Essays and Research Papers on Personal Finance

The merger between Boots Co. and Alliance UniChem which formed Alliance Boots has been generally seen as a successful merger. This 5 page paper looks at why this was a significant merger the attractions, risks and hurdles faced, the way the risk were mitigated and the outcome of the merger. The bibliography cites 5 sources. ...

A 6 page paper discussing cost-volume-profit (CVP) analysis, its uses and limitations. The bottom line on CVP analysis is that it may or may not provide a full and accurate picture of reality on the shop floor. At the very least, however, it does provide an indication of the costs associated with an ...

A 7 page paper discussing how foreign direct investment contributes to developing economies. Nearly all developing nations are seeking to mature, and the experience of those such as Singapore that have won official designation as "mature" have demonstrated that the fastest route to that achievement likely will be influx of FDI. Bibliography lists ...

A 4 page paper. Taxation reduces cash regardless of when it is paid, but the organization has the ability to minimize the total amount due, thereby retaining additional earnings that can be reinvested in the business or distributed to shareholders. The ability to alter tax bills legitimately rests in capital structure. Bibliography ...

This 3 page paper looks at three tools that many be used by a manager when assessing an investment, The paper look at the use of the payback period, net present value and internal rate of return. The paper explains how each tool can be used, why it is used and some of the advantages ...

This 3 page paper undertakes an environmental audit of Abitibi Consolidated, the Canadian paper manufacturer. The paper assesses and quantified the different types of demand for resources and outputs. The bibliography cites 2 sources.

This 4 page paper uses a PEST analysis that looks at the political, economic social and technological influences that may need to be considered when looking at centralizing a trade finance department of a bank which currently has ten offices. The bibliography cites 4 sources.

A 4 page paper discussing a University of Phoenix simulation examining the principles of supply and demand through management of a company supplying higher-end apartments to the town of Atlantis. Bibliography lists 3 sources.

This 5 page paper explains and demonstrates the use of net present value and internal rate of return as discounted cash flow methods of assessing investments. The writer then considers which method is superior. The paper includes example calculations. The bibliography cites 5 sources.

This 6 page paper looks at the welfare benefits that are available to asylum seekers and refugees in the United Kingdom and how these have changed since the 1990’s limiting the rights and potential benefits that can be claimed by asylum seekers. The bibliography cites 20 sources.

The 12 page paper answers two questions. The looks at the different types of risk; undiversifiable and diversifiable risk, the role of beta within CAPM (capital asset pricing model), its limitations and the way it may be used. The second part of the paper looks at the time value of money, why discounting models are ...

This 4 page paper examines each of these crises which are compared and contrasted. Bibliography lists 4 sources.

This 3 page paper answers two questions set by the student. The first looks at the way equivalent interest rates from factoring fees. The second part of the paper looks at how interest rates can be calculation a loan where it is paid off after 12 months and compares the rate when it is paid ...

This 4-page paper outlines the challenges a market society, or a free-market capitalistic society, faces. The U.S. banking crisis of 2008 is examined in this context. Bibliography lists 2 sources.

Apple and Sony; A Comparison of Cash Flow and Major This 3 page paper compares the cash flow for Apple and Sony during the three years 2006 – 2008, and then considers some of the main variable costs and assesses their impact on the results and the profit margin. The bibliography cites 2 sources.

This 12 page paper is an economic analysis of the global airline industry, considering the recent influences on the industry such as 9/11 and rising fuel prices, quantifying the impact and identifying more potential influences. The paper also uses several examples to show how airlines are responding and to identify potential valuable strategies. The bibliography ...

This 8 page paper examines the growth strategy adopted by HSBC in China. The paper looks at the external influences on the bank using of a PEST analysis, and then considers the internal competencies and resources of the bank. In the context of the internal and external environment the existing growth strategy for China is ...

This 4 page paper examines the functions of The Federal Reserve which include the control of monetary policy, supervision of the banks, maintenance of a stable financial system and the financial services to depository institutions. The bibliography cites 4 sources.

This 7 page paper uses 5 news articles to illustrate different economics concepts. The paper looks at opportunity costs with the use of spending on a capital rather than consumable items, supply and demand with a shortage of supply causing process to increase, the influence of complimentary goods on sales, the use of price ...

This 5 page paper examines the budgeting process. Behavioral aspects are explored. Bibliography lists 3 sources.

This 5 page paper examines economic theory with an emphasis on Karl Marx. The industrial revolution is discussed in depth as the paper looks at how it would affect ideas about the economy. Bibliography lists 5 sources.

This 6 page paper looks at what have been the principal achievements of the Welfare State in the UK since its inception in the 1940s and what challenges face it in the future? To discuses this the welfare state is placed in its historical context, the problems and controversies concerning it are discussed and its ...

This 4 page paper reports the education and certification needed to be a CPA, the different specialties, the different areas career paths in terms of type of organization one might work for, and average salaries at different levels in the field. The writer also comments on the disparity between average salaries for men and ...

A 4 page paper discussing Dayton, Ohio's Miami Valley Hospital's use of Epic Systems' Resolute Hospital Billing® system. The software product does not solve all AR problems, but it proves itself to be an invaluable tool for increasing AR efficiency; reducing the revenue cycle; and providing third-party payers with the documentation they require. ...

This 4-page paper examines the impact of taxation on cigarettes. Bibliography lists 2 sources.