Essays and Research Papers on Personal Finance

A 3 page summary and reaction paper to Making Capitalism More Creative by Bill Gates. No additional sources cited.

This is 11 page paper looks at the costs and issues associated with the implementation of an early retirement and redundancy scheme. Is the case of an international employer; General Motors (GM), the paper looks at the way in which costs may be incurred. They pissed off by looking at the pension schemes which ...

This 3-page paper uses the DD-AA model to determine how China is managing to grow, compared to other economies. The paper also discusses what happens if China uses a floating rate currency. Bibliography lists 2 sources.

A 4 page memo explaining the difference between direct financing, sales-type and operating leases for accounting purposes. Currently SFAS 13 allows companies to keep some leases off their balance sheets, as noted above. Businesses prefer to keep such leases off their balance sheets; investors prefer full disclosure of a business' total liabilities. ...

This 5 page paper looks at the use of calculus in business and the way derivatives can be used to examined marginal costs, as well as marginal revenue and marginal profit. The bibliography cites 4 sources.

This 8 page paper undertakes a financial analysis of HSBC and JP Morgan Chase, the parent company of Chase bank upto and inclding the 2007 accounts, with the aim of determining whether or not Chase Bank should adopt an international strategy similar to that of HSBC. The bibliography cites 9 sources.

This 3-page paper examines the consumer price index, and its impact on a personal budget as it pertains to clothing, food and gasoline. Bibliography lists 1 source.

This 4 page essay examines the reasons why some people lose everything they have. Bibliography lists 1 source.

This 30 page paper is an in-depth analysis of the Canadian Bank; ING Direct. The paper starts by looking at the Canadian banking and financial services industry and the banking conditions. The potential approaches to strategy, including Porters generic strategies are discussed and the competitive strategies adopted by ING are examined in detail, including the ...

This 7 page paper is written in two parts. The first paper of the paper looks at the credit crunch in the UK during 2008 and considers how the circular flow diagram can be used to explain its' occurrence. The second part of the paper looks at the differences between the consumer credit in the ...

6 pages in length. The ongoing rise in gas prices over the past several weeks has consumers clamoring for a way to meet the growing cost and still maintain some semblance of a monthly budget. The extent to which this current increase has impacted the country is both grand and far-reaching; that this ...

This 3-page paper focuses on and discusses the five economic goals that governments and society strives for. Biblliography lists 2 sources.

This 6-page paper defines accounting terms such as impairment charges for goodwill and recording disposition of assets for gain or loss. Bibliography lists 4 sources.

This five-page paper is preparatory work for a study into the performance of steel the industry in the United States, focusing on three steel companies; The United States Steel Corporation, China Precision Steel Inc. and Acrelor Mittal. The paper presents an executive summary which will be used as the basis for the larger paper, a ...

This 5 page paper argues that military families should save, and that they should start when they are young. It also explains why service personnel in general have a difficult time saving. Bibliography lists 5 sources.

This 10-page paper discusses Adam Smith's "invisible hand" theory, and whether it's applicable to today's economy. Bibliography lists 6 sources.

This 3 page paper looks at three business plans and assesses which of the three is the most risky and would require the highest discount rate when assessing the potential investment returns. The bibliography cites 3 sources.

This 12 page paper provides an overview of the banking panics. An analysis is included. Information about the Great Depression is also included in a separate section. Bibliography lists 5 sources.

A 5 page research paper that offers an overview of these 2 sects of Buddhist belief. Just as there are several different forms of Christianity, (such as Protestant, Roman Catholic and Greek Orthodox), as well as different forms of Judaism (such as orthodox and reform), there are also different forms of Buddhism, the two ...

A 6 page paper defining several accounting terms and assessing the income statements, balance sheets and cash flow statements of GM, Home Depot and Billabong. Bibliography lists 6 sources.

This 3 page paper is a critical analysis of why the subprime lender New Century Financial had to file for Chapter 11 bankruptcy in 2007, looking not only at the issues with the market, but the failures on the part of the management that lead to this action being necessary. The bibliography cites ...

This 9 page paper examines the structure, regulation and operations of the Chinese banking system, including the types of bank that operate. The banking system is compared to developed western systems and Africa. The bibliography cites 4 sources.

This 3 page paper looks at the concept of supply and demand as it applies to the Coca-Cola Company. Answering questions set by the student the paper discusses equilibrium level of supply and demand, what would happen if government out price constraints on the company, what has impacted on the quantity demanded and how the ...

This 4 page paper discusses three issues with regard to the Minimum Wage: probable consequences of raising it; the differential aspects of the Minimum Wage and whether or not it’s effective in fighting poverty. Bibliography lists 3 sources.

This 7 page paper analyzes the neo-liberal state and the role it can place in developing countries achieving economic development in conditions of globalization. The role, performance and potential of neo-liberal policies are discussed along with the way that they are favored, and the potential impact that are having and could have on developing nations ...