Essays and Research Papers on Personal Finance

This 3-page paper asks if the U.S. is in danger of moving into inflationary times. Bibliography lists 3 sources.

This 4 page paper describes what is meant by the internal rate of return (IRR), how it is used, its' advantages and strengths along with its' Disadvantages and weaknesses. IRR is also compared to net present value (NPV). The bibliography cites 7 sources.

This 8 page paper answers 4 financing questions set by the student. The first looks at what is meant by Present Value of Growth Opportunities (PVGO) and how it aid with investment assessment. The second part of the paper outlines trade off theory and who it might help to determine the best capital structure of ...

Net present value calculations appear to be a logical and intuitive way of helping with the assessment of potential investments. This 3 page paper looks at how the process takes place and where there are gaps between the theory and the practice. The bibliography cites 3 sources.

This 6-page paper discusses the sub-prime fallout and the role of the U.S. Federal reserve. Also discussed are actions by the Bank of England and the European Central Bank. Bibligraphy lists 11 sources.

This 12 page paper looks at the way the consumers make decisions regarding consumption and investment. The first part of the paper considers condition of certainty and uncertainty to look at the way investment and consumption is determined. The paper then goes on to look more specifically at consumption decisions and the way value ...

This 8 page paper looks at the changes in Russia since 1991 and considers why market reforms have had such good result while the move to democracy has not yet been fully achieved. The bibliography cites 4 sources.

This 3-page paper (includes chart) focuses on comparisons between a fixed and flexible hospital budget, and an explanation of its variances. Bibliography lists 2 sources.

With oil at over $100 a barrel and no end of price increases in sight, will the U.S. economy slide into recession? This paper argues that it will. Bibliography lists 2 sources.

This 3 page paper looks at how and why it is possible for a firm that has profit levels that are increasing significantly to show a decline in the return on capital invested (ROCI). The example of Microsoft between 1997 and 2004 is used as an example. The bibliography cites 2 sources.

A 3 page paper that begins with a short definition of each theory. The paper goes on to explain how the package incorporates both types of policies with far more on the Keynesian side than the monetarist side. Bibliography lists 4 sources.

This 3 page paper focuses on problems in 2009 and what caused them. Bibliography lists 1 source.

This 3-page paper discusses asset utilization as it pertains to Toyota and Williams Sonoma. Bibliography lists 4 sources.

This 4 page paper is written in 3 parts. The first part looks at the movement of a call option on a stock on a specific day and discussing what this probably means for the underlying stock. The second part of the paper looks at the correlation between short and long term security rates. ...

This 3-page paper focuses on relative strength of stocks, and whether this is a good tool for measuring the value of a stock. Bibliography lists 2 sources.

A 5 page paper discussing cost accounting, specifically absorption costing and variable costing. Activity-based costing also is included, as is a section on accounting ethics. Bibliography lists 6 sources.

This 3-page paper covers the aspect of competition policies as they relate to the Microsoft Corp. cases. Bibliography lists 2 sources.

This 3 page paper considers the concept of a dominant firm from the perspective of managerial economics and considers how and why it may be anticompetitive and when there may be justification for this model. The bibliography cites 2 sources.

This 3-page paper discusses the budgetary process, its importance as a performance tool, and some of the terms. Bibliography lists 5 sources.

This 4-page paper discusses the North American Free Trade Agreement (NAFTA) and how financial institutions have worked with it. Bibliography lists 3 sources.

This 5-page paper discusses Philip Morris pricing strategies in 1993 as they pertained to the Marlboro brand. Bibliography lists 2 sources.

This 5-page paper covers a case study concerning Cemex's investment in developing a cement plant in Indonesia. Questions such as return on investment and weighted cost of capital are discussed.

This 23 page paper examines the financial performance of General Motors and Ford for four financial years, 2004 – 2008. Starting with a brief introduction to each firm and a look at the history of the companies the paper goes on to examine performance in areas such as profitability, efficiency, liquidity and capital structure ...

This 3 page paper explores the contention that outsourcing is leading to an economic decline in the U.S. Bibliography lists 1 source.

This 5 page paper answers questions set by the student. The question considers why mortgage lenders do not see significantly improved profits from their fixed-rate loans when interest rates decrease. The second part of the paper considers what to link, if any, exists between mortgage rates and long-term treasury rates. The first question looks at ...