency hedging can reduce exposure to risk of currency exchange rates. The bibliography cites 4 sources.

Companies face a range of financial risks; these can include exchange rate fluctuations and changes in interest rates. This 5 page paper looks at the way a firm may reduce their exposure to these risks. Strategies considered include the use of long and short hedging and the use of currency and interest rate swaps. ...

This 5-page paper examines various accounting concepts and ties the costing elements into pricing decisions for Starbucks. Bibliography lists 5 sources.

This 3-page paper examines the four principles of decision-making (also known as the four principles of individual choice) and provides an example of how these work. Bibliography lists 1 source.

This 4 page paper looks at a case study supplied by the student. A university needs to increase financial control and is looking at introducing profit centers for each academic department. The paper answers three questions, the first looks at the goals and the potential problems, the second part looks at specific problems with the ...

This 7 page paper is based on a case study supplied by the student. The paper presents the potential covering notes and address to stakeholders that can be included in an annual report. The aspects covered include the business and strategy, the risk factors, financial condition, creditworthiness, competitive position and financial and accounting procedures. The ...

A 3 page paper discussing the benefits and uses of responsibility accounting. The antidote to micromanaging is delegation, but with that delegation arises the need for managers delegated to, to be accountable for their decisions. Responsibility accounting fills that need and is practiced at many companies, including Coca-Cola. Bibliography lists 3 sources. ...