Essays and Research Papers on Personal Finance

This 7 page paper is a report based on an Excel spreadsheet provided by student examining the actual and projected usage of food items for a restaurant. The report looks at the individual variances for each item, considers potential courses and then identifies relevant trends and makes recommendations for further investigation. The bibliography cites 1 ...

This 10-page paper examines the reason for the large spike in the rate of foreclosures. Also discussed is the subprime meltdown. Bibliography lists 5 sources.

This 3 page paper examines this volatile market in modern times. Bibliography lists 3 sources.

This 5 page paper looks at the performance of Coca-Cola for the five year period between 2001 – 2005. The paper starts with a brief review of the company and then performs a ratio analysis. The bibliography cites 5 sources.

This 3 page paper discusses Corinthian Collages Inc. and their decision to change the way they accounted for some revenue items as a result of SAB 104. The paper looks at what the change was, why it was made and the relevant standards and where the changes can be seen in the annual accunts. The ...

This 34 page paper argues that credit cards in the mass market will have a positive benefit on that economy, playing an important role in terms of credit creation which will increase the living standards in the country, directly due to the multiplier effect of the credit creation leading to more money in an economy ...

This 7 page paper focuses on the Jacksonville Jaguars and applies economic principles to the analysis. Ticket pricing is the focus of this inquiry but other things are discussed. Bibliography lists 9 sources.

This 11 page considers whether and to what extent the strategic and policy context influences the design of development projects. This is undertaken by looking for at the way that development programs may be aided and implemented with the use of the World Bank and the IMF and then assesses the degree of the influence ...

This 6 page paper answers questions regarding the use of the balanced scorecard. The first part of the paper considers the problems of assessing performance of a business using only financial measures. The second part of the paper outlines the basic principles of the balanced scorecard. The third part of the paper considers the ...

This 3 page paper looks at a case study supplied by the student and assesses the potential of an investment by using the net present value (NPV), internal rate of return (IRR) and payback period.

This 20 page paper compares the stock and bond markets of Saudi Arabia and South Korea, looking at the way they operate, the structure and the trading process as well as any trading restriction, such as price constraints. The paper looks at each country and contrasts the process and changes that have been seen and ...

This 5 page paper looks at a case study provided by the student. A company is considering taking a loan in a foreign currency, the repayments are calculated and a comparison made with a home currency loan. The potential of hedging is then discussed. The bibliography cites 1 source.

This 13 page paper answers four questions set by the student. The first question demonstrates the calculation of a net present value (NPV) and an internal rate of return (IRR) on a project. The second part of the paper considers capital raising though debt and equity looking at the advantages and disadvantages. The third part ...

This 8 page paper looks at the way that the idea and model of profit maximization has evolved since the first half of the twentieth century. Concepts discussed include, but are not limited to economic Darwinism, growth models, revenue maximization and the technostructure. The bibliography cites 4 sources.

This 5-page paper provides an overview of the Russian economy as it currently stands, its success and where it could potentially fail. Bibliography lists 4 sources.

A 3 page paper which examines whether owning a credit card is good or not. The paper argues that it is likely important and good to own a credit card. Bibliography lists 1 source.

This 4 page paper looks at the way a public liability insurance policy should be accounted for under SFAS 5; whether the premiums are an expense, or whether the premiums, less the amount retained by the insurer, should be classified as a deposit and expensed as claims occur. Using a case study supplied by the ...

In 18 pages this paper discusses several issues relevant to this topic including library approaches for adopting IT implementation, library automation objectives, individuals involved in library automation planning, implementation steps, factors to consider when selecting automation software, constraints faced in library automation libraries, computer and software packages used, computerized library systems, development of databases, bibliographic ...

This 11 page paper is an analysis of the ferry company ANEK Lines based in Crete. The paper looks at the background and operations of the company and then performs a financial analysis for the years 2006 and 2007. The bibliography cites 8 sources.

A 4 page paper which examines the condition of poverty in Alabama. Bibliography lists 1 source.

This 10 page paper looks at forward contract, describing what they are and then considering how they can be used in hedging along with the constraining factors which limit their use in hedging. The second part of paper looks at another financial tool used internationally; swaps. The paper describes what these are, the different types ...

This 8 page paper looks at the influences on the price of oil during the 1970's oil crisis and the 2007/8 oil price crisis. The paper explains the reason why oil prices increased and presents supply and demand graphs to explain the movement. Following this the impact that oil price changes can have on the ...

This 5 page paper summarizes, evaluates and gives a reaction to Tim Harford’s book on economics. Bibliography lists 2 sources.

This 29 page paper looks at the New York Life Insurance Company, NYLIC, examining its background and development and undertaking an environmental analysis looking at internal and external influences in order to identify and recommend a potential future strategy. The strategy recommended is an increased international expansion. The bibliography cites 17 sources.

This 4 page paper looks at the financial position of Malaysia. The paper looks a the current economic conditions and the way in which past economic events and polices as well as international influences are impacting the economy in 2008. The bibliography cites 4 sources.