Essays and Research Papers on Personal Finance

This 5 page paper is an introduction to a research question; how to increase foreign direct investment into Libya. The research questions is defined and placed into a meaningful context and the main approach to the research is identified. The bibliography cites 3 sources.

This 16 page paper is an examination of General Motors (GM) and Ford and their current and past capital budgeting. The paper looks at the cost of capital, the return on assets and equity and the potential and past net present values of the company. The bibliography cites 8 sources.

This 9 page paper answers a number of questions regarding financial markets. The first considers short-term and long-term interest rates and considers how comparing can indicate the way that the market believes interest rates will move. The paper then discusses the use of interest rate swaps and looks at the importance of the swap network. ...

This 12 page paper looks at Islamic banking and finance. This 12 page paper looks at the history and development of Islamic banking and finance, the characteristics of the Islamic banking, the different types of products that are available as well as the regulation of the industry in the UAE and the challenges and potential ...

This 3 page paper discusses several factors that have impacted the unemployment rate over the last eight years. Bibliography lists 6 sources

This 19 page paper answers a range of questions on microeconomics. The first few question see the use of supply and demand graphs to determine the points of equilibrium. The paper looks at how changes in supply and demand will impact on price. The paper then looks at questions concern the cost of goods and ...

This 15 page paper answers a range of questions set by the student looking at the way variable costs and fixed costs can be budgeted, cost variances, product mix variances and an NPV and IRR calculation.

This 9 page paper is based on a case study supplied by the student with a range of financial data. The aim of the paper is to use the data to assess whether or not Boeing should go ahead with the 7E7 project. The bibliography cites 4 sources.

This 3 page paper looks at the way activity based accounting may be used for a firm such as Autozone, The concept of activity based costing (ABC) is discussed and then the different processes and potential divers are identified and a sample calculation is provided. The bibliography cites 4 sources.

This 4 page paper answers three questions set by the student. The first compares the working capital of Bank of America and Citigroup, the second part looks at the role of the banks as intermediaries and the role of regulators, the last part of the paper considerers the impact of the Sarbanes-Oxley Act. The bibliography ...

This 4 page paper looks at the different influences that may be observed when comparing two companies the same industry which compiled their annual accounts under different accounting regimes. The paper compares IFRS and US GAAP. The bibliography cites 4 sources.

This 6 page paper looks at the price of oil including the price in 2007 as well as events such as the embargo of 1973 and the crisis of the 1970’s, the impact of the First Gulf War and the aftermath of 9/11. The paper compares the patterns in oil prices with other patterns, including ...

This 6 page paper at a number of questions set by the student regarding investment in the stock market. The first question explains what the S&P 500 is and what movements in the index mean. The second question outlines the differences between short and long hedging and considers when it should be used. The third ...

This 6 page paper looks at capital budgeting issues for Wal-Mart and compares them to Target; the paper looks at the weighted average cost of capital (WACC) and assesses the potential net present value of future revenue streams. The bibliography cites 6 sources.

This 6 page paper looks at South Africa’s succesful bid to host the 2010 FIFA World Cup and consider the economic impact it may have by looking at the potential impact and the current state of the South African Economy, The bibliography cites 6 sources.

This 3-page paper provides a financial overview of Nike Inc.

This 12-page paper examines the financials fraud perpetrated by WorldCom, Tyco, Adelphia and ZZZZ Best. Bibliography lists 7 sources.

A 7 page paper discussing the statement that the multiplier mechanism operates through altering capacity utilization or the functional distribution of income. Altering capacity utilization or the functional distribution of income is dependent on the cumulative effects of several factors. Harrod (1939) was aware of the need to define the uneven growth path ...

This 8 page paper looks at the influences on elasticity of demand. The concepts and practical use of price elasticity of demand, income elasticity of demand and cross elasticity of demand are all explained. The paper includes 2 graphs. The bibliography cites 5 sources.

This 3-page paper discusses the impact of the current global economic meltdown on Nigeria. Bibliography lists 3 sources.

This 3-page paper discusses basic accounting terms such as asset, liabilty and equity. Also discussed is cost of capital. Bibliography lists 2 sources.

This 3 page paper uses a balance sheet provided by the student to produce a cash flow statement using the indirect method and then consider which parts of the cash flow statement may be of interest to different stakeholders. The bibliography cites 2 sources.

This 10 page paper answers questions concerning the use of derivatives. The paper starts by explaining the difference between long and short hedging, the use of circuit breakers, whether investors will want to buy or sell Treasury Bond Futures if interest rates will raise, index arbitrage, and when options and futures will be bought ...

This 8 page paper investigates the relationship between the value of the US dollar and the price of gold. The underlying hypothesis is that there is a direct inverse relationship between the performance of the US dollar and the price of gold with the US dollar as the independent variable and the price of gold ...

In five pages this paper describes how an insurance company’s claims department researches claims and how this research can be completed more effectively. Five sources are listed in the bibliography.